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Upgrade, Inc. is a financial technology (fintech) company that offers accessible and affordable credit and banking products to mainstream consumers. Founded by Renaud Laplanche, former CEO of LendingClub, Upgrade aims to help people understand their credit and make better financial decisions. Their product suite includes personal loans, the Upgrade Card (which combines features of a credit card and a personal loan), rewards checking accounts, and credit monitoring and educational tools. The company focuses on innovation, responsible lending, and providing value to its customers through transparent products and a seamless digital experience.
The San Francisco headquarters serves as the central hub for corporate leadership, strategic planning, product innovation, software engineering, marketing, legal, and core business operations.
Located in a prominent Class A office tower, the headquarters likely features modern office design, collaborative workspaces, advanced technology infrastructure, and panoramic views of the city and bay. Amenities are typically designed to foster innovation and employee well-being.
The work culture at Upgrade's HQ is described as fast-paced, innovative, and collaborative, typical of a successful fintech startup. There's a strong emphasis on data-driven decision-making, technological advancement, and a mission-driven approach to improving consumer finance. Employees often highlight opportunities for growth and impact.
The headquarters is significant as the command center for one of the leading fintech companies in the U.S., driving innovation in consumer credit, mobile banking, and financial wellness solutions. Its location in San Francisco places it at the epicenter of technological and financial innovation.
Upgrade primarily serves the U.S. market with its financial products and services. Its global presence is characterized by its strategic office locations beyond its San Francisco headquarters, including a significant operations center in Phoenix, Arizona (USA), and a key technology and engineering hub in Montreal, Quebec (Canada). These international and domestic offices support critical functions such as product development, data science, software engineering, customer service, and risk management, enabling the company to innovate and scale its offerings for its American customer base.
275 Battery Street, 23rd Floor
San Francisco
CA
USA
Address: 1 N Central Ave, Phoenix, AZ 85004, USA
Leverages Phoenix's growing talent pool for operational and technical roles, providing a strategic location for scaling customer-facing and back-office functions in a cost-effective manner.
Address: Place Ville Marie, Montreal, QC, Canada (specific suite may vary)
Taps into Montreal's vibrant and diverse tech talent ecosystem, particularly strong in AI, software engineering, and data analytics, supporting Upgrade's product development and innovation efforts.
Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.
As of April 2025, Upgrade, Inc.' leadership includes:
Upgrade, Inc. has been backed by several prominent investors over the years, including:
Upgrade, Inc. has actively strengthened its leadership team over the past 12-18 months, notably with strategic hires in technology and global partnerships, signaling a continued focus on innovation, technological advancement, and market expansion. No major executive departures have been publicly announced during this period.
Discover the tools Upgrade, Inc. uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.
Upgrade, Inc. commonly uses a few standard email formats for its employees. The most prevalent format appears to be [first].[last]@upgrade.com. Other potential formats could include [first_initial][last]@upgrade.com.
[first].[last]@upgrade.com
Format
john.doe@upgrade.com
Example
90%
Success rate
PR Newswire • April 10, 2024
Upgrade, Inc. and the NEAR Foundation announced a strategic partnership to tokenize assets, aiming to enhance liquidity and accessibility in credit markets by leveraging blockchain technology. This collaboration marks a significant step for Upgrade into the digital asset space....more
PR Newswire • February 13, 2024
Upgrade, Inc. announced its inclusion in the Forbes Fintech 50 list for the seventh consecutive year, recognizing its continued innovation and impact in the financial technology sector. The list highlights the most innovative private fintech companies....more
PR Newswire • October 24, 2023
Upgrade, Inc. announced the appointment of Aarc Sus Gislason as its new Chief Technology Officer. Gislason brings extensive experience in scaling technology platforms and will lead Upgrade's engineering and technology innovation efforts....more
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