Top U.S. Fintech Companies

The U.S. fintech landscape is redefining how individuals and businesses manage, move, and invest money. This guide spotlights the top U.S. fintech companies leading this transformation—recognized for their innovation, rapid growth, and impact on financial services. These companies are disrupting traditional banking models with cutting-edge solutions in digital payments, lending, wealth management, blockchain, and more. Backed by strong technology and customer-centric strategies, they are reshaping the financial experience through speed, accessibility, and transparency. Whether you're an investor, entrepreneur, or industry follower, this overview provides a clear look at the fintech leaders driving the future of finance in the United States.

Alloy

Alloy

Alloy Automation is headquartered in the vibrant city of New York, New York.

Overview

Total employees
366
Headquarters
Wilmington
Founded
2019

Alloy Automation empowers e-commerce brands with a powerful API platform to integrate various tools, including Shopify, Klaviyo, and more. By connecting these systems, Alloy Automation enables businesses to automate tasks, personalize customer experiences, and unlock valuable insights, ultimately driving efficiency and revenue growth.

Arc.dev

Arc.dev

ardotdev's headquarters are located in San Francisco, California.

Overview

Total employees
99
Headquarters
San Francisco
Founded
[Founded year - Requires confirmed founding year, will vary with available knowledge]

ardotdev is a technology company specializing in cloud solutions and AI engineering. They provide services to help businesses innovate and scale using modern technologies. Their expertise spans cloud infrastructure, machine learning, and software development, enabling clients to build and deploy cutting-edge applications and optimize their operations.

At-Bay

At-Bay

At-Bay is headquartered in the vibrant city of San Francisco, California, in the heart of the tech industry.

Overview

Total employees
364
Headquarters
San Francisco
Founded
2016

At-Bay is a cyber insurance company that helps businesses navigate the complex world of digital risk. They combine industry-leading security expertise with innovative insurance coverage to proactively manage and mitigate cyber threats. At-Bay offers comprehensive insurance solutions designed to protect businesses from financial losses and reputational damage caused by cyberattacks. Their data-driven approach provides clients with valuable insights into their security posture and enables them to make informed decisions to improve their cyber resilience.

Relay

Relay

Relay's headquarters are located in Toronto, Ontario, Canada, a thriving hub for tech startups and financial innovation.

Overview

Total employees
296
Headquarters
Toronto
Founded
2018

Relay is an online banking platform specifically designed for entrepreneurs, freelancers, and small business owners. It provides access to business checking accounts with no monthly fees, along with tools for managing cash flow, automating bookkeeping, and streamlining payments. Relay aims to simplify banking and empower entrepreneurs to focus on growing their businesses.

Brico

Brico

Brico's headquarters, supporting its operations in Belgium and Luxembourg, is located in Groot-Bijgaarden, near Brussels, Belgium.

Overview

Total employees
1253
Headquarters
Groot-Bijgaarden (Dilbeek)
Founded
1973

Brico is a well-established retail chain specializing in Do-It-Yourself (DIY), home improvement, and gardening products. Operating primarily in Belgium and Luxembourg, Brico offers a wide range of tools, materials, and accessories for both amateur and professional craftsmen. It is part of the Maxeda DIY Group, one of the largest DIY retailers in the Benelux region. Brico stores cater to various project needs, from simple home repairs to major renovations and garden landscaping, often providing services like wood cutting, paint mixing, and tool rental.

Candex

Candex

Candex Technologies's primary headquarters is located in New York City, USA, serving as its main operational and strategic hub.

Overview

Total employees
226
Headquarters
New York
Founded
2016

Candex Technologies provides a sophisticated platform designed to help large enterprises manage their 'tail spend' – the typically 20% of suppliers that account for 80% of transaction volume but a smaller portion of overall spend. Their solution streamlines vendor onboarding, purchase order management, invoicing, global payments, and ensures compliance, ultimately reducing costs and risks for businesses. Candex focuses on making complex B2B payments simple and efficient, especially for services, one-time, and hard-to-manage purchases.

Capitalize Digital

Capitalize Digital

Capitalize Digital is headquartered in Richmond, Virginia.

Overview

Total employees
[Research needed - Approximate employee count. If unavailable, make a reasonable estimate based on company size]
Headquarters
Richmond
Founded
[Research needed - Founded year]

Capitalize Digital is a technology consulting firm specializing in helping businesses navigate and implement digital transformation strategies. They provide expertise in areas such as cloud computing, data analytics, cybersecurity, and custom software development. Their focus is on delivering tailored solutions that drive business growth, improve efficiency, and enhance customer experiences. Capitalize Digital serves a diverse range of industries and is known for its client-centric approach and commitment to innovation.

Carry1st

Carry1st

Carry1st is headquartered in Cape Town, South Africa.

Overview

Total employees
185
Headquarters
Cape Town
Founded
2018

Carry1st is a leading mobile games publisher and fintech platform focused on the African market. They partner with global gaming companies to localize and scale their games across the continent, providing payment solutions, marketing expertise, and community engagement. Carry1st aims to make mobile entertainment accessible and affordable for millions of Africans.

CHIME

CHIME

Chime's headquarters is located in San Francisco, California, the heart of the tech industry.

Overview

Total employees
196
Headquarters
San Francisco
Founded
2012

Chime is a financial technology company that partners with banks to offer mobile banking services, including checking and savings accounts, credit building, and early access to paychecks. They aim to make banking more accessible, easier to use, and fee-free for everyday Americans.

Coalition, Inc.

Coalition, Inc.

Coalition's global headquarters is strategically located in San Francisco's SOMA (South of Market) district, a vibrant hub for technology and innovation.

Overview

Total employees
749
Headquarters
San Francisco
Founded
2017

Coalition is a leading Active Insurance provider, pioneering a new approach to managing cyber risk. By combining comprehensive cyber insurance coverage with proactive cybersecurity tools, threat intelligence, and incident response services, Coalition helps businesses prevent digital risks before they strike and recover quickly when incidents occur. Their mission is to protect the unprotected and solve cyber risk for organizations of all sizes.

Column

Column

Column Software PBC is headquartered in San Francisco, California, a hub for innovation and technology.

Overview

Total employees
49
Headquarters
San Francisco
Founded
[Replace with actual founding year - Needs research]

Column Software PBC is a Public Benefit Corporation dedicated to improving the construction industry through cutting-edge software solutions. They provide tools that enhance collaboration, streamline workflows, and promote sustainability in construction projects. By focusing on user-centric design and ethical practices, Column Software PBC aims to create a positive impact on the built environment and the communities it serves.

DataSnipper

DataSnipper

DataSnipper's headquarters are located in Amsterdam, Netherlands.

Overview

Total employees
265
Headquarters
Amsterdam
Founded
2017

DataSnipper is an intelligent automation platform designed for auditors and financial professionals. It allows users to import, reconcile, and cross-reference data from various sources, streamline workflows, and improve audit quality and efficiency. The software integrates seamlessly with Excel, enhancing its capabilities for complex data analysis and reporting.

DataVisor

DataVisor

DataVisor's global headquarters is strategically located in Sunnyvale, California, in the heart of Silicon Valley, fostering innovation and collaboration within the tech ecosystem.

Overview

Total employees
155
Headquarters
Sunnyvale
Founded
2013

DataVisor is a leading fraud detection company powered by AI, providing advanced solutions to protect online businesses and financial institutions from a wide array of digital threats. Their platform utilizes unsupervised machine learning and real-time data analysis to identify and prevent sophisticated fraud attacks, including account takeovers, application fraud, and transaction fraud. DataVisor helps organizations safeguard their revenue, protect their customers, and maintain trust in their digital platforms by proactively detecting known and unknown malicious activities without relying on historical data labels.

Esusu

Esusu

Esusu is headquartered in New York City, the heart of innovation and finance.

Overview

Total employees
165
Headquarters
New York
Founded
2018

Esusu is a financial technology platform focused on leveraging cooperative savings to help individuals build credit, save money, and achieve their financial goals. They partner with landlords and property management companies to report rental payments to credit bureaus, helping tenants build their credit history. Esusu's mission is to dismantle barriers to financial access and opportunity for underserved communities.

Ethos

Ethos

Ethos Life is headquartered in Austin, Texas, a major technology and innovation hub in the United States.

Overview

Total employees
724
Headquarters
Austin
Founded
2016

Ethos Life is a technology company dedicated to making life insurance simple, affordable, and accessible to everyone. Founded on the principle that protecting one's family shouldn't be complicated, Ethos leverages data science and modern technology to streamline the application process, often offering coverage without medical exams and in minutes, not weeks. Their mission is to provide ethical, transparent, and customer-centric life insurance solutions to help families secure their financial future.

Figure

Figure

Figure AI's headquarters are located in Sunnyvale, California, in the heart of Silicon Valley.

Overview

Total employees
318
Headquarters
Sunnyvale
Founded
2022

Figure AI is a robotics company focused on developing general-purpose humanoid robots. Their mission is to accelerate the development of humanoid robots to improve lives and address labor shortages. Figure AI aims to create robots capable of performing a wide range of tasks across various industries, ultimately leading to increased efficiency and productivity.

Found.com

Found.com

Foundforbusiness operates primarily as an online platform, and while it may have a physical location for core team operations, that information is not readily available. Therefore, considering its nature, headquarters might denote the place of origin or central management of the platform.

Overview

Total employees
116
Headquarters
Data Not Publicly Available
Founded
Data Not Publicly Available

Foundforbusiness (while not a conventionally structured company like Google or Apple) operates as a platform and resource dedicated to providing comprehensive company data and insights. It focuses on aggregating and structuring information to enable users to discover key details about various businesses, aiding in market research, competitive analysis, and investment decisions. They aim to provide accurate and up-to-date information for professionals seeking deeper insights into the corporate landscape.

Highnote

Highnote

Highnote is headquartered in San Francisco, California, a global hub for technology and innovation.

Overview

Total employees
156
Headquarters
San Francisco
Founded
2020

Highnote is a modern card issuance platform designed to empower businesses to create and manage innovative card programs. By providing a comprehensive suite of APIs and tools, Highnote simplifies the process of building and launching card-based products, enabling companies to offer customized payment solutions to their customers.

Imprint

Imprint

Imprint Payments is headquartered in New York City, a hub for fintech innovation.

Overview

Total employees
195
Headquarters
New York
Founded
2018

Imprint Payments is a modern card issuing platform that enables businesses to launch branded rewards programs and embed payments into their platforms. They provide the infrastructure and tools to create and manage custom card programs, offering a seamless and integrated payment experience for users. Imprint aims to help companies increase customer loyalty, drive revenue, and gain valuable insights into their spending habits. Their focus is on providing a developer-friendly API and white-label solutions that allow businesses to quickly and easily integrate payment capabilities into their existing products and services.

Kin Insurance

Kin Insurance

Kin Insurance is officially headquartered in St. Petersburg, Florida. This location is strategic, placing them in close proximity to a key market frequently impacted by severe weather events and supporting their focus on catastrophe-prone areas.

Overview

Total employees
631
Headquarters
St. Petersburg
Founded
2016

Kin Insurance is a direct-to-consumer home insurance company built on a modern technology platform. They leverage data and analytics to provide affordable and customized coverage, particularly for homeowners in regions prone to natural disasters like hurricanes and wildfires. Kin aims to simplify the insurance process, making it easier for customers to get quotes, purchase policies, and manage claims online. Their focus is on transparency, customer service, and leveraging technology to offer competitive rates and a better insurance experience.

Lead

Lead

LeadBank is headquartered in New York City, a major hub for business and technology in the United States.

Overview

Total employees
410
Headquarters
New York
Founded
2021

LeadBank is a provider of B2B contact data and sales intelligence solutions. They offer a comprehensive database of verified email addresses, phone numbers, and company information, helping businesses identify and connect with potential customers. LeadBank's platform is designed to empower sales and marketing teams to improve their lead generation, account-based marketing, and overall sales effectiveness.

Mercury

Mercury

MercuryHQ is headquartered in San Francisco, California, the heart of the tech industry.

Overview

Total employees
1267
Headquarters
San Francisco
Founded
2023

MercuryHQ is an AI-powered platform designed to streamline and accelerate the software development lifecycle. They provide tools and solutions to help development teams automate tasks, improve collaboration, and deliver higher-quality software faster. MercuryHQ aims to empower developers to focus on innovation by taking the complexity out of their workflows.

NALA

NALA

Nala Money's headquarters are located in Dar es Salaam, Tanzania.

Overview

Total employees
190
Headquarters
Dar es Salaam
Founded
2018

Nala Money is a fintech company focused on simplifying and improving cross-border payments to Africa. They provide a secure and efficient platform for individuals and businesses to send money to loved ones and partners across the continent. Nala aims to reduce transfer costs and increase financial inclusion by leveraging technology and innovative solutions. With a strong commitment to user experience and security, Nala Money is a trusted partner for remittances and financial transactions between the diaspora and Africa.

Navan

Navan

Navan's global headquarters is situated in Palo Alto, California, in the technology hub of Silicon Valley.

Overview

Total employees
2736
Headquarters
Palo Alto
Founded
2015

Navan (formerly TripActions) is a leading global platform for travel, corporate card, and expense management. It provides an integrated, AI-powered solution designed to make business travel and expense processes seamless for employees and provide companies with real-time visibility and control over spend. Navan aims to transform outdated corporate T&E systems by offering a user-friendly experience, robust inventory, and powerful administrative tools, ultimately helping organizations save time and money while improving employee satisfaction.

Nova Credit

Nova Credit

Nova Credit Inc. is headquartered in San Francisco, California, strategically located in the heart of the city's Financial District, a major center for technology and financial innovation.

Overview

Total employees
129
Headquarters
San Francisco
Founded
2016

Nova Credit Inc. is a pioneering fintech company dedicated to helping individuals, particularly immigrants and those with international backgrounds, access financial services by leveraging their home country credit history. Through its 'Credit Passport®' technology, Nova Credit partners with global credit bureaus and financial institutions to enable consumers to seamlessly share their credit data across borders. This empowers them to apply for credit cards, loans, apartments, and more in their new country, fostering financial inclusion and easing the transition for millions worldwide. The company aims to create a more equitable financial system where creditworthiness is recognized globally.