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The Southern Credit Union was a member-owned financial cooperative established in 1953, dedicated to serving its members in Georgia, including employees of Southern Company and its affiliates. It provided a range of personal banking services, loans, and savings products. In October 2013, The Southern Credit Union completed a strategic merger with Associated Credit Union (ACU) to enhance member benefits, expand service offerings, and provide greater access through an increased number of branches and advanced technology. While 'The Southern Credit Union' name has historical significance, its operations, members, and assets are now part of Associated Credit Union.
This office housed key administrative departments, including executive management, operations, lending, marketing, and member support services for The Southern Credit Union before its 2013 merger.
The facility was a functional office space tailored for credit union operations, emphasizing efficiency and accessibility for administrative staff rather than unique architectural elements.
The work culture at The Southern Credit Union historically emphasized member service, community focus, and cooperative financial principles, fostering a supportive environment for employees dedicated to assisting members.
This headquarters was central to The Southern Credit Union's operations, guiding its service to members across Georgia and playing a key role in its growth before the strategic merger with Associated Credit Union.
Prior to its merger with Associated Credit Union in 2013, The Southern Credit Union's presence was exclusively within the state of Georgia, USA. It focused on serving specific employee groups, particularly those associated with Southern Company, and various communities across Georgia. Its operations were centered on delivering retail banking and financial services to its membership base within this defined geographical area. The Southern Credit Union did not have an international or broader national operational footprint beyond Georgia.
1200 Southlake Pkwy
Morrow
GA
USA
Address: 1771 West Highway 54, Fayetteville, GA 30214 (This location now operates as an Associated Credit Union branch)
To offer accessible and comprehensive banking solutions to members in Fayette County and surrounding areas, supporting their financial needs and contributing to local community development. Post-merger, this role continues under the Associated Credit Union banner.
Address: 420 McDonough Pkwy, McDonough, GA 30253 (This location now operates as an Associated Credit Union branch)
To provide convenient financial services to the growing population in McDonough and surrounding communities, reinforcing The Southern Credit Union's commitment to member accessibility in the region. Its functions are now continued by Associated Credit Union.
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As of April 2025, The Southern Credit Union' leadership includes:
The Southern Credit Union has been backed by several prominent investors over the years, including:
The Southern Credit Union merged with Associated Credit Union in 2013 and ceased to operate as an independent entity. Consequently, there have been no executive new hires or exits directly attributable to 'The Southern Credit Union' in the last 12 months or since its merger. Any leadership changes would pertain to the current operating entity, Associated Credit Union.
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Historically, The Southern Credit Union used the domain 'southernonline.org'. While specific, universally applied email formats from that time are not publicly documented, credit unions commonly use patterns like firstname.lastname@domain.com or firstinitiallastname@domain.com. Since the 2013 merger with Associated Credit Union (acuonline.org), any communications would be through ACU's systems.
Likely formats included [first_initial][last_name]@southernonline.org or [first_name].[last_name]@southernonline.org
Format
jsmith@southernonline.org (example, domain no longer active for The Southern Credit Union)
Example
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Success rate
CUInsight • October 1, 2013
The Southern Credit Union officially merged with Associated Credit Union (ACU) on October 1, 2013. This strategic decision was aimed at providing enhanced services, an expanded branch network, and greater financial strength for the members of both credit unions....more
Forbes / Associated Credit Union • June 21, 2023
Associated Credit Union, which integrated The Southern Credit Union in 2013, was named by Forbes as one of America's Best-In-State Credit Unions for 2023. This recognition highlights ACU's continued commitment to member satisfaction and financial service excellence in Georgia....more
Gwinnett Magazine / Associated Credit Union • November 15, 2023
Associated Credit Union, the entity that The Southern Credit Union merged into, was voted Best Credit Union in Gwinnett County for the eighth consecutive year in Gwinnett Magazine's 'Best of Gwinnett' readers' poll. This award underscores its strong community ties and service quality....more
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