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Ram Rastogi 🇮🇳
Mumbai, Maharashtra,India
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Find Ram Rastogi 🇮🇳's PhoneWho Is Ram Rastogi 🇮🇳?
Ram Rastogi is a distinguished leader and strategist in the Indian digital payments ecosystem, widely recognized for his pivotal contributions at the National Payments Corporation of India (NPCI). He has been instrumental in the design, development, and scaling of transformative payment systems like the Unified Payments Interface (UPI), IMPS (Immediate Payment Service), and RuPay. His work has significantly advanced India's journey towards a less-cash society and has been crucial in promoting financial inclusion by making digital payments accessible, affordable, and secure for millions. With extensive experience spanning over two decades in banking, payments, and financial technology, Ram Rastogi is a key architect of India's digital financial infrastructure and a respected voice on innovation in the fintech space.
How Did Ram Rastogi 🇮🇳's Career Path Shape Their Journey?
Ram Rastogi 🇮🇳's work history includes a series of influential roles in various companies. Here is a detailed list of his professional journey:
What Are Ram Rastogi 🇮🇳's Key Achievements?
Pioneering Unified Payments Interface (UPI)
Played a core leadership role in the conceptualization, development, and nationwide implementation of UPI, a revolutionary real-time payment system that has transformed digital transactions in India and garnered international acclaim.
Driving IMPS Growth and Adoption
Significantly contributed to the architecture, strategy, and widespread adoption of the Immediate Payment Service (IMPS), enabling 24/7 instant interbank electronic fund transfers across the country.
Championing RuPay Card Scheme
Instrumental in the development, strategy, and promotion of RuPay, India's indigenous domestic card scheme, fostering competition and innovation in the card payments market and reducing reliance on international networks.
Advancing Financial Inclusion
Through his work on various NPCI initiatives, including UPI and Aadhaar Enabled Payment System (AePS), he has been a key advocate and enabler of financial inclusion, bringing formal financial services to underserved populations across India.
Thought Leadership in Fintech
Recognized as a prominent thought leader in the fintech and digital payments domain, frequently sharing insights at national and international conferences, and contributing to policy discussions on the future of digital finance.
Innovations in Payment Systems
Consistently driven innovation within NPCI, leading to the introduction of new features and services such as UPI 2.0, UPI Lite, and various value-added services on NPCI platforms, enhancing user experience and security.
What's Ram Rastogi 🇮🇳's Educational Background?
Managment
Indian Institute of Management, Lucknow - Year 2006
CAIIB, Banking and Financial Support Services
Indian Institute of Banking and Finance - Year 1981
Master of Science (M.Sc.), GEOLOGY
University of Lucknow - Year 1974
NSE’s Certification in Financial Market (NCFM) AMFI – Mutual Fund (Advisor) Module.
National Stock Exchange , Mumabi
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Company Overview
Eroute TechnologiesEroute Technologies Pvt. Ltd. is an Indian fintech company dedicated to simplifying digital transactions. They provide a comprehensive suite of omnichannel payment solutions, including UPI, QR code payments, payment gateways, and merchant tools. Their mission is to foster financial inclusion and empower businesses and consumers with secure, seamless, and accessible digital payment experiences.
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