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What Does Santander Consumer Finance Do?

Total employees1539
HeadquartersBoadilla del Monte
Founded

Santander Consumer Finance (SCF) is a leading global consumer finance company and a key division of Banco Santander. SCF provides a wide range of financial solutions to individuals and businesses, primarily focusing on auto financing, consumer loans, credit cards, and point-of-sale financing. Operating in numerous countries across Europe, North America, and other regions, SCF aims to help millions of customers make important purchases and manage their finances through accessible and responsible lending.

Where Is Santander Consumer Finance's Headquarters?

Santander Consumer Finance officeSantander Consumer Finance officeSantander Consumer Finance officeSantander Consumer Finance office
*Images sourced via web search. Rights belong to original owners

HQ Function

The global headquarters in Madrid serves as the central hub for strategic direction, global policy-making, financial oversight, and coordination of Santander Consumer Finance's international operations.

Notable Features:

Ciudad Grupo Santander is renowned for its modern architecture, extensive green spaces, and comprehensive employee amenities, including restaurants, a fitness center, medical facilities, and a childcare center, designed as a 'city within a city'.

Work Culture:

The work culture at Ciudad Grupo Santander emphasizes collaboration, innovation, and employee well-being. It fosters a dynamic international environment, reflecting the global nature of Banco Santander and its divisions.

HQ Significance:

The headquarters' location within the parent company's global campus signifies SCF's integral role in Banco Santander's overall strategy and provides access to shared resources and a strong corporate infrastructure.

Values Reflected in HQ: The campus design and operations reflect Santander's values of sustainability, technological advancement, employee support, and global connectivity.

Location:

Santander Consumer Finance has a significant global presence, operating in approximately 15 European countries (including Germany, Spain, the Nordics, and Poland), as well as in North America (USA, Canada) and China. It supports these international operations through a network of local headquarters, branches, and digital platforms, delivering auto financing, personal loans, credit cards, and insurance products tailored to each market. The global functions include risk management, technology development, product innovation, and strategic partnerships.

Street Address:

Ciudad Grupo Santander, Avenida de Cantabria s/n

City:

Boadilla del Monte

State/Province:

Madrid

Country:

Spain

Where Else Does Santander Consumer Finance Operate Around the World?

Mönchengladbach, Germany

Address: Santander Consumer Bank AG, Santander-Platz 1, 41061 Mönchengladbach

Manages operations and provides comprehensive consumer finance solutions to customers and partners throughout Germany.

Dallas, Texas, USA

Address: Santander Consumer USA Holdings Inc., 1601 Elm Street, Suite 800, Dallas, TX 75201

Oversees all U.S. operations, including loan origination, servicing, and dealer relationships across the United States.

Warsaw, Poland

Address: Santander Consumer Bank S.A., ul. Postępu 18B, 02-676 Warszawa

Supports the Polish market with tailored financial products and contributes to SCF's presence in Central and Eastern Europe.

Buying Intent Signals for Santander Consumer Finance

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading Santander Consumer Finance? Meet the Executive Team

As of April 2025, Santander Consumer Finance' leadership includes:

José Luis de Mora - Head of Santander Consumer Finance (Global) and Digital Consumer Bank
Vitor Miguel Martins Reis - Global Chief Financial Officer (CFO), Santander Consumer Finance

Who's Investing in Santander Consumer Finance?

Santander Consumer Finance has been backed by several prominent investors over the years, including:

Banco Santander, S.A. (Parent Company)

What Leadership Changes Has Santander Consumer Finance Seen Recently?

Hire1
Exits1

Key leadership changes often occur at regional levels. Notably, Santander Consumer USA experienced a CEO transition in late 2023. Global executive movements for the overarching Santander Consumer Finance division are typically integrated within broader Santander Group announcements.

Departures

Bruce Jackson, Bruce Jackson stepped down as CEO of Santander Consumer USA after several years in the role.

New Appointments:

R. Scott Walker, R. Scott Walker appointed as permanent CEO of Santander Consumer USA, bringing extensive experience in auto finance.

What Technology (Tech Stack) Is Used bySantander Consumer Finance?

Discover the tools Santander Consumer Finance uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Santander Consumer Finance Email Formats and Examples

Santander Consumer Finance, as part of the Santander Group, likely utilizes standardized corporate email formats. Common patterns for large international organizations include combinations of first name, last name, and initials. For global or headquarter roles, emails might use the @gruposantander.com or @santander.com domain, while specific SCF entities may use @santanderconsumerfinance.com or regional domains (e.g., @santanderconsumerusa.com).

[first].[last]@santanderconsumerfinance.com or [f][last]@santander.com

Format

jane.doe@santanderconsumerfinance.com or jdoe@santander.com

Example

75%

Success rate

What's the Latest News About Santander Consumer Finance?

Santander Press ReleasesFebruary 7, 2024

Santander Consumer Finance news title: Santander posts record attributable profit of €11.1 billion in 2023, up 15%, driven by strong growth in revenues, especially in Europe

While a group-level announcement, it highlights the strong performance in Europe where Santander Consumer Finance is a major contributor. The Digital Consumer Bank (which includes SCF) saw profit before tax increase by 30% to €2.3 billion....more

PR Newswire (Santander Consumer USA)November 14, 2023

Santander Consumer Finance news title: Santander Consumer USA Names R. Scott Walker Chief Executive Officer

Santander Consumer USA Holdings Inc. (SC) announced that its Board of Directors has appointed R. Scott Walker as Chief Executive Officer, effective November 13, 2023. This followed the departure of the previous CEO....more

Automotive News EuropeOctober 26, 2023

Santander Consumer Finance news title: Stellantis-Santander JV gets green light in Austria

Stellantis and Santander Consumer Finance's joint venture for multi-brand operational leasing received approval to start operations in Austria, expanding their existing partnership in various European countries to provide financing solutions for Stellantis brands....more

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