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Charles Egly
Greater Paris Metropolitan Region,France
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Find Charles Egly's PhoneWho Is Charles Egly?
Charles Egly is a prominent French entrepreneur and a key figure in the European fintech landscape. He is best known as the co-founder and CEO of Younited (formerly Prêt d'Union), a leading instant credit platform in Europe. With a strong background in finance from his tenure at BNP Paribas, where he specialized in structured credit products, Charles identified an opportunity to disrupt the traditional banking and consumer credit industry. In 2009, he co-launched Younited to create a more transparent, faster, and fairer online marketplace for lending. Under his leadership, the company has experienced remarkable growth, expanding its operations to multiple European countries and securing significant funding from major institutional investors. Charles is a graduate of the prestigious HEC Paris and is recognized for his vision in leveraging technology to improve financial services for consumers and businesses alike.
How Did Charles Egly's Career Path Shape Their Journey?
Charles Egly's work history includes a series of influential roles in various companies. Here is a detailed list of his professional journey:
What Are Charles Egly's Key Achievements?
Co-founder & CEO of Younited
Co-founded Younited in 2009 and has scaled it into one of Europe's foremost instant credit platforms. The company operates in several countries and has facilitated billions of euros in loans, fundamentally changing the consumer lending market with its digital-first approach.
Secured Major Funding for European Expansion
Successfully led numerous strategic funding rounds, raising over $400 million from top-tier investors including Goldman Sachs, Eurazeo, and Bpifrance. This capital has been instrumental in fueling Younited's technological innovation and aggressive international expansion.
French Tech 120 Recognition
Under his guidance, Younited has consistently been selected for the French Tech 120, a government-backed program that recognizes the most promising and innovative scale-ups in France, highlighting the company's significant impact on the national tech ecosystem.
Pioneering the 'Credit-as-a-Service' Model
Spearheaded the evolution of Younited's business model to include a 'Credit-as-a-Service' (CaaS) offering, enabling leading banks, fintechs, and retailers to embed Younited's instant credit technology directly into their own customer journeys.
What's Charles Egly's Educational Background?
Master, Finance
HEC Paris - Year 1999
DULCO 1ère année, Mandarin
Institut national des Langues et Civilisations orientales - Year 2002
Degree Program
Lycée Kléber - classes préparatoires - Year 1997
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Company Overview
YounitedYounited is a leading European fintech company specializing in instant credit and investment solutions. Originally launched as a peer-to-peer lending platform, it has evolved to provide direct consumer loans and a 'Credit-as-a-Service' platform. Through its advanced technology and API, Younited enables banks, insurers, retailers, and other fintechs to offer their own branded credit products to customers seamlessly. The company operates in several European countries, aiming to make the credit system simpler, faster, and more transparent for both individuals and business partners.
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