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Santosh Agarwal is a seasoned business leader with over two decades of extensive experience primarily in the insurance and financial services sector. He is recognized for his expertise in P&L management, business strategy, sales leadership, digital transformation, and building high-performing teams. Currently, he holds a significant leadership position at Kotak Mahindra Life Insurance. Prior to this, Santosh made substantial contributions as the Chief Business Officer (CBO) for Life Insurance at Policybazaar.com, where he played a pivotal role in scaling the life insurance business, driving innovation, and establishing Policybazaar as a dominant force in the online insurance distribution space in India. His career reflects a strong focus on customer-centric solutions and leveraging technology to enhance business outcomes.
Santosh Agarwal's work history includes a series of influential roles in various companies. Here is a detailed list of his professional journey:
As CBO - Life Insurance at Policybazaar, Santosh was instrumental in exponentially growing the life insurance vertical. He led strategy, product innovation, and sales channel development, significantly contributing to the company's market leadership and IPO journey.
Played a key role in transforming how life insurance is bought and sold in India by championing digital-first approaches, simplifying products, and enhancing customer experience through technology at Policybazaar.
Throughout his career, including his current role at Kotak Mahindra Life Insurance, Santosh has demonstrated a consistent ability to drive business growth, manage large-scale operations, and achieve strategic objectives in competitive financial markets.
Known for his leadership in mentoring and developing large, high-performing teams capable of delivering exceptional results in fast-paced environments within the insurance sector.
The Institute of Chartered Accountants of India - Year 2006
The Institute of Company Secretaries of India - Year 2008
Tinsukia College-Assam - Year 2001
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YES BANK is a full-service commercial bank headquartered in Mumbai, India. It offers a wide range of products, services, and digital solutions, catering to retail, MSME, and corporate clients. The bank operates its brokerage business through YES Securities, a wholly owned subsidiary. After facing a crisis in 2020, it was restructured with significant capital infusion from a consortium of banks led by the State Bank of India.
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