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Upstart's Overview

Total employees1562
HeadquartersSan Mateo
Founded2012

Upstart is an artificial intelligence (AI) lending platform designed to improve access to affordable credit while reducing the risk and costs of lending for its bank partners. By leveraging AI and machine learning, Upstart's platform goes beyond traditional credit scores to identify creditworthy borrowers. Their model considers variables like education, area of study, and work history. The company aims to make credit more accessible and equitable for individuals who might be underserved by conventional lending practices. Upstart offers personal loans, auto loans, and helps banks and credit unions digitize and modernize their lending operations.

Where is Upstart's Headquarters?

Upstart officeUpstart officeUpstart officeUpstart office
*Images sourced via web search. Rights belong to original owners

HQ Function

The San Mateo headquarters serves as the central hub for Upstart's executive leadership, core engineering, product development, data science, marketing, and corporate operations.

Notable Features:

Modern office facilities designed to foster collaboration and innovation, typical of Silicon Valley tech companies, with open floor plans and various amenities for employees.

Work Culture:

Upstart's HQ fosters a fast-paced, innovative, and data-driven work environment. There is a strong emphasis on collaboration, problem-solving, and a mission-driven approach to expanding credit access.

HQ Significance:

Its location in Silicon Valley provides Upstart with access to top tech talent, venture capital, and a vibrant ecosystem of innovation, crucial for its AI-focused business model.

Values Reflected in HQ: The headquarters' design and operations likely reflect Upstart's values of innovation, efficiency, collaboration, and leveraging technology to solve complex problems.

Location:

Upstart's physical office locations are primarily within the United States (San Mateo, CA; Columbus, OH; Austin, TX). While its direct operational footprint is US-based, its AI lending platform serves banking partners and consumers across the United States. The technology and support functions are managed from these U.S. offices. There is no widely publicized significant physical office presence outside the USA for core operations.

Street Address:

2950 S. Delaware Street

City:

San Mateo

State/Province:

California

Country:

USA

Upstart's Global Presence

Columbus, Ohio, USA

Address: 711 N High St, Columbus, OH 43215

Leverages the strong talent pool in the Midwest and provides a strategic operational base outside of Silicon Valley, contributing to business continuity and diverse talent acquisition.

Austin, Texas, USA

Address: 405 Comal St, Austin, TX 78702

Taps into Austin's rapidly expanding tech talent ecosystem and supports Upstart's growth initiatives and operational capacity in the central United States.

Buying Intent Signals for Upstart

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Executive Team of Upstart

As of April 2025, Upstart' leadership includes:

Dave Girouard - Co-Founder & Chief Executive Officer
Paul Gu - Co-Founder & Head of Product
Anna Counselman - Co-Founder & Head of People and Operations
Sanjay Datta - Chief Financial Officer
Scott Darling - General Counsel and Corporate Secretary
Natasha MamUT - Chief Marketing Officer

Investors of Upstart

Upstart has been backed by several prominent investors over the years, including:

Third Point Ventures
Khosla Ventures
First Round Capital
Google Ventures (GV)
Rakuten
DAG Ventures
CRV (Charles River Ventures)
Collaborative Fund

Executive New Hires/Exits in the Last 12 Months

Hire1
Exits0

Over the past year, Upstart has seen some key appointments strengthening its leadership team, particularly in legal and potentially other strategic areas, while maintaining stability in its core founding team. This reflects a company maturing and bolstering its executive functions for future growth and regulatory navigation.

New Appointments:

Scott Darling, Scott Darling joined Upstart as General Counsel and Corporate Secretary, enhancing the company's legal and compliance leadership.

Technology (Tech Stack) used by Upstart

Discover the tools Upstart uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Upstart Email Formats and Examples

Upstart's email format commonly follows a standard pattern for its employees, typically combining parts of an employee's name with the company domain.

first.last@upstart.com or first_initial_last@upstart.com

Format

john.doe@upstart.com

Example

85%

Success rate

News and media

ReutersMay 8, 2024

Upstart news title: Upstart forecasts Q2 revenue below estimates, shares tumble

Upstart Holdings projected second-quarter revenue below market expectations and its results for the first quarter also missed estimates, signaling that high interest rates continue to hit demand for its loans....more

Yahoo FinanceFebruary 13, 2024

Upstart news title: Upstart Stock Surges After Stronger-Than-Expected Revenue Outlook

Upstart Holdings Inc. shares rose in late trading after the company, which uses artificial intelligence to make lending decisions, gave a stronger-than-expected revenue forecast for the current period....more

GlobeNewswireNovember 7, 2023

Upstart news title: Upstart Announces Third Quarter 2023 Results

Upstart Holdings, Inc. announced financial results for its third quarter of fiscal year 2023 ended September 30, 2023, reporting revenue and discussing its loan origination volumes and partnerships....more

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