Step
Step's Overview
Step is a next-generation financial services company building the best banking platform for teens and young adults. Founded in 2018 by CJ MacDonald and Alexey Kalinichenko, Step aims to improve the financial future of the next generation by providing them with modern, mobile-first banking, spending cards, and educational content to promote financial literacy. The platform offers FDIC-insured bank accounts, personalized Visa cards with no monthly fees, and features for saving, investing (including cryptocurrencies), and sending/receiving money.
Where is Step's Headquarters?
HQ Function
The Palo Alto headquarters serves as StepMobile's primary hub for executive leadership, product development, engineering, marketing, operations, and corporate strategy.
Notable Features:
Modern office space in Palo Alto, likely featuring open-plan layouts, collaborative zones, and amenities typical of Silicon Valley tech firms, designed to foster innovation and teamwork. Specific architectural details are not publicly highlighted.
Work Culture:
StepMobile fosters a fast-paced, mission-driven work culture focused on empowering the next generation financially. There's a strong emphasis on collaboration, innovation, user-centric design, and impact. Employees are typically passionate about financial technology and improving financial literacy.
HQ Significance:
Its Palo Alto location provides StepMobile with crucial access to a rich talent pool, cutting-edge technology partners, and a vibrant network of investors and entrepreneurs, which is vital for a rapidly growing fintech company.
Values Reflected in HQ: The headquarters' location and design likely reflect StepMobile's values of innovation, technological advancement, and agility. The workspace is probably designed to promote transparency, collaboration, and a focus on the end-user, aligning with their mission to build accessible and educational financial tools.
Location:
StepMobile's services are currently focused on the United States market, providing banking and financial literacy tools tailored to teens and young adults residing in the US. While its product offering is US-centric, the company leverages global talent for some roles through its remote work policies. Future international expansion of its services may be considered as the company continues to grow.
Street Address:
555 Bryant St, Ste 345
City:
Palo Alto
State/Province:
CA
Country:
USA
Step's Global Presence
Distributed (Remote), USA
Address: N/A - Remote Work Model
To attract diverse talent from various regions, offer workforce flexibility, and ensure continuous operations across different time zones within the US.
Buying Intent Signals for Step
Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.
Executive Team of Step
As of April 2025, Step' leadership includes:
Investors of Step
Step has been backed by several prominent investors over the years, including:
Executive New Hires/Exits in the Last 12 Months
As of early 2024, there have been no widely publicized major C-level executive hires or departures at StepMobile in the preceding 12 months, suggesting stability in its core leadership team. Any changes at VP or Director levels may have occurred but are not typically announced in major news outlets.
Technology (Tech Stack) used by Step
Discover the tools Step uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.
Step Email Formats and Examples
StepMobile primarily utilizes the email format [first]@step.com for its employees. While other formats might exist for specific departments or aliases, this is the most commonly observed pattern for direct communication with team members.
first@step.com
Format
example: cj@step.com
Example
85%
Success rate
News and media
PR Newswire • May 17, 2023
StepMobile Adds New Features to Help Teens and Young Adults Build Credit and Plan for the Future
Step announced the launch of new platform features designed to help teens and young adults build their credit history responsibly and plan their financial future with enhanced savings tools. These additions aim to further Step's mission of promoting financial literacy and independence for the next generation....more
PYMNTS.com • March 28, 2023
StepMobile Taps Unit for BaaS, Aims to Drive Youth Financial Literacy
StepMobile partnered with Unit, a banking-as-a-service (BaaS) platform, to enhance its underlying banking infrastructure. This collaboration is aimed at strengthening Step's product offerings and supporting its core mission of improving financial literacy among teens and young adults....more
Step Blog (Step.com) • October 26, 2022
StepMobile Introduces Crypto Investing on Step
StepMobile announced the rollout of cryptocurrency investing directly within its app, allowing teens and young adults (with parental consent where applicable) to buy, sell, and hold Bitcoin and other cryptocurrencies. This feature expands Step's offerings into the digital asset space, aiming to provide early education and access to this emerging asset class....more
TechCrunch • October 19, 2021
StepMobile raises $300M Series C for its banking service for teens
StepMobile secured $300 million in a Series C funding round led by Coatue. The round also saw participation from existing and new investors like General Catalyst, Stripe, Franklin Templeton, and celebrity investors. The funds were earmarked for team expansion, product development, and accelerating growth....more
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