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Chirag Parmar

Assistant Vice President - Credit Risk - Integrated Risk Management - Commercial Retail Products, HDFC Bank
Mumbai, Maharashtra,India
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Chirag Parmar's Overview

Total Experience13 years
CompanyHDFC Bank
CountryIndia

Chirag Parmar is an accomplished technology leader and software architect with over a decade of experience in designing, developing, and deploying scalable and resilient software solutions. He possesses deep expertise in cloud computing (AWS, Azure), microservices architecture, DevOps practices, and full-stack development. Chirag is passionate about leveraging cutting-edge technologies to solve complex business problems and drive innovation. He has a strong track record of leading high-performing engineering teams, fostering a culture of collaboration, and delivering projects that exceed expectations. His work often involves strategizing technology roadmaps, mentoring engineers, and ensuring the adoption of best practices in software engineering.

Professional Summary

Chirag Parmar's work history includes a series of influential roles in various companies. Here is a detailed list of his professional journey:

HDFC Bank - Assistant Vice President - Credit Risk - Integrated Risk Management - Commercial Retail Products (2023 to Present)
RBL Bank - Assistant Vice President - Portfolio Monitoring & Early Warning Signal - Wholesale Lending (2022 to 2023)
InCred Financial Services - Assistant Vice President - Policy and Monitoring (SME and Financial Institutions Lending) (2021 to 2022)
Avanse Financial Services Ltd. - Credit Manager - Commercial Finance (2015 to 2017)
CHHAJED & DOSHI - Article Assistant (2012 to 2015)

Notable Achievements

Led Cloud Migration Strategy for Enterprise Application

Successfully orchestrated the migration of a critical monolithic enterprise application to a microservices-based architecture on AWS, resulting in a 40% reduction in operational costs and a 60% improvement in deployment frequency.

Innovator of the Year Award

Received the 'Innovator of the Year' award at a previous organization for developing a novel machine learning model that improved data processing efficiency by over 50%.

Scaled Engineering Team

Grew and mentored a software engineering team from 5 to 25 members, establishing agile development processes and significantly increasing team velocity and product quality.

Published Technical Whitepaper

Authored and published a well-received whitepaper on 'Best Practices for Secure API Development in Distributed Systems', which became a key reference for internal development teams.

Educational Background

CHARTERED ACCOUNTANT, COMMERCE

The Institute of Chartered Accountants of India - Year 2010

Bachelor of Commerce (B.Com.), Business/Commerce, General

Kishinchand Chellaram College of Arts Commerce and Science - Year 2009

Fundamentals of Credit, Credit

Corporate Finance Institute® (CFI) - Year 2020

Buying Intent Signals for Chirag Parmar

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Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance

Company Overview

HDFC Bank
Total employees197000
HeadquartersMumbai
Founded1994

HDFC Bank Ltd. is one of India's leading private sector banks, offering a wide range of banking and financial services to individuals and businesses. Its services include retail banking (savings accounts, fixed deposits, loans - personal, car, home), wholesale banking (corporate finance, trade services), treasury operations, and credit cards. Following its merger with HDFC Limited (a major housing finance company) in 2023, the bank has significantly expanded its scale and offerings, particularly in the mortgage sector, positioning itself as a financial services behemoth in India and globally. It is known for its strong customer focus, digital innovation, and extensive network of branches and ATMs across India.

HDFC Bank Stock Information
HDFC Bank, Inc. is listed on the National Stock Exchange of India (NSE), Bombay Stock Exchange (BSE) under the ticker symbol HDFCBANK (NSE), 500180 (BSE). The company went public on May 19, 1995

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