Elo Mutual Pension Insurance Company (Työeläkeyhtiö Elo) is one of Finland's largest pension insurers. It is responsible for managing the statutory employment pension security for employees and self-employed individuals. Elo provides comprehensive pension services, promotes work well-being, and actively manages pension assets with the aim of ensuring customers receive the pensions they have earned and contributing to a sustainable pension system. The company was formed in 2014 through the merger of Pension Fennia and LocalTapiola Pension.
The headquarters serves as the central hub for all of Elo's operations, including administration, customer service strategy, investment management, actuarial services, and IT development.
A modern office building designed to foster collaboration and efficiency. Likely incorporates sustainable building practices and ergonomic workspaces, reflecting Finnish design principles.
The work culture at Elo likely emphasizes expertise, responsibility, customer-centricity, and collaboration, typical of Finnish financial institutions. A strong focus on work-life balance and employee well-being is also probable.
As the command center for one of Finland's leading pension insurers, the headquarters plays a critical role in managing a significant portion of the nation's statutory pension assets and services, impacting hundreds of thousands of individuals and employers.
Elo Mutual Pension Insurance Company's primary operations are focused on Finland, providing statutory pension insurance within the Finnish social security system. While it does not have operational offices for pension services globally, its investment activities are global, managing pension assets across various international markets to ensure optimal returns and diversification.
Revontulentie 7
Espoo
Uusimaa
Finland
Address: Joukahaisenkatu 1 (DataCity)
To provide accessible, localized pension services and support for customers and stakeholders in the Southwest Finland region, strengthening regional presence and client relationships.
Address: Åkerlundinkatu 11 A (Technopolis Yliopistonrinne)
Ensures Elo's comprehensive services are readily available to a major economic hub outside the capital region, supporting local businesses and individual customers.
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As of April 2025, Elo Mutual Pension Insurance Company' leadership includes:
Elo Mutual Pension Insurance Company has been backed by several prominent investors over the years, including:
Recent changes in Elo's executive team reflect strategic adjustments and ongoing leadership development. Note: Information based on publicly available data up to early 2024.
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Elo Mutual Pension Insurance Company most commonly uses the firstname.lastname@elo.fi email format. This is a standard format for many Finnish and European organizations.
firstname.lastname@elo.fi
Format
matti.virtanen@elo.fi
Example
90%
Success rate
elo.fi • February 7, 2024
Elo Mutual Pension Insurance Company announced that its investments yielded a return of 6.1 per cent (EUR 1.7 billion) in 2023. The company's solvency position remained strong. The positive return was driven by strong performance in listed equities and fixed income investments....more
elo.fi • October 25, 2023
Elo's investments yielded a return of 3.0% (EUR 0.8 billion) for the first three quarters of 2023. The long-term average nominal return over ten years was 5.2%. The company highlighted positive contributions from equity and fixed income investments....more
elo.fi • January 1, 2023
Carl Pettersson, M.Sc. (Econ.), CEFA, began his role as the CEO of Elo Mutual Pension Insurance Company on January 1, 2023. He succeeded Satu Huber. Pettersson previously served as Elo's Chief Investment Officer since 2016....more
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