Kunal Shah
Mumbai, Maharashtra,India
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Kunal Shah is a prominent Indian entrepreneur, investor, and mentor, best known as the founder of CRED, a members-only credit card bill payment platform that rewards users for timely payments. Before CRED, he founded FreeCharge in 2010, a digital payments company, which was acquired by Snapdeal in 2015 for an estimated $400 million. Shah is highly regarded in the Indian startup ecosystem for his deep understanding of consumer behavior, economics, and building scalable technology businesses. He is an active angel investor with a portfolio of successful startups and is known for his candid insights on entrepreneurship, product development, and wealth creation, often shared through social media and public forums.
Professional Summary
Kunal Shah's work history includes a series of influential roles in various companies. Here is a detailed list of his professional journey:
Notable Achievements
Founder & CEO of CRED
Successfully founded and scaled CRED into a leading fintech unicorn in India, valued at over $6 billion. CRED has revolutionized the credit card payment experience for affluent Indians by offering rewards and benefits, fostering a high-trust community.
Co-founder of FreeCharge
Co-founded FreeCharge in 2010, pioneering the concept of offering free discount coupons for mobile recharges. He led the company to a successful acquisition by Snapdeal in 2015, one of the largest internet M&A deals in India at the time.
Prolific Angel Investor & Mentor
Actively invests in and mentors early-stage startups across various sectors in India, contributing significantly to the growth of the ecosystem. Known for identifying promising ventures and providing strategic guidance.
Thought Leader in Fintech and Consumer Behavior
Recognized for his sharp insights on the Indian market, consumer psychology, and fintech trends. He frequently shares his perspectives, influencing a generation of entrepreneurs and product thinkers.
Educational Background
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Company Overview
HDFC BankHDFC Bank Ltd. is one of India's largest private sector banks by assets and market capitalization. Incorporated in August 1994, it offers a comprehensive suite of financial products and services, including retail banking (savings accounts, loans, credit cards), wholesale banking (corporate finance, trade services), treasury operations, and digital banking solutions. Following its merger with Housing Development Finance Corporation (HDFC Ltd.) in July 2023, the bank has significantly expanded its portfolio, especially in the housing finance sector, further strengthening its market position. HDFC Bank is known for its strong customer focus, robust technology infrastructure, and consistent financial performance, serving millions of customers across India and internationally.
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