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Jo Ann Barefoot is a pioneering figure in financial regulation and innovation. She is the CEO and Co-founder of the Alliance for Innovative Regulation (AIR), a non-profit organization focused on modernizing financial regulation through technology to make it more efficient, effective, and equitable. She also leads Barefoot Innovation Group, LLC, a consultancy firm advising financial institutions, startups, and governments on navigating the evolving landscape of financial services. With a distinguished career that includes serving as a former Deputy Comptroller of the Currency, she is a globally recognized expert on FinTech, RegTech, financial inclusion, and consumer protection. Jo Ann hosts the acclaimed 'Barefoot Innovation' podcast, featuring insightful conversations with global leaders in finance and technology. She is also a Senior Fellow Emerita at Harvard Kennedy School’s Mossavar-Rahmani Center for Business & Government.
Jo Ann Barefoot's work history includes a series of influential roles in various companies. Here is a detailed list of his professional journey:
Leads a non-profit organization dedicated to fostering a digitally native financial regulatory system that promotes fairness, financial inclusion, and systemic resilience.
Provides strategic advisory services on financial innovation, regulation, and consumer protection to a diverse range of clients including financial institutions, technology companies, and regulatory bodies worldwide.
Served in a key U.S. regulatory leadership role, overseeing national banks and pioneering early consumer protection initiatives and fair lending programs.
Hosts a widely respected podcast that explores the intersection of technology, finance, and regulation, featuring interviews with industry leaders and visionaries.
Contributed to academic research and policy discourse on financial regulation, innovation, and consumer finance at a leading global institution.
Frequently recognized as one of the most influential voices in financial technology and regulatory technology, shaping global conversations and policy direction.
Prolific writer and sought-after international speaker on topics related to financial innovation, regulatory reform, and the future of finance.
The George Washington University - Year 1974
University of Michigan - Year 1969
Ohio Wesleyan University - Year 1967
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The Alliance for Innovative Regulation (AIR) is a global non-profit organization dedicated to fostering a financial system that is fair, resilient, and supports responsible innovation. They work towards digitizing financial regulation by equipping regulators with modern, technology-driven tools to enhance their ability to monitor risks, protect consumers, and promote market integrity in an increasingly digital world. AIR collaborates with financial regulators, industry stakeholders, and technology innovators to achieve these goals.
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