Carol Realini
Durango, Colorado,United States
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Carol Realini is a globally recognized Silicon Valley entrepreneur, author, and a pioneer in the mobile and digital payments industry. She is best known as the co-founder and former CEO of Obopay, one of the earliest mobile payment platforms that aimed to bring banking services to unbanked and underbanked populations worldwide, particularly in emerging markets. With a career spanning over three decades, Realini has held leadership positions in both large corporations like J.P. Morgan and various technology startups. She is a strong advocate for financial inclusion and has dedicated significant effort to leveraging mobile technology to empower individuals economically. Carol is also the author of the book 'Financial Inclusion at the Bottom of the Pyramid,' where she shares insights on how mobile technology can transform lives by providing access to financial services. She is considered a visionary thought leader on the future of money and the transformative power of mobile technology.
Professional Summary
Carol Realini's work history includes a series of influential roles in various companies. Here is a detailed list of his professional journey:
Notable Achievements
Co-founder and CEO of Obopay
Co-founded Obopay in 2005, one of the pioneering global mobile payment platforms, significantly contributing to the early development of the mobile money ecosystem and focusing on financial inclusion.
Pioneer in Mobile Payments
Recognized as an early innovator in mobile payments, developing and popularizing concepts for using mobile phones for financial transactions well before services like Apple Pay or Google Pay became mainstream.
Author of 'Financial Inclusion at the Bottom of the Pyramid'
Authored an influential book detailing strategies and the impact of mobile technology in providing essential financial services to underserved populations globally, establishing her as a key voice in the financial inclusion movement.
Advocate for Financial Inclusion
A prominent international speaker and thought leader who has actively campaigned for the use of mobile technology to achieve widespread financial inclusion and economic empowerment for people, especially in developing countries.
Leadership in FinTech
Held various influential roles in the FinTech sector, contributing to innovation and shaping the direction of digital financial services. Her work has been recognized by various industry bodies and publications.
Educational Background
Stanford Executive Education, Advanced Management Course
Stanford University Graduate School of Business - Year 1995
Executive Program
Singularity University - Year 2013
MS, Computer Science
San José State University - Year 1975
BA, Mathematics
University of California, Santa Cruz - Year 1971
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Company Overview
JourneyAppsJourneyApps is a high-productivity application platform (hpaPaaS) that enables enterprises to rapidly build, deploy, and manage complex custom business applications for mobile and web. It specializes in solutions for industries requiring robust offline capabilities, data synchronization, and integration with backend systems, such as manufacturing, mining, oil & gas, and field services. The platform aims to simplify the development of mission-critical apps, allowing businesses to digitize workflows and improve operational efficiency without extensive coding.
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