Gurms Athwal
United Kingdom,United Kingdom
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Gurms Athwal is a seasoned product leader and entrepreneur with extensive experience in the mobile technology and FinTech sectors, particularly focused on emerging markets. He is widely recognized as the Co-founder and Chief Product Officer (CPO) of Juvo, a pioneering company dedicated to establishing financial identities for the unbanked and underbanked globally using mobile technology. His work at Juvo aims to increase financial inclusion by providing access to financial services for millions. Before co-founding Juvo, Gurms held significant product leadership positions, notably as VP of Product at Boku, a leading global mobile payments company. His expertise encompasses product strategy, product management, user experience, and bringing innovative mobile-first financial products to market on a global scale. He is known for his deep understanding of consumer behavior in diverse markets and his ability to translate these insights into successful product offerings. Gurms is also active in the broader tech ecosystem as an advisor and investor, particularly in areas like blockchain and decentralized technologies.
Professional Summary
Gurms Athwal's work history includes a series of influential roles in various companies. Here is a detailed list of his professional journey:
Notable Achievements
Co-founder & Chief Product Officer of Juvo
Co-founded Juvo and spearheaded its product vision and strategy, building a platform that leverages mobile data to establish financial identities and provide progressive access to financial services for unbanked populations in emerging markets, impacting millions of users.
Leadership in Mobile Payments at Boku
As VP Product at Boku, he was instrumental in scaling the company's mobile payment solutions, enabling direct carrier billing for global digital merchants and significantly expanding its reach and capabilities in the mobile commerce ecosystem.
Pioneer in Financial Inclusion Technology
Consistently driven the development and adoption of technology solutions aimed at improving financial access and inclusion for underserved populations globally, particularly through innovative mobile-first approaches.
Expert in Emerging Market Product Development
Successfully launched and scaled products in diverse and challenging emerging markets by deeply understanding local user needs, regulatory landscapes, and technological infrastructure.
Advisor and Investor in Web3/Blockchain
Actively contributes to the growth of the Web3 and blockchain space by advising and investing in promising projects, such as SKALE Labs, leveraging his expertise in technology and product development.
Educational Background
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Company Overview
Wholesale & RetailCostco Wholesale Corporation is an American multinational corporation which operates a chain of membership-only big-box retail stores (warehouse club). It's renowned for offering a wide variety of merchandise in bulk at discounted prices to its members, focusing on high sales volume and rapid inventory turnover. Key product categories include groceries, appliances, electronics, apparel, home goods, and automotive supplies, often featuring its popular private-label brand, Kirkland Signature. Costco also offers ancillary services like pharmacies, optical departments, gas stations, and food courts in many locations.
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