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younited
Overview
Younited, a prominent European fintech company and former Younited Credit, is revolutionizing the consumer finance landscape by offering a direct lending platform that connects borrowers with investors, disintermediating traditional banks. Specializing in instant credit solutions, Younited leverages advanced technology and sophisticated data analytics to streamline loan origination, credit risk assessment, and fraud prevention. The company's key focus is on providing accessible, transparent, and fast financing options, positioning it as a leader and innovator in the competitive online lending market across the European Union, with ambitions to expand further.
younited's headcount breakdown by department
| Department | HeadCount |
|---|---|
Administrative | 4 |
Consulting | 2 |
Service | 19 |
Design | 0 |
Education | 0 |
Finance | 67 |
Management | 18 |
Hr | 11 |
Legal | 19 |
Marketing | 23 |
Medical | 0 |
Operations | 19 |
Department | 89 |
Product | 21 |
Management | 6 |
Estate | 0 |
Research | 14 |
Sales | 23 |
Technical | 75 |
Trades | 0 |
Younited's department structure indicates a strong alignment with its identity as a technology-driven fintech company operating in the online lending sector. The substantial investment in both Finance (67 employees) and Technical (75 employees) departments highlights the company's reliance on robust financial modeling, risk management, and a secure, scalable technology infrastructure to support its lending platform and manage complex data. The significant number of employees in 'Other Department' (89) likely encompasses specialized functions critical to Younited's operations, such as compliance, collections, or strategic initiatives. The presence of Sales (23) and Marketing (23) suggests a data-driven, digital acquisition strategy rather than a traditional, large sales force, focusing on targeted online campaigns and leveraging data insights to drive customer acquisition. The relatively leaner Customer Service (19) function points toward the implementation of automated support systems, self-service portals, and potentially AI-powered chatbots to handle customer inquiries efficiently. The commitment to Research (14) underscores Younited's dedication to innovation, exploring new lending solutions, and adapting to the evolving fintech landscape. Overall, the departmental breakdown reflects a tech-heavy and data-centric approach, emphasizing operational efficiency and scalability within the online lending market.
younited's employees by locations
Employee Count by Country
Total: 409 employees
Younited's global workforce distribution reveals a strong concentration within the European market, particularly in France (263), Italy (65), and Spain (48). This regional focus aligns with the company's strategic emphasis on serving the European consumer finance market. While Younited maintains a presence in other regions, including North America (United States and Canada), South America (Brazil), and other various countries (Luxembourg, Belarus, Tunisia, Bangladesh, Portugal, and Morocco), these locations represent a comparatively small proportion of the total employee base. This indicates that Younited's primary market strategy is concentrated on solidifying its position within the European Union. The presence in Luxembourg likely supports specific regulatory and financial functions. Smaller outposts in countries like Tunisia, Bangladesh, and Morocco may facilitate outsourced operations, nearshore development, or exploration of potential future market opportunities. Younited's geographic strategy indicates a deliberate approach of deeply penetrating the established European market, prioritizing compliance with regional regulations and leveraging localized market expertise before aggressively pursuing broader global expansion. The concentration of headcount in Southern and Western Europe (123 & 277) reinforces this strategic focus on the EU as its core market.
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