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Xceed Financial Credit Union was a member-owned financial cooperative that provided a comprehensive suite of banking products and services to its members, primarily employees and families of major corporations like Xerox, and later, a wider community. Founded originally as Xerox Employees Federal Credit Union in 1928, it rebranded to Xceed Financial Credit Union in 2007 to reflect its expanded field of membership. Xceed focused on delivering personalized financial solutions, including savings and checking accounts, auto loans, mortgages, credit cards, and investment services. In 2021, Xceed Financial Credit Union merged with Kinecta Federal Credit Union, with Kinecta being the continuing entity. Information presented here largely reflects Xceed prior to this significant merger.
Served as the primary administrative and operational hub, overseeing strategic planning, member services, IT, marketing, human resources, and compliance for the credit union's network.
A modern office building typical for financial institutions, designed for administrative efficiency and member support operations rather than specific architectural landmarks.
As a credit union, the work culture likely emphasized member service, collaboration, community involvement, and financial prudence. Employees were encouraged to support members' financial well-being.
The headquarters was central to Xceed's decision-making processes, policy implementation, and overall management of the credit union's assets and member relationships before its merger with Kinecta.
As a US-based credit union, Xceed Financial Credit Union did not have a 'global presence' in the traditional sense of international offices. Its operations and membership were primarily concentrated within the United States, with branches and service centers strategically located to serve its member base, largely originating from corporate employee groups and their surrounding communities. Its services were accessible nationwide through online banking, mobile apps, and shared branching networks. Following the merger with Kinecta, the combined entity continues to serve members primarily within the US.
888 N Nash St
El Segundo
CA
USA
Address: 1350 Jefferson Rd, Rochester, NY 14623 (Example of a key branch location, specific addresses of all former branches would require deeper archival search)
To provide accessible financial services, including account management, loans, and financial advice to Xceed members in the Rochester metropolitan area and surrounding communities.
Address: Information on specific street address pre-merger is not readily available without extensive archival research.
Offered local access to Xceed's banking products and personalized financial support in the Connecticut region.
Address: Multiple branch locations existed, often near partner company sites.
To extend Xceed's reach and provide convenient access to financial services for its geographically dispersed membership base.
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As of April 2025, Xceed Financial Credit Union' leadership includes:
Xceed Financial Credit Union has been backed by several prominent investors over the years, including:
The most significant executive activity for Xceed Financial Credit Union in its final year of independent operation revolved around its planned and executed merger with Kinecta Federal Credit Union, completed in 2021. This involved integration planning and leadership transitions. Specific hires/exits beyond this context are not widely publicized for the pre-merger period.
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Prior to its merger with Kinecta, Xceed Financial Credit Union likely used common corporate email formats. A typical structure for financial institutions is [first_initial][last_name]@[domain] or [first_name].[last_name]@[domain]. The domain was xceedfcu.org.
[first_initial][last_name]@xceedfcu.org or [first_name].[last_name]@xceedfcu.org (common patterns)
Format
jdoe@xceedfcu.org or john.doe@xceedfcu.org
Example
75 (estimated success rate for common patterns, these emails are no longer active)%
Success rate
CUInsight • July 27, 2021
Kinecta Federal Credit Union and Xceed Financial Credit Union announced that Xceed members approved the merger of their credit union with Kinecta. This approval followed the prior endorsement by the Xceed Board of Directors and regulatory agencies. The combined entity would operate under the Kinecta brand....more
Credit Union Times • February 4, 2021
Xceed Financial Credit Union ($747M, El Segundo, CA) and Kinecta Federal Credit Union ($5.3B, Manhattan Beach, CA) announced their intent to merge. The combined organization would have nearly $6.5 billion in assets and serve more than 300,000 members....more
Credit Union Times (historical context) • October 1, 2007
Xerox Federal Credit Union (XFCU) officially changed its name to Xceed Financial Credit Union. The change reflected the credit union's growth and diversification beyond its original Xerox employee base, aiming to appeal to a broader range of members....more
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