United Wholesale Mortgage (UWM), publicly traded as UWM Holdings Corporation (NYSE: UWMC), is the largest wholesale mortgage lender in the United States. Headquartered in Pontiac, Michigan, UWM does not lend directly to consumers but rather works exclusively with independent mortgage brokers across the country. The company is known for its technology-driven approach, fast closing times (often marketed as 'Bolt' technology), and strong focus on broker relationships and support. UWM aims to provide brokers with the tools, technology, and service needed to compete and succeed in the mortgage industry. Their business model emphasizes speed, efficiency, and competitive pricing to empower the broker channel.
The headquarters serves as the central hub for all of UWM's operations, including underwriting, technology development, sales and broker support, marketing, finance, and executive leadership. It's where the majority of their workforce is based.
UWM's headquarters is a sprawling campus known for its modern design and extensive employee amenities. These include state-of-the-art fitness centers, basketball courts, cafes, an on-site Starbucks, dry cleaning services, and collaborative workspaces. The campus has undergone significant expansion to accommodate its rapid growth.
UWM's work culture is often described as fast-paced, competitive, and high-energy. There's a strong emphasis on teamwork, achieving ambitious goals, and a 'work hard, play hard' mentality. The company frequently promotes from within and emphasizes a 'client-first' service culture for its broker partners.
The Pontiac headquarters is significant as it represents UWM's commitment to the Metro Detroit area and its ability to scale operations significantly from a central location. It's a symbol of their growth from a small family business to the nation's leading wholesale lender.
United Wholesale Mortgage's operations are primarily focused on the United States mortgage market. They work with independent mortgage brokers across all 50 states. UWM does not have significant international operational branches for lending outside of the U.S. market. Their 'global' reach is effectively contained within the United States.
585 South Boulevard East
Pontiac
Michigan
USA
Address: N/A - UWM primarily operates from its extensive Pontiac, MI campus.
While there may be minimal, non-public facing ancillary support or disaster recovery sites, UWM does not maintain significant, distinct regional operational offices in the traditional sense. Its national reach is managed from its Michigan hub.
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As of April 2025, United Wholesale Mortgage' leadership includes:
United Wholesale Mortgage has been backed by several prominent investors over the years, including:
UWM generally maintains a stable core executive team, often promoting from within. Publicly announced C-suite level changes are infrequent. In the last 12 months, there have been no major widely publicized C-suite departures or external hires into the top executive ranks. Some senior vice president or equivalent level roles may see transitions that are not always broadly announced.
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United Wholesale Mortgage (UWM) typically utilizes common corporate email formats. The most frequently observed format is the first initial followed by the last name.
[first_initial][last]@uwm.com
Format
jdoe@uwm.com
Example
85%
Success rate
PR Newswire • May 8, 2024
UWM Holdings Corporation (NYSE:UWMC) announced its results for the first quarter ended March 31, 2024, reporting 1Q24 net income of $181.1 million and diluted earnings per share of $0.09. Total production was $27.6 billion....more
HousingWire • April 2, 2024
United Wholesale Mortgage announced a new program allowing conventional homebuyers to make a purchase with a down payment as low as 0%. The program involves UWM providing a 3% down payment assistance loan up to $15,000....more
National Mortgage News • February 28, 2024
United Wholesale Mortgage reported a profitable fourth quarter, driven by gains in its mortgage servicing rights portfolio and increased loan origination volume compared to the prior quarter....more
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