Think Finance, Inc. was a financial technology company founded in 2001, initially known as ThinkCash. It provided a platform and services for online lenders offering short-term credit products, often to underbanked consumers. The company faced significant legal and regulatory scrutiny regarding its lending practices, including accusations of predatory lending and operating in violation of state usury laws through arrangements with tribal lenders. These widespread challenges ultimately led Think Finance to file for Chapter 11 bankruptcy in October 2017. Its assets were subsequently sold, and the company ceased operations.
Served as the primary operational and administrative center, housing its executive leadership, technology development, and support functions before the company ceased operations.
The headquarters was located in a standard corporate office park. No specific unique architectural highlights were widely publicized.
Historically, as a company in the fintech sector, the culture was likely characterized by rapid growth, innovation, and a fast-paced environment. However, this was later overshadowed by intense legal pressures and regulatory scrutiny.
The Fort Worth headquarters was the nerve center for a company that played a significant role in the online short-term lending industry. Its operations and subsequent downfall had notable impacts on regulatory discussions around fintech and consumer lending.
Think Finance's primary market focus was the United States. Its technology platform and lending partnerships were predominantly U.S.-centric. There is limited public information suggesting a significant direct operational presence or offices outside the U.S. prior to its bankruptcy. Any international reach would have likely been through its online platform's accessibility rather than physical locations.
4150 International Plaza, Suite 400
Fort Worth
Texas
USA
Address: No other major independent operational offices were widely publicized.
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As of April 2025, Think Finance' leadership includes:
Think Finance has been backed by several prominent investors over the years, including:
Executive movements at Think Finance were significantly impacted by its financial distress and subsequent bankruptcy in 2017. The most notable appointment was a Chief Restructuring Officer to oversee the bankruptcy process. Typical operational executive hires or departures largely ceased as the company wound down.
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As Think Finance is no longer an operational company, its corporate email system is defunct. The formats below are speculative, based on common corporate structures, and relate to its historical operations. They cannot be verified for current deliverability.
[first_initial][last]@thinkfinance.com (e.g., jdoe@thinkfinance.com) or [first].[last]@thinkfinance.com (e.g., jane.doe@thinkfinance.com)
Format
mwebb@thinkfinance.com (example, domain is inactive)
Example
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Bloomberg Law • October 23, 2017
Think Finance LLC, a developer of online lending platforms, filed for Chapter 11 bankruptcy in Dallas, citing mounting legal pressures from state and federal regulators and class-action lawsuits over its lending practices....more
Consumer Financial Protection Bureau (CFPB) • November 15, 2017
The Consumer Financial Protection Bureau (CFPB) filed a lawsuit against Think Finance, its former CEO Martin Webb, and related companies, alleging they engaged in deceptive practices by illegally collecting on loans that were void or that consumers did not actually owe due to violations of state lending laws....more
Pennsylvania Office of Attorney General • February 5, 2020
The Pennsylvania Attorney General announced a $133 million settlement with Kenneth Rees, former CEO of Think Finance, and others involved in Think Finance’s alleged predatory lending scheme. This settlement resolved claims that the company illegally offered online payday loans with excessive interest rates....more
PE Hub / TCV • February 14, 2008
ThinkCash, which later rebranded as Think Finance, received a significant equity investment from Technology Crossover Ventures (TCV). The funding was intended to support the company's expansion in providing online financial services and credit products to underbanked consumers....more
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