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Toni Hyde is a highly accomplished and certified professional with extensive expertise in financial crime prevention, business analysis, and compliance strategy. Holding CAMS, CBAP, and CFCS certifications, she possesses a unique blend of skills that enable her to bridge the gap between complex regulatory requirements and practical business solutions. With over 15 years of experience, Toni has a proven track record in leading large-scale projects, developing and implementing robust anti-money laundering (AML) programs, enhancing Know Your Customer (KYC) processes, and optimizing operational efficiencies within financial institutions and regulated industries. She is adept at stakeholder management, requirements elicitation, process re-engineering, and leveraging technology to mitigate financial crime risks. Toni is passionate about fostering a culture of compliance and driving strategic initiatives that protect organizations from financial threats while ensuring sustainable growth.
Toni Hyde, CAMS, CBAP, CFCS's work history includes a series of influential roles in various companies. Here is a detailed list of his professional journey:
Spearheaded the enterprise-wide modernization of an AML transaction monitoring system for a multinational bank, improving detection accuracy by 25% and reducing false positives by 15%, ensuring compliance with updated global regulations.
Utilized CBAP methodologies to redesign and optimize KYC and customer due diligence (CDD) processes, resulting in a 30% reduction in onboarding time for high-risk clients while strengthening risk assessment protocols.
Developed and implemented a comprehensive financial crime risk assessment framework, integrating fraud, AML, and sanctions risk management, which significantly improved the organization's ability to identify and mitigate emerging financial crime threats.
Successfully led and mentored cross-functional teams of compliance officers, business analysts, and IT specialists, and developed training programs that enhanced organizational understanding of financial crime typologies and regulatory obligations.
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American National Bank of Texas (ANBTX) is one of the oldest independently owned banks in Texas, serving North Texas communities for over 145 years. It provides a full suite of financial products and services for individuals, businesses, and commercial customers, including personal and business banking, mortgages, wealth management, and treasury management. ANBTX is committed to community involvement and building long-term relationships with its customers by providing personalized service and local decision-making.
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