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Samba Bank Limited (Pakistan) was a subsidiary of the Saudi-based Samba Financial Group. It commenced its operations in Pakistan in 2007, offering a range of banking services including corporate, consumer, investment, and treasury banking. In 2022, United Bank Limited (UBL) acquired a majority stake and subsequently 100% of Samba Bank Limited from the Saudi National Bank (which was formed after Samba Financial Group merged with National Commercial Bank). Following the acquisition, Samba Bank Limited's operations and customers have been integrated into UBL. The bank was known for its customer-centric approach and financial solutions tailored to the Pakistani market before its merger.
Served as the main administrative and operational hub for Samba Bank Limited in Pakistan, overseeing corporate strategy, core banking operations, risk management, regulatory compliance, and central customer service functions before its acquisition by UBL.
Located in Arif Habib Centre, a well-known commercial tower offering modern office amenities and a strategic business address in Karachi's financial district.
Prior to its acquisition, Samba Bank Limited's work culture in Pakistan was characterized by a commitment to customer service, ethical banking practices, and fostering talent within a professional environment influenced by its international parentage. Emphasis was placed on performance and compliance.
The Karachi headquarters was pivotal for Samba Bank Limited's operations in Pakistan, connecting it to the country's main financial markets, regulatory bodies like the State Bank of Pakistan, and a large customer base.
As Samba Bank Limited (Pakistan), its direct international presence was limited, primarily operating within Pakistan. It functioned as a subsidiary of the Saudi-based Samba Financial Group (later Saudi National Bank), leveraging its parent's network for international trade finance and correspondent banking. Post-acquisition by United Bank Limited (UBL), former Samba customers can now access UBL's extensive domestic and international network, which includes branches and representative offices in multiple countries.
Ground Floor, Arif Habib Centre, 23 M.T. Khan Road, Lalazar
Karachi
Sindh
Pakistan
Address: Plot No. 66-C, Main Boulevard, Gulberg III, Lahore, Pakistan
To serve the banking needs of individuals and businesses in Lahore and the surrounding Punjab region, contributing significantly to the bank's national footprint and customer outreach.
Address: Ground Floor, Saudi Pak Tower, 61-A Jinnah Avenue, Blue Area, Islamabad, Pakistan
To provide banking services in the administrative capital of Pakistan, facilitating financial transactions for a diverse client base including public sector entities and private enterprises.
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As of April 2025, Samba Bank Limited' leadership includes:
Samba Bank Limited has been backed by several prominent investors over the years, including:
Following the acquisition by United Bank Limited (UBL) completed in late 2022, the executive leadership of Samba Bank Limited (Pakistan) underwent a full transition. Key leadership roles were absorbed or restructured as part of Samba's integration into UBL. There were no new executive appointments to Samba Bank Limited as a standalone entity post-acquisition; rather, UBL management oversaw the merger.
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Prior to its acquisition by UBL and the discontinuation of its independent operations, Samba Bank Limited (Pakistan) likely used standard corporate email formats. Common patterns included [first_initial][last_name]@[domain] or [first_name].[last_name]@[domain]. Emails to the @sambabank.com.pk domain are no longer active.
Historically: [first_initial][last]@sambabank.com.pk or [first].[last]@sambabank.com.pk
Format
Example (historical): jali@sambabank.com.pk or junaid.ali@sambabank.com.pk
Example
0 (domain inactive post-acquisition; historically, estimated 60-70% for common patterns)%
Success rate
Mettis Global News • October 31, 2022
United Bank Limited (UBL) has successfully completed the acquisition of Samba Bank Limited (SBL) after acquiring 84.51% of the total shareholding of SBL from Saudi National Bank and 12.94% from the general public. SBL has now become a wholly-owned subsidiary of UBL....more
Business Recorder • March 16, 2022
The Competition Commission of Pakistan (CCP) has granted approval to United Bank Limited (UBL) for the proposed acquisition of up to 85.51 percent shareholding of Samba Bank Limited (SBL). This paved the way for the merger in the Pakistani banking sector....more
SAMAA TV • December 15, 2021
United Bank Limited (UBL) announced its plan to acquire a majority stake (85.5%) in Samba Bank Limited Pakistan, a subsidiary of Saudi National Bank, for Rs10.24 billion. The acquisition was subject to regulatory approvals....more
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