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Xapo Private Bank is a unique financial institution that seamlessly integrates traditional private banking services with secure Bitcoin custody. Founded in 2013 with an initial focus on safeguarding Bitcoin in underground vaults, Xapo evolved to become the first crypto-native company globally to obtain a full banking license. Regulated by the Gibraltar Financial Services Commission, Xapo offers its members a secure and compliant platform to protect and grow their wealth, providing access to both USD accounts with competitive interest rates and institutional-grade Bitcoin storage. The bank caters primarily to high-net-worth individuals and institutions seeking a trusted bridge between the traditional financial world and the burgeoning digital asset ecosystem, emphasizing security, privacy, and regulatory adherence.
The Gibraltar headquarters serves as Xapo Private Bank's primary operational, regulatory, and compliance hub. It oversees all banking and virtual asset services, global strategy, risk management, and adherence to the stringent requirements set by the Gibraltar Financial Services Commission.
Located in Portland House, a modern commercial building, Xapo's facilities are designed to meet the high-security and technological standards required for a financial institution managing both traditional fiat and digital assets. While specific internal architectural details are private, the emphasis is on secure, state-of-the-art infrastructure.
Xapo's work culture is characterized by a strong emphasis on security, innovation, integrity, and meticulous compliance. As a regulated entity in the fintech space, the environment encourages forward-thinking, problem-solving, and a deep commitment to protecting client assets and privacy. The team often comprises individuals passionate about the future of finance and digital currencies.
Establishing its headquarters in Gibraltar and obtaining a banking license there is highly significant. It underscores Xapo's commitment to legitimacy, regulatory oversight, and consumer protection in the digital asset industry. This move has positioned Xapo as a trusted and regulated entity, differentiating it from many unregulated players in the crypto space.
Xapo Private Bank serves a global clientele, offering its regulated USD and Bitcoin banking services to members in numerous countries (subject to local regulations). While its regulatory and operational hub is in Gibraltar, its services are designed for international access. Key functions supported globally include client onboarding and support, technology and platform development, security operations, marketing, and business development, largely facilitated by its distributed team structure. This allows Xapo to cater to a geographically diverse member base seeking secure and compliant financial services.
Suite 23, Portland House, Glacis Road
Gibraltar
N/A
Gibraltar
Address: N/A (Distributed Workforce)
A distributed workforce allows Xapo to maintain 24/7 operational capabilities, provide global customer service, and incorporate diverse international perspectives into its product and service offerings, enhancing its global reach and resilience.
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As of April 2025, Xapo' leadership includes:
Xapo has been backed by several prominent investors over the years, including:
No major public announcements regarding C-suite executive hires or departures at Xapo Private Bank have been identified within the last 12 months (approximately May 2023 - May 2024). Key leadership appointments, such as COO Anouska Streets (February 2023), occurred slightly prior to this period, suggesting a phase of relative stability in the top executive team. The company maintains a strong leadership roster focused on its growth as a regulated private bank.
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Xapo Private Bank likely uses a few common email formats for its professional communications. Based on available information and industry patterns, the primary format appears to be `[first]@xapo.com`. Other possible structures could include `[first].[last]@xapo.com` or `[first_initial][last]@xapo.com`, particularly for general inquiries or larger departments.
`[first]@xapo.com` (e.g., seamus@xapo.com)
Format
hello@xapo.com (general contact example)
Example
70%
Success rate
Gibraltar Broadcasting Corporation (GBC) / Xapo Bank Announcement • December 7, 2023
Xapo Private Bank was honored with the 'Best Infrastructure' award at the first-ever Gibraltar Fintech Awards, held during the Gibraltar Fintech Summit. This recognition highlights Xapo's commitment to building and maintaining a robust, secure, and innovative banking platform for its members....more
Xapo Bank Official Announcement / Finextra • November 14, 2023
Xapo Private Bank announced significant improvements to its debit card offerings, including the elimination of all fees for its premium metal debit card and expanding its availability to more members. This initiative aims to provide enhanced value and a superior banking experience for its global clientele....more
Xapo Bank Official Blog • October 26, 2023
Xapo Private Bank announced the integration of the Bitcoin Lightning Network, enabling its members to make faster and lower-cost Bitcoin transactions directly from their Xapo Bank accounts. This feature enhances the utility of Bitcoin for everyday payments....more
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