What Does Younited Do?

Total employees595
HeadquartersParis
Founded2009

Younited Credit is a leading European digital lending platform revolutionizing the consumer credit and investment landscape. It directly connects qualified investors (both private individuals and institutions) with individuals seeking personal loans, offering a faster, simpler, and more transparent alternative to traditional banking. Younited provides a seamless online experience for borrowers to secure financing for various needs, and for investors to diversify their portfolios by funding these consumer loans. The company also offers its technology and expertise to businesses through 'Younited Solutions' (including Younited Pay for merchants and Younited Business Solutions for financial institutions).

Where Is Younited's Headquarters?

Younited officeYounited officeYounited officeYounited office
*Images sourced via web search. Rights belong to original owners

HQ Function

Serves as the central hub for strategic decision-making, technological innovation, core operations management, product development, and coordination of its European activities.

Notable Features:

Modern office facilities within a classic Haussmann-style Parisian building, designed to foster collaboration and innovation. Specific architectural details are not widely publicized, but it's equipped as a contemporary workspace for a leading fintech company.

Work Culture:

Younited Credit promotes a dynamic, agile, and data-driven work culture. It emphasizes innovation, transparency, teamwork, and a customer-centric approach, attracting talent passionate about fintech and transforming financial services. The environment is often described as entrepreneurial and fast-paced.

HQ Significance:

The Paris headquarters is significant due to its location in a major European financial center, providing access to top talent, regulatory bodies, a strong fintech ecosystem, and proximity to key partners, crucial for its growth and European market leadership.

Values Reflected in HQ: The headquarters likely reflects Younited's core values: transparency (potentially through open-plan office spaces), innovation (modern tech infrastructure), and efficiency (functional and collaborative design).

Location:

Younited Credit has a significant presence across Europe, operating directly in France, Italy, Spain, Portugal, and Germany. Its global functions are supported by a unified, proprietary technology platform for online lending and credit marketplace operations. This enables localized customer service, product offerings tailored to each national market, cross-border investment opportunities for institutional and retail investors, and centralized risk management and data analytics that power its credit scoring models consistently across all geographies.

Street Address:

21 Rue de Châteaudun

City:

Paris

State/Province:

ÃŽle-de-France

Country:

France

Where Else Does Younited Operate Around the World?

Rome, Italy

Address: Via S. Bergamini, 50, 00159 Roma RM, Italy

Serves as the primary hub for expanding and tailoring Younited Credit's fintech lending solutions to the specific needs and regulatory environment of the Italian market, a key territory for the company.

Barcelona, Spain

Address: Avinguda Diagonal, 601, planta 8, 08028 Barcelona, Spain

Drives growth in the Spanish consumer credit and B2B solutions market, adapting Younited's platform for local users, merchants, and financial partners in Spain.

Munich, Germany

Address: Landsberger Str. 95, 80339 München, Germany

Facilitates Younited Credit's expansion and service delivery in Germany, a significant European economy, offering its digital lending and payment solutions.

Lisbon, Portugal

Address: Avenida da República, nº 50, 2nd floor, 1050-196 Lisboa, Portugal

Supports Younited Credit's presence and growth in Portugal, providing accessible and innovative credit solutions to Portuguese consumers and businesses.

Buying Intent Signals for Younited

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading Younited? Meet the Executive Team

As of April 2025, Younited' leadership includes:

Charles Egly - Chief Executive Officer & Co-founder
Geoffroy Guigou - Chief Operating Officer & Co-founder
Tommaso Prestia - Chief Financial Officer
Xavier Pierart - Chief Technology Officer
Anaïs Khelil - Chief People Officer
Arnaud Giraudon - CEO Younited Pay & Group Chief Revenue Officer B2B
Sofiane Goutalbi - Group Chief Revenue Officer B2C
Michael De Vos - Group Chief Risk & Data Officer

Who's Investing in Younited?

Younited has been backed by several prominent investors over the years, including:

Eurazeo
Bpifrance (Large Venture)
Goldman Sachs Asset Management
Bridgepoint Development Capital
AG2R LA MONDIALE
Crédit Mutuel Arkéa
Sofinnova Partners

What Leadership Changes Has Younited Seen Recently?

Hire2
Exits0

Younited Credit strengthened its management team in mid-2023 with key appointments in revenue and risk/data leadership to support its B2B growth and European expansion. No major C-suite (CEO, CFO, COO) exits have been prominently reported in publicly available news sources within the last 12 months, indicating leadership stability at the highest levels.

New Appointments:

Sofiane Goutalbi, Sofiane Goutalbi appointed as Group Chief Revenue Officer B2C to accelerate direct-to-consumer growth and international expansion.
Michael De Vos, Michael De Vos appointed as Group Chief Risk & Data Officer to strengthen risk management frameworks and data capabilities across the group.

What Technology (Tech Stack) Is Used byYounited?

Discover the tools Younited uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Younited Email Formats and Examples

Younited Credit commonly uses the email format combining the first initial of an employee's first name with their full last name. While other formats might exist for specific departments or roles, this 'first initial + last name' structure is widely observed for general corporate communication.

[first_initial][last]@younited-credit.com

Format

cegly@younited-credit.com (Example for Charles Egly)

Example

85%

Success rate

What's the Latest News About Younited?

Financecommunity.it • May 20, 2024

Younited Pay Partners with Billi to Offer BNPL Solutions for E-commerce

Younited Pay, the payment solutions arm of Younited Credit, has announced a strategic partnership with Billi, a SaaS platform for utilities. This collaboration aims to integrate Younited Pay's Buy Now Pay Later (BNPL) services, allowing Billi's e-commerce clients to offer flexible payment options to their customers, thereby enhancing conversion rates and customer experience....more

Younited Official Website (Press Section) • March 13, 2024

Younited Achieves Profitability and Record Performance in 2023

Younited announced it reached profitability in 2023, a year marked by record Gross Merchandise Value (GMV) of €2.1 billion. The company highlighted strong growth in its direct-to-consumer loans and its 'Younited Solutions' B2B offerings, underscoring its robust business model and efficient European platform....more

Sifted.eu • January 16, 2024

Younited Credit Secures €60M Funding to Navigate Economic Climate and Pursue M&A

French fintech Younited Credit has raised €60 million in a mix of equity and debt. The funding, from existing investors including Eurazeo, Goldman Sachs Asset Management, and Bpifrance, will help the company navigate the economic downturn, continue its growth trajectory, and explore potential M&A opportunities to consolidate its market position in Europe....more

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