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What Does Wells Fargo Do?

Total employees197576
HeadquartersSan Francisco
Founded

Wells Fargo & Company (NYSE: WFC) is a leading financial services company with approximately $1.9 trillion in assets. Wells Fargo provides a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through its four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate & Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 47 on Fortune’s 2023 rankings of America’s largest corporations. The company focuses its social impact on building a sustainable, inclusive future by supporting housing affordability, small business growth, financial health, and a low-carbon economy.

Where Is Wells Fargo's Headquarters?

Wells Fargo officeWells Fargo officeWells Fargo officeWells Fargo office
*Images sourced via web search. Rights belong to original owners

HQ Function

Serves as the primary corporate headquarters, housing key executive leadership, strategic planning, corporate governance, and administrative functions for the global enterprise.

Notable Features:

The main headquarters building at 420 Montgomery Street is a historic landmark, known as the Wells Fargo Bank Building. It's an example of classic early 20th-century bank architecture. Wells Fargo also maintains significant operational hubs in other major U.S. cities.

Work Culture:

The HQ work culture emphasizes collaboration, innovation within financial services, and a strong focus on risk management and customer service. It blends traditional banking formality with modern corporate practices, driven by a commitment to ethical conduct and responsible growth.

HQ Significance:

The San Francisco headquarters symbolizes Wells Fargo's deep historical roots in California, dating back to the Gold Rush era, and its longstanding presence as a major American financial institution. It remains a key center for strategic decision-making.

Values Reflected in HQ: The historic nature of the building can reflect stability and tradition, while its continued use as a dynamic hub for a leading financial institution aims to embody Wells Fargo's evolving values of customer focus, integrity, and building a strong future.

Location:

While primarily focused on the U.S. market, Wells Fargo maintains an international presence to support its customers' global business needs. This includes offices in key financial centers across Europe, Asia, and the Americas. Functions supported globally include corporate and investment banking, commercial real estate, trade finance, foreign exchange, and services for U.S. companies operating internationally and international companies engaging with the U.S. market.

Street Address:

420 Montgomery Street

City:

San Francisco

State/Province:

CA

Country:

USA

Where Else Does Wells Fargo Operate Around the World?

Charlotte, North Carolina, USA

Address: One Wells Fargo Center, 301 S College St, Charlotte, NC 28202 (Primary East Coast operational hub)

Serves as a critical center for Wells Fargo's operations in the Eastern United States, supporting a wide range of banking and financial services. Charlotte is a major financial hub in the US.

New York, New York, USA

Address: 150 East 42nd Street, New York, NY 10017 (Also significant presence at 30 Hudson Yards)

Facilitates access to global financial markets, institutional clients, and investment banking opportunities. Essential for the company's national and international corporate finance activities.

Des Moines, Iowa, USA

Address: 800 Walnut St, Des Moines, IA 50309

Centralizes key aspects of the company's extensive mortgage and consumer lending operations, leveraging the skilled workforce and operational efficiencies in the region for these business lines.

Minneapolis, Minnesota, USA

Address: Wells Fargo Center, 90 S 7th St, Minneapolis, MN 55402

Supports a broad range of financial services for the Midwest region and houses significant operational and support functions for the company.

Buying Intent Signals for Wells Fargo

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading Wells Fargo? Meet the Executive Team

As of April 2025, Wells Fargo' leadership includes:

Charles W. Scharf - Chief Executive Officer and President
Michael P. Santomassimo - Senior Executive Vice President and Chief Financial Officer
Scott Powell - Chief Operating Officer
Ellen R. Patterson - Senior Executive Vice President and General Counsel
Kyle G. Hranicky - CEO of Commercial Banking
Saul Van Beurden - CEO of Consumer, Small & Business Banking
Barry Sommers - CEO of Wealth & Investment Management
Jon Weiss - CEO of Corporate & Investment Banking
Kleber Santos - CEO of Consumer Lending and Head of Human Resources
Tracy Kerrins - Head of Technology

Who's Investing in Wells Fargo?

Wells Fargo has been backed by several prominent investors over the years, including:

The Vanguard Group, Inc.
BlackRock, Inc.
State Street Corporation
Dodge & Cox
JP Morgan Chase & Co. (Asset Management)
Geode Capital Management, LLC
Fidelity Management & Research Company (FMR Co.)

What Leadership Changes Has Wells Fargo Seen Recently?

Hire4
Exits2

Wells Fargo has actively managed its executive team over the past 12 months, with key appointments aimed at enhancing technology, commercial real estate leadership, and sales, alongside some notable retirements and role transitions. These changes reflect the company's ongoing strategic adjustments and focus on strengthening its leadership.

Departures

Ather Williams III, Ather Williams III announced his retirement, planned for mid-2024, after a significant tenure contributing to the bank's strategic direction.
Bei Ling, Bei Ling retired from her role as Head of Human Resources. Kleber Santos assumed these responsibilities.

New Appointments:

Tracy Kerrins, Tracy Kerrins joined Wells Fargo as Head of Technology, responsible for advancing the company's technology platforms and innovation.
Richard Raffetto, Richard Raffetto was appointed as Head of Commercial Real Estate, leading a key business line for the bank.
John Hackney, John Hackney was appointed as Head of Application Security, focusing on enhancing the security of the bank's software and applications.
Rehan Khan, Rehan Khan was appointed to lead national sales for Commercial Banking, driving growth and client engagement.
Kleber Santos, Kleber Santos took on additional responsibilities as Head of Human Resources, consolidating leadership in key operational areas.

What Technology (Tech Stack) Is Used byWells Fargo?

Discover the tools Wells Fargo uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Wells Fargo Email Formats and Examples

Wells Fargo commonly uses standard corporate email formats for its employees. The most prevalent formats are typically firstname.lastname@wellsfargo.com or firstinitial.lastname@wellsfargo.com. Variations might exist depending on name commonality or specific departmental structures.

firstname.lastname@wellsfargo.com or firstinitial.lastname@wellsfargo.com

Format

jane.doe@wellsfargo.com

Example

90%

Success rate

What's the Latest News About Wells Fargo?

ReutersFebruary 23, 2024

Wells Fargo CEO Scharf gets 18.5% pay raise for 2023

Wells Fargo disclosed that CEO Charles Scharf received an 18.5% increase in total compensation for 2023, amounting to $29 million. This followed a year where the bank's profit saw a significant 40% jump, driven by higher interest income and cost-cutting measures....more

Bloomberg LawApril 2, 2024

Wells Fargo to Exit International Correspondent Banking, Cutting Jobs

Wells Fargo announced plans to shrink its international footprint by exiting its correspondent banking relationships with financial institutions in other countries. The move is part of a strategy to focus on serving U.S. clients operating abroad and will result in job cuts....more

Wells Fargo NewsroomMay 7, 2024

Wells Fargo Innovation Challenge Focuses on AI Solutions

Wells Fargo launched an Innovation Challenge centered on Artificial Intelligence (AI) solutions aimed at enhancing customer and employee experiences. The initiative seeks to leverage AI for personalization, efficiency, and risk management within the bank's operations....more

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