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Charlotte Pallua is a dynamic entrepreneur and product leader, best known as the Co-Founder and Chief Product Officer (CPO) of Topi, a Berlin-based B2B hardware-as-a-service and payments platform. With a strong background in FinTech and technology, she has a proven track record of building and scaling innovative products and leading high-performing product teams. Before co-founding Topi, Charlotte held significant product leadership roles, including Product Lead at N26, one of Europe's leading mobile banks, and Product Manager at Apple. Her experience also includes strategy consulting at McKinsey & Company and a role at Goldman Sachs. Charlotte is passionate about leveraging technology to solve complex business challenges and create seamless user experiences, particularly within the B2B and financial services sectors. She holds a Master's degree in Management from HEC Paris and a Bachelor's degree in Economics from the University of St. Gallen.
Charlotte Pallua's work history includes a series of influential roles in various companies. Here is a detailed list of his professional journey:
Successfully co-founded Topi in 2021, a B2B hardware-as-a-service platform, leading its product vision and strategy. Secured significant funding rounds, including a $4.5M pre-seed and a $45M Series A, to fuel growth and market expansion.
Served as Product Lead at N26, contributing to the development and enhancement of product features for one of Europe's fastest-growing neobanks, impacting millions of users.
Worked as a Product Manager at Apple, gaining experience in managing and strategizing for world-renowned consumer technology products in a highly competitive global market.
Frequently recognized as an influential voice in the FinTech and startup ecosystem, often speaking at industry events and contributing to discussions on innovation in B2B payments and services.
Harvard Business School
The University of Tokyo
HEC Paris
Dartmouth College
Università Bocconi
Malvern College
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Topi is a Berlin-based fintech company revolutionizing how businesses acquire and manage hardware. They offer a hardware-as-a-service (HaaS) subscription model, allowing companies to access the latest technology, from laptops to smartphones, through flexible monthly payments instead of large upfront investments. This helps businesses stay agile, manage cash flow effectively, and simplify their IT procurement and device lifecycle management.
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