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United Financial Credit Union (UFCU) is a not-for-profit, member-owned financial cooperative dedicated to serving its members and their communities, primarily in Michigan. Established in 1964, UFCU offers a comprehensive suite of financial products and services, including personal and business banking (savings, checking), various loan types (auto, mortgage, personal), credit cards, online and mobile banking solutions, and investment advisory services. Their mission centers on providing affordable financial solutions, delivering personalized member service, and contributing to the financial well-being and success of their members. As a credit union, earnings are typically returned to members through competitive rates, lower fees, and improved services, rather than distributed to shareholders.
The headquarters serves as the central administrative and operational hub for United Financial Credit Union, overseeing strategic planning, financial management, human resources, marketing, IT, compliance, and support for its branch network and member services.
A professional office building designed to facilitate efficient operations and potentially offer direct member services or a main branch. Likely features modern office amenities and technology to support the credit union's functions.
The work culture at United Financial Credit Union's headquarters is likely focused on collaboration, member service excellence, community engagement, and adherence to financial industry best practices and regulatory standards. Employees are encouraged to support the credit union's mission of improving members' financial lives.
This location is significant as the nerve center for all of United Financial Credit Union's activities, where key decisions are made that impact the entire organization, its members, and its role in the community. It represents the core of their commitment to providing financial services in the region.
United Financial Credit Union primarily operates and serves members within the state of Michigan, with a strong focus on its local communities. While its online and mobile banking platforms, along with participation in shared branching networks (like CO-OP Shared Branch), allow members to access accounts and services from virtually anywhere in the world, UFCU does not maintain physical international branches or a direct global operational footprint. Its strategic focus remains on serving its defined field of membership within its geographical service area.
4685 State St
Saginaw
MI
USA
Address: 479 W. Midland Rd, Auburn, MI 48611
To provide accessible and convenient financial services to members and the wider community in Auburn and surrounding Bay County areas, supporting their financial goals.
Address: 2500 Center Ave, Bay City, MI 48708
Serving the banking and financial needs of the Bay City community, contributing to local economic activity and member financial well-being.
Address: 1720 W. Brady Rd, Chesaning, MI 48616
To support the financial aspirations of individuals, families, and local businesses in the Chesaning region through member-focused banking solutions and community involvement.
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As of April 2025, United Financial Credit Union' leadership includes:
United Financial Credit Union has been backed by several prominent investors over the years, including:
Based on publicly available information, there have been no major executive team hires or departures announced by United Financial Credit Union in the last 12 months. The leadership team appears to be stable. Key promotions to Chief Officer roles (Lending, Finance, Operations) occurred in early 2022.
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United Financial Credit Union likely uses standard professional email formats for its staff. Common patterns for organizations include [first_initial][last]@[domain] or [first].[last]@[domain]. For United Financial Credit Union, with the domain unitedfinancialcu.org, an example would follow such a structure.
f[last]@unitedfinancialcu.org (e.g., jdoe@unitedfinancialcu.org)
Format
bappold@unitedfinancialcu.org (Example based on President/CEO Barbara Appold)
Example
80%
Success rate
United Financial Credit Union Website • March 21, 2024
Through its 'Pawsitive Change' fundraiser, United Financial Credit Union, with the support of its members and staff, successfully raised over $3,800. These funds were donated to local animal shelters in the Great Lakes Bay Region, underscoring the credit union's commitment to community support and animal welfare....more
United Financial Credit Union Website • January 24, 2024
United Financial Credit Union announced its 2024 Scholarship Program, offering ten $1,000 scholarships to eligible high school seniors who are members of the credit union. Applicants must be planning to attend an accredited college or university, with the program aiming to support students in their pursuit of higher education....more
United Financial Credit Union Website • May 24, 2023
United Financial Credit Union awarded $1,000 scholarships each to ten deserving local high school seniors as part of its 2023 scholarship program. The recipients were chosen based on academic achievements, community involvement, and essay submissions, demonstrating the credit union's investment in the future of young members....more
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