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Think Finance's Overview

Total employees91
HeadquartersFort Worth
Founded2001

Think Finance, Inc. was a financial technology company founded in 2001, initially known as ThinkCash. It provided a platform and services for online lenders offering short-term credit products, often to underbanked consumers. The company faced significant legal and regulatory scrutiny regarding its lending practices, including accusations of predatory lending and operating in violation of state usury laws through arrangements with tribal lenders. These widespread challenges ultimately led Think Finance to file for Chapter 11 bankruptcy in October 2017. Its assets were subsequently sold, and the company ceased operations.

Where is Think Finance's Headquarters?

Think Finance officeThink Finance officeThink Finance officeThink Finance office
*Images sourced via web search. Rights belong to original owners

HQ Function

Served as the primary operational and administrative center, housing its executive leadership, technology development, and support functions before the company ceased operations.

Notable Features:

The headquarters was located in a standard corporate office park. No specific unique architectural highlights were widely publicized.

Work Culture:

Historically, as a company in the fintech sector, the culture was likely characterized by rapid growth, innovation, and a fast-paced environment. However, this was later overshadowed by intense legal pressures and regulatory scrutiny.

HQ Significance:

The Fort Worth headquarters was the nerve center for a company that played a significant role in the online short-term lending industry. Its operations and subsequent downfall had notable impacts on regulatory discussions around fintech and consumer lending.

Values Reflected in HQ: Initially, the headquarters might have aimed to reflect technological innovation and financial service accessibility. However, the company's practices later led to its operations being viewed as reflecting controversial aspects of the short-term lending industry.

Location:

Think Finance's primary market focus was the United States. Its technology platform and lending partnerships were predominantly U.S.-centric. There is limited public information suggesting a significant direct operational presence or offices outside the U.S. prior to its bankruptcy. Any international reach would have likely been through its online platform's accessibility rather than physical locations.

Street Address:

4150 International Plaza, Suite 400

City:

Fort Worth

State/Province:

Texas

Country:

USA

Think Finance's Global Presence

N/A

Address: No other major independent operational offices were widely publicized.

N/A

Buying Intent Signals for Think Finance

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Executive Team of Think Finance

As of April 2025, Think Finance' leadership includes:

Martin J. Webb - Former Chief Executive Officer (at the time of bankruptcy)
Ken Rees - Former Chief Executive Officer (prior to Webb, later CEO of Elevate Credit which acquired some Think Finance assets)
Don Gayhardt - Former President and Chief Operating Officer
Patrick J. O’Malley - Chief Restructuring Officer (during bankruptcy)

Investors of Think Finance

Think Finance has been backed by several prominent investors over the years, including:

Sequoia Capital
TCV (Technology Crossover Ventures)
Startup Capital Ventures
Victory Park Capital (also a significant lender)

Executive New Hires/Exits in the Last 12 Months

Hire0
Exits0

Executive movements at Think Finance were significantly impacted by its financial distress and subsequent bankruptcy in 2017. The most notable appointment was a Chief Restructuring Officer to oversee the bankruptcy process. Typical operational executive hires or departures largely ceased as the company wound down.

Departures

Various Executives (including CEO Martin J. Webb), Following the Chapter 11 bankruptcy filing in October 2017, the existing executive team's roles effectively ceased as the company was restructured and its assets were sold, leading to their departure from the defunct entity.

New Appointments:

Patrick J. O’Malley, Appointed to lead Think Finance through its Chapter 11 bankruptcy process, a role critical to managing the company's affairs during its final stages.

Technology (Tech Stack) used by Think Finance

Discover the tools Think Finance uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Think Finance Email Formats and Examples

As Think Finance is no longer an operational company, its corporate email system is defunct. The formats below are speculative, based on common corporate structures, and relate to its historical operations. They cannot be verified for current deliverability.

[first_initial][last]@thinkfinance.com (e.g., jdoe@thinkfinance.com) or [first].[last]@thinkfinance.com (e.g., jane.doe@thinkfinance.com)

Format

mwebb@thinkfinance.com (example, domain is inactive)

Example

0%

Success rate

News and media

Bloomberg LawOctober 23, 2017

Think Finance Files for Chapter 11 Bankruptcy Amid Legal Pressures

Think Finance LLC, a developer of online lending platforms, filed for Chapter 11 bankruptcy in Dallas, citing mounting legal pressures from state and federal regulators and class-action lawsuits over its lending practices....more

Consumer Financial Protection Bureau (CFPB)November 15, 2017

CFPB Sues Think Finance for Deceiving Consumers About Loan Costs

The Consumer Financial Protection Bureau (CFPB) filed a lawsuit against Think Finance, its former CEO Martin Webb, and related companies, alleging they engaged in deceptive practices by illegally collecting on loans that were void or that consumers did not actually owe due to violations of state lending laws....more

Pennsylvania Office of Attorney GeneralFebruary 5, 2020

Pennsylvania AG Announces $133 Million Settlement with Entities Related to Think Finance's Predatory Lending Scheme

The Pennsylvania Attorney General announced a $133 million settlement with Kenneth Rees, former CEO of Think Finance, and others involved in Think Finance’s alleged predatory lending scheme. This settlement resolved claims that the company illegally offered online payday loans with excessive interest rates....more

PE Hub / TCVFebruary 14, 2008

ThinkCash (Later Think Finance) Secures Investment from TCV

ThinkCash, which later rebranded as Think Finance, received a significant equity investment from Technology Crossover Ventures (TCV). The funding was intended to support the company's expansion in providing online financial services and credit products to underbanked consumers....more

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