James Davies is the Group Chief Technology Officer at iwoca, a leading European fintech company providing innovative lending solutions to small businesses. With extensive experience in building and scaling technology platforms, James is passionate about leveraging technology to solve complex financial challenges and drive business growth. He leads iwoca's engineering, data science, and IT operations, fostering a culture of innovation and excellence within his teams. His expertise spans software architecture, cloud computing, agile methodologies, and building high-performing technology teams.
James Davies's work history includes a series of influential roles in various companies. Here is a detailed list of his professional journey:
As Group CTO, James spearheads the technological vision and execution for iwoca, a leading European fintech. He directs multi-disciplinary teams in engineering, data science, and IT operations, driving innovation in SME lending across Europe.
Led the architectural design and continuous scaling of iwoca's robust technology platform, enabling the disbursement of billions in funding to small businesses and supporting expansion into new European markets.
Cultivated a high-performance engineering culture focused on agile principles, DevOps practices, and continuous learning, significantly enhancing product delivery speed, operational resilience, and team engagement.
Cornell University - Year 2019
University of Denver - Daniels College of Business - Year 2017
University of Durham
University of Durham
The University of Texas at Austin - Year 2025
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