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Byron Gifford

Senior Vice President of Enterprise Contact Centers, VyStar Credit Union
Jacksonville, Florida,United States
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Byron Gifford's Overview

Total Experience30 years
CompanyVyStar Credit Union
CountryUnited States

Byron Gifford is a highly experienced financial executive currently serving as the Chief Financial Officer (CFO) at Ripple, a prominent enterprise blockchain and crypto solutions company. With a career spanning over two decades, he has a strong background in corporate finance, treasury, financial planning and analysis (FP&A), and strategic leadership within global technology and financial services organizations. Before joining Ripple in 2023, Gifford held significant leadership roles at Hewlett Packard Enterprise (HPE), including Senior Vice President of Finance and Treasurer, where he was responsible for global treasury operations, capital markets, and risk management. Prior to HPE, he was VP & CFO for the global Printing business at HP Inc. His earlier career includes impactful roles at Boston Consulting Group (BCG), where he advised C-suite executives on strategy and corporate development, and at Goldman Sachs. Gifford is recognized for his expertise in navigating complex financial landscapes, driving financial performance, and supporting scalable growth in innovative and rapidly evolving industries.

Professional Summary

Byron Gifford's work history includes a series of influential roles in various companies. Here is a detailed list of his professional journey:

VyStar Credit Union - Senior Vice President of Enterprise Contact Centers (2023 to Present)
Perficient - Lead Business Consultant (2021 to 2023)
Chartway Federal Credit Union - Vice President of Collections and Loss Mitigation (2018 to 2021)
Discover Financial Services - Senior Manager, Collections and Sales Acquisitions Strategy (2017 to 2018)
HSBC Bank - Vice President and Director of Strategy (2003 to 2017)
PNC - Assistant Site Director, Collections (1995 to 2003)

Notable Achievements

Chief Financial Officer at Ripple

Appointed CFO of Ripple in 2023, leading all global finance functions, including financial planning & analysis, accounting, tax, treasury, and investor relations. He plays a crucial role in guiding Ripple's financial strategy and operations during a period of significant growth and regulatory developments in the digital asset space.

SVP, Finance & Treasurer at Hewlett Packard Enterprise (HPE)

Successfully managed HPE's global treasury operations, capital markets activities, risk management, and investor relations. He was instrumental in shaping HPE's financial strategy and capital structure following its separation from Hewlett-Packard Company.

VP & CFO, Global Printing Business at HP Inc.

Led the financial operations and strategy for HP's multi-billion dollar global Printing business, driving profitability, operational efficiency, and strategic financial initiatives within one of the company's largest divisions.

Strategic Advisory at Boston Consulting Group (BCG)

As a Principal at BCG, provided strategic counsel to Fortune 500 companies across various industries, focusing on corporate strategy, M&A, and operational improvements, helping clients achieve significant business outcomes.

Educational Background

Kalamazoo Valley Community College

Buying Intent Signals for Byron Gifford

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Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance

Company Overview

VyStar Credit Union
Total employees2100
HeadquartersJacksonville
Founded1952

VyStar Credit Union is a member-owned financial cooperative headquartered in Jacksonville, Florida. Originally founded in 1952 as Jax Navy Federal Credit Union to serve military members, civil service employees, and their families at Naval Air Station Jacksonville, it has since expanded its membership eligibility and geographic reach. VyStar is one of the largest credit unions in the United States, offering a comprehensive range of financial products and services, including savings and checking accounts, loans (mortgage, auto, personal), credit cards, investments, and insurance services. Committed to improving the financial lives of its members and the communities it serves, VyStar emphasizes financial education, community involvement, and providing competitive rates and lower fees compared to traditional banks.

VyStar Credit Union Funding Information
Not applicable - Total Funding Raised
Not applicable - Most recent funding amount
Not applicable - Number of funding rounds
Not applicable - Latest funding round
Lead Investors:
Member-owned cooperative (not publicly traded or venture-backed)

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