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Younited Credit is a leading European digital lending platform revolutionizing the consumer credit and investment landscape. It directly connects qualified investors (both private individuals and institutions) with individuals seeking personal loans, offering a faster, simpler, and more transparent alternative to traditional banking. Younited provides a seamless online experience for borrowers to secure financing for various needs, and for investors to diversify their portfolios by funding these consumer loans. The company also offers its technology and expertise to businesses through 'Younited Solutions' (including Younited Pay for merchants and Younited Business Solutions for financial institutions).
Serves as the central hub for strategic decision-making, technological innovation, core operations management, product development, and coordination of its European activities.
Modern office facilities within a classic Haussmann-style Parisian building, designed to foster collaboration and innovation. Specific architectural details are not widely publicized, but it's equipped as a contemporary workspace for a leading fintech company.
Younited Credit promotes a dynamic, agile, and data-driven work culture. It emphasizes innovation, transparency, teamwork, and a customer-centric approach, attracting talent passionate about fintech and transforming financial services. The environment is often described as entrepreneurial and fast-paced.
The Paris headquarters is significant due to its location in a major European financial center, providing access to top talent, regulatory bodies, a strong fintech ecosystem, and proximity to key partners, crucial for its growth and European market leadership.
Younited Credit has a significant presence across Europe, operating directly in France, Italy, Spain, Portugal, and Germany. Its global functions are supported by a unified, proprietary technology platform for online lending and credit marketplace operations. This enables localized customer service, product offerings tailored to each national market, cross-border investment opportunities for institutional and retail investors, and centralized risk management and data analytics that power its credit scoring models consistently across all geographies.
21 Rue de Châteaudun
Paris
ÃŽle-de-France
France
Address: Via S. Bergamini, 50, 00159 Roma RM, Italy
Serves as the primary hub for expanding and tailoring Younited Credit's fintech lending solutions to the specific needs and regulatory environment of the Italian market, a key territory for the company.
Address: Avinguda Diagonal, 601, planta 8, 08028 Barcelona, Spain
Drives growth in the Spanish consumer credit and B2B solutions market, adapting Younited's platform for local users, merchants, and financial partners in Spain.
Address: Landsberger Str. 95, 80339 München, Germany
Facilitates Younited Credit's expansion and service delivery in Germany, a significant European economy, offering its digital lending and payment solutions.
Address: Avenida da República, nº 50, 2nd floor, 1050-196 Lisboa, Portugal
Supports Younited Credit's presence and growth in Portugal, providing accessible and innovative credit solutions to Portuguese consumers and businesses.
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As of April 2025, Younited' leadership includes:
Younited has been backed by several prominent investors over the years, including:
Younited Credit strengthened its management team in mid-2023 with key appointments in revenue and risk/data leadership to support its B2B growth and European expansion. No major C-suite (CEO, CFO, COO) exits have been prominently reported in publicly available news sources within the last 12 months, indicating leadership stability at the highest levels.
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Younited Credit commonly uses the email format combining the first initial of an employee's first name with their full last name. While other formats might exist for specific departments or roles, this 'first initial + last name' structure is widely observed for general corporate communication.
[first_initial][last]@younited-credit.com
Format
cegly@younited-credit.com (Example for Charles Egly)
Example
85%
Success rate
Financecommunity.it • May 20, 2024
Younited Pay, the payment solutions arm of Younited Credit, has announced a strategic partnership with Billi, a SaaS platform for utilities. This collaboration aims to integrate Younited Pay's Buy Now Pay Later (BNPL) services, allowing Billi's e-commerce clients to offer flexible payment options to their customers, thereby enhancing conversion rates and customer experience....more
Younited Official Website (Press Section) • March 13, 2024
Younited announced it reached profitability in 2023, a year marked by record Gross Merchandise Value (GMV) of €2.1 billion. The company highlighted strong growth in its direct-to-consumer loans and its 'Younited Solutions' B2B offerings, underscoring its robust business model and efficient European platform....more
Sifted.eu • January 16, 2024
French fintech Younited Credit has raised €60 million in a mix of equity and debt. The funding, from existing investors including Eurazeo, Goldman Sachs Asset Management, and Bpifrance, will help the company navigate the economic downturn, continue its growth trajectory, and explore potential M&A opportunities to consolidate its market position in Europe....more
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