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What Does Elo Mutual Pension Insurance Company Do?

Total employees520
HeadquartersEspoo
Founded2014

Elo Mutual Pension Insurance Company (Työeläkeyhtiö Elo) is one of Finland's largest pension insurers. It is responsible for managing the statutory employment pension security for employees and self-employed individuals. Elo provides comprehensive pension services, promotes work well-being, and actively manages pension assets with the aim of ensuring customers receive the pensions they have earned and contributing to a sustainable pension system. The company was formed in 2014 through the merger of Pension Fennia and LocalTapiola Pension.

Where Is Elo Mutual Pension Insurance Company's Headquarters?

Elo Mutual Pension Insurance Company officeElo Mutual Pension Insurance Company officeElo Mutual Pension Insurance Company officeElo Mutual Pension Insurance Company office
*Images sourced via web search. Rights belong to original owners

HQ Function

The headquarters serves as the central hub for all of Elo's operations, including administration, customer service strategy, investment management, actuarial services, and IT development.

Notable Features:

A modern office building designed to foster collaboration and efficiency. Likely incorporates sustainable building practices and ergonomic workspaces, reflecting Finnish design principles.

Work Culture:

The work culture at Elo likely emphasizes expertise, responsibility, customer-centricity, and collaboration, typical of Finnish financial institutions. A strong focus on work-life balance and employee well-being is also probable.

HQ Significance:

As the command center for one of Finland's leading pension insurers, the headquarters plays a critical role in managing a significant portion of the nation's statutory pension assets and services, impacting hundreds of thousands of individuals and employers.

Values Reflected in HQ: The headquarters likely reflects Elo's values of reliability, sustainability, innovation in service, and responsibility towards its customers and society.

Location:

Elo Mutual Pension Insurance Company's primary operations are focused on Finland, providing statutory pension insurance within the Finnish social security system. While it does not have operational offices for pension services globally, its investment activities are global, managing pension assets across various international markets to ensure optimal returns and diversification.

Street Address:

Revontulentie 7

City:

Espoo

State/Province:

Uusimaa

Country:

Finland

Where Else Does Elo Mutual Pension Insurance Company Operate Around the World?

Turku, Southwest Finland/Finland

Address: Joukahaisenkatu 1 (DataCity)

To provide accessible, localized pension services and support for customers and stakeholders in the Southwest Finland region, strengthening regional presence and client relationships.

Tampere, Pirkanmaa/Finland

Address: Åkerlundinkatu 11 A (Technopolis Yliopistonrinne)

Ensures Elo's comprehensive services are readily available to a major economic hub outside the capital region, supporting local businesses and individual customers.

Buying Intent Signals for Elo Mutual Pension Insurance Company

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading Elo Mutual Pension Insurance Company? Meet the Executive Team

As of April 2025, Elo Mutual Pension Insurance Company' leadership includes:

Carl Pettersson - Chief Executive Officer (CEO)
Hanna Siltala - Chief Investment Officer (CIO)
Jonna Ryhänen - Chief Financial Officer (CFO), Chief Actuary
Anu Kettunen - Chief Human Resources Officer (CHRO)
Mika Kuisma - Chief Customer Officer (CCO), Insurance and Pensions
Katri Viippola - Chief Sustainability and Communications Officer

Who's Investing in Elo Mutual Pension Insurance Company?

Elo Mutual Pension Insurance Company has been backed by several prominent investors over the years, including:

As a mutual company, Elo is owned by its policyholders (customers, i.e., insured employees and self-employed persons) and employer companies. It does not have traditional external equity investors or shareholders in the stock market sense.

What Leadership Changes Has Elo Mutual Pension Insurance Company Seen Recently?

Hire1
Exits1

Recent changes in Elo's executive team reflect strategic adjustments and ongoing leadership development. Note: Information based on publicly available data up to early 2024.

Departures

Satu Huber, Satu Huber concluded her term as CEO.

New Appointments:

Carl Pettersson, Carl Pettersson appointed as CEO. He was previously Elo's Chief Investment Officer.

What Technology (Tech Stack) Is Used byElo Mutual Pension Insurance Company?

Discover the tools Elo Mutual Pension Insurance Company uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Elo Mutual Pension Insurance Company Email Formats and Examples

Elo Mutual Pension Insurance Company most commonly uses the firstname.lastname@elo.fi email format. This is a standard format for many Finnish and European organizations.

firstname.lastname@elo.fi

Format

matti.virtanen@elo.fi

Example

90%

Success rate

What's the Latest News About Elo Mutual Pension Insurance Company?

elo.fiFebruary 7, 2024

Elo’s return on investments was 6.1 per cent in 2023

Elo Mutual Pension Insurance Company announced that its investments yielded a return of 6.1 per cent (EUR 1.7 billion) in 2023. The company's solvency position remained strong. The positive return was driven by strong performance in listed equities and fixed income investments....more

elo.fiOctober 25, 2023

Elo’s return on investments was 3.0 per cent in January–September 2023

Elo's investments yielded a return of 3.0% (EUR 0.8 billion) for the first three quarters of 2023. The long-term average nominal return over ten years was 5.2%. The company highlighted positive contributions from equity and fixed income investments....more

elo.fiJanuary 1, 2023

Carl Pettersson appointed as CEO of Elo

Carl Pettersson, M.Sc. (Econ.), CEFA, began his role as the CEO of Elo Mutual Pension Insurance Company on January 1, 2023. He succeeded Satu Huber. Pettersson previously served as Elo's Chief Investment Officer since 2016....more

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