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Zach Townsend is a respected entrepreneur and product leader in the financial technology (fintech) sector. He is best known as the co-founder and former CEO of Standard Treasury, a company that developed APIs (Application Programming Interfaces) for commercial banks to enable easier integration and data access. Standard Treasury was backed by Y Combinator and later acquired by Silicon Valley Bank (SVB) in 2015. Post-acquisition, Zach played a key role in SVB's API banking strategy. He is recognized for his insights into banking-as-a-service, open banking, and the modernization of financial infrastructure. His work has focused on bridging the gap between traditional banking systems and modern software development practices.
Zach Townsend's work history includes a series of influential roles in various companies. Here is a detailed list of his professional journey:
Co-founded Standard Treasury in 2013, a pioneering Y Combinator-backed company that built API solutions for commercial banks, significantly contributing to the early API banking movement.
Successfully led Standard Treasury to an acquisition by Silicon Valley Bank (SVB) in 2015, where he then contributed to SVB's API platform and digital banking initiatives.
Participated in the prestigious Y Combinator accelerator program (W13 batch) with Standard Treasury, gaining valuable mentorship and early-stage support.
Recognized as an influential voice and thought leader in the fintech space, particularly concerning API banking, open finance, and the digital transformation of financial institutions.
Texas A&M University - Year 2015
Texas A&M University - Mays Business School - Year 2019
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Texas Regional Bank (TRB) is a full-service community bank headquartered in Harlingen, Texas, with its holding company, TRB Bancorp, Inc., providing financial services across Texas. Established in 2010, TRB offers a wide range of banking products and services to individuals, businesses, and professionals. It focuses on building long-term customer relationships through personalized service, local decision-making, and active community involvement in regions including the Rio Grande Valley, Texas Hill Country, Houston, and Dallas-Fort Worth.
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