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Ratnaker Prasad
Bengaluru, Karnataka,India
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Find Ratnaker Prasad's PhoneWho Is Ratnaker Prasad?
Ratnaker Prasad is a distinguished technology leader with over two decades of experience, currently serving as the Chief Technology Officer (CTO) at Mindgate Solutions. He is renowned for his expertise in the FinTech domain, particularly in digital payments, transaction processing, and banking technology. Before joining Mindgate, Ratnaker had a long and impactful tenure at SAP, where he held various senior leadership roles, significantly contributing to their financial services and core banking product portfolio. He is adept at driving technology vision, building and scaling high-performance engineering teams, and leading digital transformation initiatives. Ratnaker is passionate about leveraging emerging technologies like AI, ML, and Cloud to build innovative and robust solutions that address complex challenges in the financial industry. He is recognized for his strategic thinking, product innovation, and ability to translate business needs into effective technology solutions.
How Did Ratnaker Prasad's Career Path Shape Their Journey?
Ratnaker Prasad's work history includes a series of influential roles in various companies. Here is a detailed list of his professional journey:
What Are Ratnaker Prasad's Key Achievements?
Driving FinTech Innovation at Mindgate
As CTO of Mindgate Solutions, instrumental in architecting and scaling their next-generation digital payment platforms, enhancing transaction processing capabilities, and solidifying the company's position as a leader in the payments technology space in India and globally.
Leadership in Core Banking & Financial Services at SAP
During his extensive career at SAP, led critical product development and engineering teams for core banking, lending, and payments solutions, contributing to the global success and adoption of SAP's financial services software suite.
Champion of Technology Modernization and Scalability
Successfully spearheaded initiatives for modernizing technology stacks, adopting microservices architectures, and leveraging cloud platforms to enhance scalability, resilience, and agility of enterprise-grade financial applications.
Thought Leadership in Digital Payments
Actively contributes to the FinTech ecosystem through insights on digital payments, open banking, and the future of financial technology, often speaking at industry forums and sharing expertise on technology trends.
What's Ratnaker Prasad's Educational Background?
Diploma, Fashion Design
Northern India Institute of Fashion Technology NIIFT, Mohali - Year 1998
10+2, Science(Mathematics)
De Nobili School, Mugma - Year 1993
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Company Overview
Reliance RetailReliance Retail is the retail initiative of Reliance Industries Limited and is central to the group’s consumer-facing businesses. It has been at the forefront of bringing about the Organized Retail revolution in India and has rapidly grown to become the country's largest and most profitable retailer. It serves millions of customers daily through its diverse portfolio of brands, stores, and digital platforms, offering a wide range of products including groceries, consumer electronics, fashion and lifestyle, pharmaceuticals, and more. Reliance Retail aims to provide a seamless omnichannel experience to Indian consumers.
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