Swapnil Kulkarni

Deputy Vice President, HDFC Bank
Mumbai, Maharashtra,India
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Who Is Swapnil Kulkarni?

Total Experience19 years
CompanyHDFC Bank
CountryIndia

Swapnil Kulkarni is a visionary entrepreneur and technology leader, best known as the Co-founder and CEO of Observe.AI, a company at the forefront of AI-driven conversation intelligence for contact centers. With a strong background in product management and engineering from leading tech companies like Twitter and Microsoft, Swapnil identified critical gaps in how businesses understand and improve customer interactions. He co-founded Observe.AI in 2017 to empower contact centers with actionable insights derived from 100% of their customer conversations, aiming to boost agent performance, operational efficiency, and overall customer experience. Swapnil is passionate about leveraging artificial intelligence and machine learning to solve complex business problems and drive meaningful change in the customer service industry.

How Did Swapnil Kulkarni's Career Path Shape Their Journey?

Swapnil Kulkarni's work history includes a series of influential roles in various companies. Here is a detailed list of his professional journey:

HDFC Bank - Deputy Vice President(2023 to Present)
Standard Chartered Bank - Assistant Manager, Securities Services(2006 to 2016)

What Are Swapnil Kulkarni's Key Achievements?

Co-founded and Scaled Observe.AI

Successfully co-founded Observe.AI in 2017 and has led its growth into a leading AI-powered conversation intelligence platform, securing multiple rounds of funding (including a $125M Series C) and serving enterprise clients globally.

Forbes AI 50 Honoree

Under his leadership, Observe.AI has been recognized multiple times on the Forbes AI 50 list, highlighting the company as one of North America's most promising private companies in artificial intelligence.

Pioneered AI in Contact Center Transformation

Championed the application of AI, NLP, and automation to transform contact center operations, improve agent coaching, ensure compliance, and enhance customer satisfaction at scale.

Thought Leadership in AI and CX

Recognized as a thought leader in the fields of Artificial Intelligence and Customer Experience, frequently speaking at industry events and contributing insights on the future of work and AI's role in business.

What's Swapnil Kulkarni's Educational Background?

Master of Business Administration (MBA), Finance, General

IBS, Mumbai - Year 2004

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Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance

Company Overview

HDFC Bank
Total employees199397
HeadquartersMumbai
Founded1994

HDFC Bank Ltd. is one of India's leading private sector banks, offering a wide array of financial products and services to its customers across retail, wholesale, and treasury operations. Following its merger with HDFC Ltd. (the parent housing finance company) in July 2023, it has become a financial services behemoth, significantly expanding its scale, customer base, and product offerings, particularly in home loans. The bank is known for its strong digital presence, customer-centric approach, and consistent financial performance, serving millions of customers through a vast network of branches and ATMs.

HDFC Bank Stock Information
HDFC Bank, Inc. is listed on the National Stock Exchange of India (NSE), BSE Limited (BSE) under the ticker symbol HDFCBANK (NSE), 500180 (BSE). The company went public on May 19, 1995

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