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TWINO is a prominent European peer-to-peer (P2P) investment platform, established in 2009. It connects investors with borrowers, primarily offering opportunities to invest in unsecured consumer loans originating from various countries. TWINO provides an alternative investment avenue for individuals and institutions seeking to diversify their portfolios and earn returns, while also facilitating access to funding for borrowers. The platform emphasizes transparency, technological innovation, and robust risk management practices.
The Riga headquarters serves as the central operational hub, overseeing platform development, risk management, investor relations, marketing, legal, compliance, and strategic decision-making for TWINO's international P2P investment services.
Modern office facilities located in a contemporary business center, designed to foster collaboration and innovation among its teams.
TWINO cultivates a dynamic and agile work environment characteristic of the fintech industry. It values technological expertise, data-driven decisions, employee growth, and a proactive approach to solving financial challenges. The culture encourages teamwork and adaptability in a fast-paced market.
The Riga HQ is pivotal for managing TWINO's core investment platform, coordinating with loan originators across different geographies, and ensuring compliance with European financial regulations, particularly since Latvia has become a key regulatory center for P2P platforms.
TWINO's platform supports global investment by allowing individuals and institutions from many countries (primarily within the EEA) to invest in loans. The loans themselves originate from countries where TWINO or its partner loan originators operate, which have historically included Latvia, Poland, Russia (operations suspended/exited), Kazakhstan, and Vietnam. Global functions include multi-currency investment processing, international customer support, and cross-border risk assessment. While the core team is in Riga, its operational reach is international.
Pulkveža Brieža iela 15
Riga
LV-1010
Latvia
Address: Specific address not publicly listed for operational office; may operate through local partners or representative offices.
To facilitate lending operations in the Polish market, manage relationships with local borrowers and partners, and ensure compliance with local regulations for loans offered on the TWINO platform.
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As of April 2025, TWINO' leadership includes:
TWINO has been backed by several prominent investors over the years, including:
No major, publicly announced high-profile executive hires or exits directly at the TWINO Group top leadership level have been identified in the last 12 months. Leadership roles appear stable based on available information. Anastasija Oļeiņika's role as sole Group CEO was solidified in early 2023, slightly outside the 12-month window.
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TWINO likely utilizes common corporate email formats. Based on industry standards and observed patterns for companies of similar size and structure, the most probable format is firstname.lastname@twino.eu.
[first].[last]@twino.eu
Format
anastasija.oleinika@twino.eu
Example
80%
Success rate
TWINO Blog • April 24, 2024
TWINO Group announced its audited consolidated financial statements for the year 2022, reporting a net profit of €2.1 million. The company highlighted its resilience and strategic adjustments in response to geopolitical and market changes....more
TWINO Blog • March 7, 2024
TWINO informed investors about upcoming changes to its Securities Prospectus, effective March 21, 2024. The update aims to enhance clarity and align with regulatory requirements, affecting terms for investing in loans via Assignment Agreements....more
P2P Finance News • February 1, 2024
Twino has updated its auto-invest portfolios to reflect its recent exit from the Vietnam market. The platform will no longer offer new loans from Vietnam, and existing Vietnamese loans will be gradually phased out....more
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