Santander Consumer Finance (SCF) is a leading global consumer finance company and a key division of Banco Santander. SCF provides a wide range of financial solutions to individuals and businesses, primarily focusing on auto financing, consumer loans, credit cards, and point-of-sale financing. Operating in numerous countries across Europe, North America, and other regions, SCF aims to help millions of customers make important purchases and manage their finances through accessible and responsible lending.
The global headquarters in Madrid serves as the central hub for strategic direction, global policy-making, financial oversight, and coordination of Santander Consumer Finance's international operations.
Ciudad Grupo Santander is renowned for its modern architecture, extensive green spaces, and comprehensive employee amenities, including restaurants, a fitness center, medical facilities, and a childcare center, designed as a 'city within a city'.
The work culture at Ciudad Grupo Santander emphasizes collaboration, innovation, and employee well-being. It fosters a dynamic international environment, reflecting the global nature of Banco Santander and its divisions.
The headquarters' location within the parent company's global campus signifies SCF's integral role in Banco Santander's overall strategy and provides access to shared resources and a strong corporate infrastructure.
Santander Consumer Finance has a significant global presence, operating in approximately 15 European countries (including Germany, Spain, the Nordics, and Poland), as well as in North America (USA, Canada) and China. It supports these international operations through a network of local headquarters, branches, and digital platforms, delivering auto financing, personal loans, credit cards, and insurance products tailored to each market. The global functions include risk management, technology development, product innovation, and strategic partnerships.
Ciudad Grupo Santander, Avenida de Cantabria s/n
Boadilla del Monte
Madrid
Spain
Address: Santander Consumer Bank AG, Santander-Platz 1, 41061 Mönchengladbach
Manages operations and provides comprehensive consumer finance solutions to customers and partners throughout Germany.
Address: Santander Consumer USA Holdings Inc., 1601 Elm Street, Suite 800, Dallas, TX 75201
Oversees all U.S. operations, including loan origination, servicing, and dealer relationships across the United States.
Address: Santander Consumer Bank S.A., ul. Postępu 18B, 02-676 Warszawa
Supports the Polish market with tailored financial products and contributes to SCF's presence in Central and Eastern Europe.
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As of April 2025, Santander Consumer Finance' leadership includes:
Santander Consumer Finance has been backed by several prominent investors over the years, including:
Key leadership changes often occur at regional levels. Notably, Santander Consumer USA experienced a CEO transition in late 2023. Global executive movements for the overarching Santander Consumer Finance division are typically integrated within broader Santander Group announcements.
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Santander Consumer Finance, as part of the Santander Group, likely utilizes standardized corporate email formats. Common patterns for large international organizations include combinations of first name, last name, and initials. For global or headquarter roles, emails might use the @gruposantander.com or @santander.com domain, while specific SCF entities may use @santanderconsumerfinance.com or regional domains (e.g., @santanderconsumerusa.com).
[first].[last]@santanderconsumerfinance.com or [f][last]@santander.com
Format
jane.doe@santanderconsumerfinance.com or jdoe@santander.com
Example
75%
Success rate
Santander Press Releases • February 7, 2024
While a group-level announcement, it highlights the strong performance in Europe where Santander Consumer Finance is a major contributor. The Digital Consumer Bank (which includes SCF) saw profit before tax increase by 30% to €2.3 billion....more
PR Newswire (Santander Consumer USA) • November 14, 2023
Santander Consumer USA Holdings Inc. (SC) announced that its Board of Directors has appointed R. Scott Walker as Chief Executive Officer, effective November 13, 2023. This followed the departure of the previous CEO....more
Automotive News Europe • October 26, 2023
Stellantis and Santander Consumer Finance's joint venture for multi-brand operational leasing received approval to start operations in Austria, expanding their existing partnership in various European countries to provide financing solutions for Stellantis brands....more
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