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United Wholesale Mortgage's Overview

Total employees7057
HeadquartersPontiac
Founded

United Wholesale Mortgage (UWM), publicly traded as UWM Holdings Corporation (NYSE: UWMC), is the largest wholesale mortgage lender in the United States. Headquartered in Pontiac, Michigan, UWM does not lend directly to consumers but rather works exclusively with independent mortgage brokers across the country. The company is known for its technology-driven approach, fast closing times (often marketed as 'Bolt' technology), and strong focus on broker relationships and support. UWM aims to provide brokers with the tools, technology, and service needed to compete and succeed in the mortgage industry. Their business model emphasizes speed, efficiency, and competitive pricing to empower the broker channel.

Where is United Wholesale Mortgage's Headquarters?

United Wholesale Mortgage officeUnited Wholesale Mortgage officeUnited Wholesale Mortgage officeUnited Wholesale Mortgage office
*Images sourced via web search. Rights belong to original owners

HQ Function

The headquarters serves as the central hub for all of UWM's operations, including underwriting, technology development, sales and broker support, marketing, finance, and executive leadership. It's where the majority of their workforce is based.

Notable Features:

UWM's headquarters is a sprawling campus known for its modern design and extensive employee amenities. These include state-of-the-art fitness centers, basketball courts, cafes, an on-site Starbucks, dry cleaning services, and collaborative workspaces. The campus has undergone significant expansion to accommodate its rapid growth.

Work Culture:

UWM's work culture is often described as fast-paced, competitive, and high-energy. There's a strong emphasis on teamwork, achieving ambitious goals, and a 'work hard, play hard' mentality. The company frequently promotes from within and emphasizes a 'client-first' service culture for its broker partners.

HQ Significance:

The Pontiac headquarters is significant as it represents UWM's commitment to the Metro Detroit area and its ability to scale operations significantly from a central location. It's a symbol of their growth from a small family business to the nation's leading wholesale lender.

Values Reflected in HQ: The headquarters reflects UWM's values of innovation (modern tech infrastructure), employee well-being (amenities), teamwork (collaborative spaces), and ambition (scale and design).

Location:

United Wholesale Mortgage's operations are primarily focused on the United States mortgage market. They work with independent mortgage brokers across all 50 states. UWM does not have significant international operational branches for lending outside of the U.S. market. Their 'global' reach is effectively contained within the United States.

Street Address:

585 South Boulevard East

City:

Pontiac

State/Province:

Michigan

Country:

USA

United Wholesale Mortgage's Global Presence

Highly Centralized Operations

Address: N/A - UWM primarily operates from its extensive Pontiac, MI campus.

While there may be minimal, non-public facing ancillary support or disaster recovery sites, UWM does not maintain significant, distinct regional operational offices in the traditional sense. Its national reach is managed from its Michigan hub.

Buying Intent Signals for United Wholesale Mortgage

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Executive Team of United Wholesale Mortgage

As of April 2025, United Wholesale Mortgage' leadership includes:

Mat Ishbia - Chairman and Chief Executive Officer
Laura Lawson - Executive Vice President, Chief People Officer
Tim Forrester - Chief Financial Officer
Alex Elezaj - Chief Strategy Officer
Sarah DeCiantis - Chief Marketing Officer
Justin Glass - Executive Vice President, Chief Digital Officer
Allen Beydoun - Executive Vice President, Sales

Investors of United Wholesale Mortgage

United Wholesale Mortgage has been backed by several prominent investors over the years, including:

SFS Holding Corp. (Mat Ishbia's family holding company and principal stockholder)
The Vanguard Group
BlackRock Inc.
Susquehanna International Group, LLP (SIG)
State Street Corporation
Other institutional and retail investors (as UWMC is publicly traded)

Executive New Hires/Exits in the Last 12 Months

Hire0
Exits0

UWM generally maintains a stable core executive team, often promoting from within. Publicly announced C-suite level changes are infrequent. In the last 12 months, there have been no major widely publicized C-suite departures or external hires into the top executive ranks. Some senior vice president or equivalent level roles may see transitions that are not always broadly announced.

Technology (Tech Stack) used by United Wholesale Mortgage

Discover the tools United Wholesale Mortgage uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

United Wholesale Mortgage Email Formats and Examples

United Wholesale Mortgage (UWM) typically utilizes common corporate email formats. The most frequently observed format is the first initial followed by the last name.

[first_initial][last]@uwm.com

Format

jdoe@uwm.com

Example

85%

Success rate

News and media

PR NewswireMay 8, 2024

UWM Holdings Corporation Announces First Quarter 2024 Results

UWM Holdings Corporation (NYSE:UWMC) announced its results for the first quarter ended March 31, 2024, reporting 1Q24 net income of $181.1 million and diluted earnings per share of $0.09. Total production was $27.6 billion....more

HousingWireApril 2, 2024

UWM launches 0% down purchase program

United Wholesale Mortgage announced a new program allowing conventional homebuyers to make a purchase with a down payment as low as 0%. The program involves UWM providing a 3% down payment assistance loan up to $15,000....more

National Mortgage NewsFebruary 28, 2024

UWM Q4 profits rebound on servicing gains, higher loan volumes

United Wholesale Mortgage reported a profitable fourth quarter, driven by gains in its mortgage servicing rights portfolio and increased loan origination volume compared to the prior quarter....more

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