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Western State Bank is an employee-owned community bank with a rich history dating back to 1902. Headquartered in West Fargo, North Dakota, the bank has expanded its footprint to serve communities across North Dakota and Arizona. It offers a comprehensive suite of financial services, including personal banking (checking, savings, CDs, IRAs), business banking (checking, savings, treasury management, commercial loans), mortgage lending, and wealth management. Western State Bank prides itself on its strong community focus, personalized customer service, and a commitment to empowering its employee-owners and the customers it serves. Its growth is attributed to a combination of organic expansion and strategic acquisitions, always maintaining its core values of integrity, professionalism, and community involvement.
The headquarters houses key administrative departments, executive leadership, strategic planning, corporate operations, risk management, and provides centralized support for its branch network and specialized divisions like Western Equipment Finance.
A modern banking facility designed to support efficient operations and foster collaboration among its employee-owners. It reflects the bank's stability and forward-looking approach.
As an employee-owned bank, Western State Bank fosters a culture of ownership, accountability, and teamwork. The environment emphasizes customer service excellence, community engagement, and professional development for its employees.
The West Fargo headquarters is pivotal for directing the bank's overall strategy, managing its growth, ensuring regulatory compliance, and upholding its commitment to serving the financial needs of individuals, families, and businesses in its operational regions.
Western State Bank's operations are concentrated within the United States, with a primary focus on communities in North Dakota and Arizona. The bank does not maintain international branches. However, it supports its domestic customers with a variety of banking services, which can include facilitating international transactions such as wire transfers through its established correspondent banking relationships.
900 13th Ave E
West Fargo
ND
USA
Address: 600 4th St NE, Devils Lake, ND 58301
Serving the financial needs of the Devils Lake community and surrounding agricultural region, maintaining the bank's historical roots and commitment to its founding community.
Address: 2680 E Germann Rd, Chandler, AZ 85286
Facilitating Western State Bank's expansion into the Arizona market, focusing on serving the dynamic commercial and residential sectors of the East Valley.
Address: 1717 N Washington St, Bismarck, ND 58501
Supporting the diverse economy of Bismarck, including government, healthcare, and energy sectors, and strengthening the bank's presence in central North Dakota.
Address: 8300 N Hayden Rd, Suite A105, Scottsdale, AZ 85258
Catering to the sophisticated financial needs of the Scottsdale market, including business financing, wealth management, and personalized banking solutions as part of its Arizona growth strategy.
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As of April 2025, Western State Bank' leadership includes:
Western State Bank has been backed by several prominent investors over the years, including:
Western State Bank maintains a relatively stable executive team. While routine internal promotions and new specialist hires occur, major changes at the top executive level (C-suite defined in the executive team section) are not frequently publicly announced unless of significant strategic impact. No major C-suite hires or exits have been broadly publicized in the immediate past 12 months (as of late 2023/early 2024).
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Western State Bank's email formats likely follow common corporate patterns, typically combining an employee's name with the company domain. While the exact internal structure can vary, standard formats are often used for professional communication.
[first_initial][last_name]@westernbanks.com or [first_name].[last_name]@westernbanks.com
Format
jdoe@westernbanks.com
Example
80%
Success rate
Prairie Business Magazine • September 29, 2023
Western State Bank announced its recognition as one of Prairie Business Magazine's 50 Best Places to Work for the tenth consecutive year. This award highlights the bank's commitment to creating an exceptional workplace culture and high employee satisfaction....more
Western State Bank Newsroom • August 2, 2023
Western State Bank announced the hiring of Chris Johnson as a Business Banker based in their Fargo, ND, location. Johnson brings experience in financial services and will focus on building and managing commercial banking relationships in the region....more
Western State Bank Newsroom / The ESOP Association (Minnesota/Dakotas Chapter) • June 23, 2023
Western State Bank received the prestigious ESOP Company of the Year award from the Minnesota/Dakotas Chapter of The ESOP Association. This award recognizes the bank's outstanding commitment to its employee-ownership model and its positive impact on employees and the business....more
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