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Sanjaya Agarwal is a distinguished first-generation entrepreneur and a visionary leader in the Indian financial services sector. He is widely recognized as the founder of AU Financiers in 1996, which he meticulously built and transformed into AU Small Finance Bank in 2017, serving as its MD & CEO until April 2023. With a strong belief in financial inclusion, Sanjaya has been instrumental in providing banking and credit facilities to unbanked and underbanked populations, particularly in rural and semi-urban areas of India. A qualified Chartered Accountant, his strategic acumen and commitment to serving the underserved have earned him numerous accolades and established AU Small Finance Bank as a prominent player in the Indian banking landscape. He is known for his customer-centric approach and for fostering a culture of innovation and trust within the organization.
Sanjaya Agarwal's work history includes a series of influential roles in various companies. Here is a detailed list of his professional journey:
Successfully founded AU Financiers in 1996 and spearheaded its transformation into AU Small Finance Bank in 2017, scaling it into a leading financial institution focused on serving MSMEs and underserved individuals.
Honored with the prestigious EY Entrepreneur Of The Year Award in 2018 in the Financial Services category, recognizing his outstanding entrepreneurial journey and impact on the financial sector.
Pioneered initiatives to extend formal credit and banking services to vast unserved and underserved segments of India, significantly contributing to financial empowerment and economic development.
Under his leadership, AU Small Finance Bank had a highly successful Initial Public Offering (IPO) in 2017, which was oversubscribed multiple times, showcasing strong investor confidence.
Recognized multiple times by Business Today as one of India's Best CEOs in the banking sector for his leadership and the bank's consistent performance.
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