What Does VyStar Credit Union Do?

Total employees1866
HeadquartersJacksonville
Founded1952

Vystar Credit Union is the largest credit union headquartered in Northeast Florida and one of the largest in the United States. As a member-owned, not-for-profit financial cooperative, Vystar is dedicated to its purpose of 'Do Good' by providing a comprehensive suite of financial products and services to over 925,000 members across 49 Florida counties and 27 Georgia counties. With over $14 billion in assets, Vystar focuses on improving the financial lives of its members and strengthening the communities it serves through competitive rates, low fees, and community involvement.

Where Is VyStar Credit Union's Headquarters?

VyStar Credit Union officeVyStar Credit Union officeVyStar Credit Union officeVyStar Credit Union office
*Images sourced via web search. Rights belong to original owners

HQ Function

Serves as the central administrative, strategic, and operational hub for Vystar Credit Union, overseeing all major departments including executive leadership, finance, operations, marketing, human resources, and technology for its extensive network of branches and services.

Notable Features:

The Vystar Tower is a 23-story landmark skyscraper in downtown Jacksonville, featuring modern office spaces, meeting facilities, and prominent Vystar branding. It offers panoramic views of the city and St. Johns River.

Work Culture:

Vystar fosters a member-centric and community-focused work culture. Employees are encouraged to embody the credit union's 'Do Good' philosophy, emphasizing teamwork, integrity, and providing excellent service to members and the community.

HQ Significance:

The acquisition and occupation of the Vystar Tower signify the credit union's substantial growth, its commitment to Jacksonville's urban core, and its status as a leading financial institution in the region. It centralizes operations, supporting Vystar's expanding footprint.

Values Reflected in HQ: The headquarters reflects Vystar's values of growth, stability, community investment (by revitalizing a key downtown building), and member focus through its centralized operations designed to support its widespread member base.

Location:

Vystar Credit Union primarily operates within the United States, with a strong and expanding presence across 49 counties in Florida and 27 counties in Georgia. While it does not maintain physical branches internationally, its robust online and mobile banking platforms allow members to access and manage their accounts globally. The core of Vystar's operations and community support is concentrated in these Southeastern U.S. regions, where it actively contributes to local economies and member financial well-being.

Street Address:

76 S. Laura Street

City:

Jacksonville

State/Province:

Florida

Country:

USA

Where Else Does VyStar Credit Union Operate Around the World?

Many Branch Locations, FL & GA, USA

Address: Vystar Credit Union operates numerous full-service branches and standalone ATM locations throughout its service areas in Florida and Georgia. For a specific branch, please consult the Vystar website's branch locator.

To provide accessible and convenient financial services to members within their local communities, fostering strong local relationships and supporting regional economic activity.

Brunswick, GA, USA

Address: 100 Altama Connector, Brunswick, GA 31525

To serve and expand Vystar's membership base in Southeast Georgia, providing local access to Vystar's financial products and community initiatives.

Orlando, FL, USA

Address: 420 S. Orange Ave, Orlando, FL 32801 (Example Branch)

To cater to the growing financial needs of individuals and businesses in the Central Florida region, enhancing Vystar's presence and service capabilities.

Buying Intent Signals for VyStar Credit Union

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading VyStar Credit Union? Meet the Executive Team

As of April 2025, VyStar Credit Union' leadership includes:

Brian E. Wolfburg - President/CEO
Chad M. Meadows - EVP/Chief Operations Officer
Richard 'Rick' P. Ammeen - EVP/Chief Financial Officer
Joel Swanson - EVP/Chief Member Experience Officer
Jennifer Kouchis - EVP/Chief Administrative Officer
Kathryn 'Kathy' Bonaventura - EVP/Chief Legal and Governance Officer
Joseph 'Joe' R. Colca - EVP/Chief Digital Officer & President of Vystar Innovation
Heather H. Hilliard - EVP/Chief Risk Officer
Vacant - EVP/Chief Lending Officer

Who's Investing in VyStar Credit Union?

VyStar Credit Union has been backed by several prominent investors over the years, including:

Vystar Credit Union is a member-owned financial cooperative. Unlike publicly traded companies, it is not owned by external investors or shareholders seeking profit. Instead, its members are its owners. Profits generated by the credit union are returned to members in the form of lower loan rates, higher savings rates, reduced fees, and investments in improved services and technology.

What Leadership Changes Has VyStar Credit Union Seen Recently?

Hire2
Exits1

Over the past year, Vystar Credit Union has seen some key changes in its executive leadership, including new appointments to strengthen its risk and digital innovation capabilities, and a notable departure from its lending division.

Departures

Jenny Vipperman, Jenny Vipperman departed Vystar Credit Union to become President/CEO of Vizo Financial Corporate Credit Union.

New Appointments:

Heather H. Hilliard, Heather H. Hilliard was appointed as EVP/Chief Risk Officer to oversee Vystar's risk management framework.
Joseph 'Joe' R. Colca, Joseph R. Colca was appointed to drive Vystar's digital strategy and innovation initiatives.

What Technology (Tech Stack) Is Used byVyStar Credit Union?

Discover the tools VyStar Credit Union uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

VyStar Credit Union Email Formats and Examples

Vystar Credit Union utilizes the domain 'vystarcu.org' for its official email communications. The most common email format appears to be the employee's last name followed by their first initial.

[last_name][first_initial]@vystarcu.org

Format

wolfburgb@vystarcu.org

Example

80%

Success rate

What's the Latest News About VyStar Credit Union?

Jacksonville Daily RecordMay 23, 2024

Vystar Credit Union finalizes purchase of CoastalSouth Bancshares Inc.

Vystar Credit Union announced the completion of its acquisition of Perry-based CoastalSouth Bancshares Inc., the parent company of Coastal States Bank. This strategic move expands Vystar's presence in Georgia and marks its entry into the South Carolina market....more

Credit Union TimesFebruary 1, 2024

Vystar Credit Union's Chief Lending Officer Jenny Vipperman Named President/CEO of Vizo Financial

Jenny Vipperman, formerly EVP and chief lending officer for Vystar Credit Union, was selected as the new president/CEO of Vizo Financial Corporate Credit Union, effective in February 2024....more

CUInsightJanuary 25, 2024

Vystar Credit Union announces Teacher Grant Program winners

Vystar Credit Union awarded grants to 30 teachers across Florida and Georgia through its annual Teacher Grant Program. The program supports educators by funding innovative classroom projects and essential educational supplies, reinforcing Vystar's commitment to community education....more

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