What Does SmartBank Do?

Total employees438
HeadquartersKnoxville
Founded2007

SmartBank is a full-service commercial bank providing a wide range of banking services to individuals and businesses. It emphasizes a client-first approach, combining modern banking technology with personalized customer service. SmartBank aims to be a trusted financial partner within the communities it serves, primarily across the Southeastern United States. It is the bank subsidiary of SmartFinancial, Inc. (NASDAQ: SMBK).

Where Is SmartBank's Headquarters?

SmartBank officeSmartBank officeSmartBank officeSmartBank office
*Images sourced via web search. Rights belong to original owners

HQ Function

The headquarters houses key corporate functions including executive leadership, strategic planning, financial management, human resources, IT, marketing, and operational oversight for the entire SmartBank network.

Notable Features:

Modern office facilities located in a prominent commercial district, designed to support collaboration and operational efficiency. Equipped with contemporary technology infrastructure.

Work Culture:

SmartBank fosters a professional and collaborative work environment. The culture emphasizes customer service, community involvement, integrity, and continuous improvement. Employees are encouraged to be innovative and responsive to client needs.

HQ Significance:

The Knoxville headquarters is pivotal for SmartBank's strategic direction, enabling centralized decision-making and support for its regional branches. It symbolizes the bank's commitment to growth and stability in the Southeastern U.S. financial market.

Values Reflected in HQ: The headquarters' design and operations reflect SmartBank's core values of professionalism, client focus, community commitment, and operational excellence.

Location:

SmartBank's operations are primarily concentrated in the Southeastern United States, including Tennessee, Alabama, Florida, and Georgia. While it does not have a physical global presence with international branches, it supports its domestic clients with services that may involve international transactions, such as wire transfers and foreign currency exchange, through correspondent banking relationships.

Street Address:

5401 Kingston Pike, Suite 600

City:

Knoxville

State/Province:

Tennessee

Country:

USA

Where Else Does SmartBank Operate Around the World?

Chattanooga, Tennessee, USA

Address: 832 Georgia Ave, Chattanooga, TN 37402

To serve the diverse financial needs of individuals, families, and businesses in the Chattanooga metropolitan area and Hamilton County, contributing to local economic development.

Huntsville, Alabama, USA

Address: 424 Madison St SE, Huntsville, AL 35801

To support the growing economic landscape of Huntsville and Northern Alabama, providing tailored financial solutions to its dynamic business sector and residential population.

Destin, Florida, USA

Address: 36250 Emerald Coast Pkwy, Destin, FL 32541

To provide accessible and reliable banking services to residents, seasonal visitors, and businesses along the Emerald Coast, supporting the local tourism and service industries.

Buying Intent Signals for SmartBank

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading SmartBank? Meet the Executive Team

As of April 2025, SmartBank' leadership includes:

Billy Carroll - President & Chief Executive Officer
Miller Welborn - Chairman of the Board
Ron Gorczynski - Executive Vice President, Chief Financial Officer
Rhett Jordan - Executive Vice President, Chief Credit Officer
Geoffrey Davis - Executive Vice President, Chief Strategy Officer
Kelley Fowler - Executive Vice President, Chief People & Communications Officer

Who's Investing in SmartBank?

SmartBank has been backed by several prominent investors over the years, including:

SmartFinancial, Inc. (NASDAQ: SMBK) is a publicly traded company.
Key institutional investors include firms like BlackRock, Inc., The Vanguard Group, Inc., and Dimensional Fund Advisors LP.
Other investors include various mutual funds, asset management firms, and individual retail shareholders.

What Leadership Changes Has SmartBank Seen Recently?

Hire1
Exits1

Over the past 12 months, SmartFinancial has seen key leadership transitions aimed at strengthening its financial oversight and strategic growth. Notably, there was a significant appointment in the Chief Financial Officer role.

Departures

Frank C. Kleshinski, Frank C. Kleshinski transitioned from his role as EVP and CFO of SmartFinancial, Inc.

New Appointments:

Ron Gorczynski, Ron Gorczynski was appointed as the new Executive Vice President and Chief Financial Officer of SmartFinancial, Inc.

What Technology (Tech Stack) Is Used bySmartBank?

Discover the tools SmartBank uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

SmartBank Email Formats and Examples

SmartBank likely utilizes common corporate email formats for its employees. While specific internal structures can vary, a typical pattern involves a combination of the employee's first and last name with the company domain.

Common formats include [firstinitial][lastname]@smartbank.com (e.g., jdoe@smartbank.com) or [firstname].[lastname]@smartbank.com (e.g., jane.doe@smartbank.com).

Format

jsmith@smartbank.com

Example

85%

Success rate

What's the Latest News About SmartBank?

GlobeNewswire (via SmartFinancial, Inc. Investor Relations) • January 25, 2024

SmartFinancial, Inc. Reports Fourth Quarter and Full Year 2023 Results

SmartFinancial, Inc., parent company of SmartBank, announced its financial results for the fourth quarter and full year ended December 31, 2023, highlighting net income, loan growth, and deposit trends....more

GlobeNewswire (via SmartFinancial, Inc. Investor Relations) • August 1, 2023

SmartFinancial, Inc. Announces Appointment of Ronald Gorczynski as Chief Financial Officer

SmartFinancial, Inc. announced the appointment of Ronald (Ron) Gorczynski as Executive Vice President, Chief Financial Officer, effective August 1, 2023....more

SmartBank News • July 10, 2023

SmartBank Announces Trio of Promotions in Knoxville

SmartBank announced three key promotions within its Knoxville team: Will Curtis to Senior Vice President, Commercial Banking Team Lead; Lee Fitch to Senior Vice President, Commercial Banking Relationship Manager; and Chris Pintar to Vice President, Commercial Banking Relationship Manager, reinforcing its commitment to commercial banking in the region....more

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