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Salaryo, acquired by Nav in 2021, was a financial technology company focused on providing accessible credit and digital banking solutions tailored for U.S. freelancers, gig economy workers, and early-stage startups. Its core mission was to empower these underserved segments by offering flexible financing options, such as business lines of credit and charge cards, to help manage cash flow and fuel growth. Salaryo emphasized a digital-first experience, aiming to simplify access to capital that traditional institutions often struggled to provide to this demographic. Post-acquisition, its technologies and expertise have been integrated into Nav's broader platform for small business financial health.
Served as the main hub for U.S. market strategy, business development, customer engagement, and partnerships, focusing on American freelancers and small businesses.
Likely operated from a modern, collaborative office space (such as a co-working facility like WeWork) conducive to innovation, networking, and typical of fintech startups in a major city. Features would include flexible workstations, meeting rooms, and high-speed internet.
Characterized by a fast-paced, entrepreneurial spirit, mission-driven to solve customer financial challenges through technology. Emphasized agility, customer-centricity, and a collaborative approach, typical of startup environments aiming for rapid growth and impact.
The New York presence was vital for tapping into the U.S. financial ecosystem, establishing credibility, fostering partnerships, and directly engaging with the American SMB and freelance community.
Salaryo's primary market was the United States, with customer-facing operations, sales, and marketing centered there. However, it maintained an international dimension with its co-founding roots and key R&D operations in Tel Aviv, Israel. This dual presence allowed Salaryo to harness global tech talent for cutting-edge product development while delivering services tailored to the U.S. small business landscape. Its digital platform enabled nationwide service delivery within the U.S., supporting functions like customer onboarding, loan servicing, and account management remotely.
c/o WeWork, 12 E 49th St
New York
NY
USA
Address: Central Tel Aviv (Specific startup office address not publicly detailed, likely a tech park or shared office)
Acted as the primary engineering and product development center, building and maintaining the technological infrastructure of Salaryo's financial platform, focusing on software development, data science, and cybersecurity.
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As of April 2025, Salaryo' leadership includes:
Salaryo has been backed by several prominent investors over the years, including:
Salaryo was acquired by Nav in August 2021. Consequently, its executive team and functions were integrated into Nav. There have been no publicly announced executive hires or exits specifically under the 'Salaryo' brand in the last 12 months (mid-2023 to mid-2024), as it no longer operates as an independent entity.
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Prior to its acquisition by Nav, Salaryo likely used common email formats for tech companies, such as [first]@salaryo.com or [first].[last]@salaryo.com. While @salaryo.com email addresses may no longer be actively monitored or may redirect, understanding the historical structure can be indicative of patterns used by team members who transitioned to Nav or other ventures. Current communications regarding former Salaryo services would be through Nav channels.
[first]@salaryo.com or [first].[last]@salaryo.com
Format
yair@salaryo.com or yair.levy@salaryo.com
Example
30%
Success rate
TechCrunch • August 3, 2021
Nav, a financial health platform for small businesses, announced its acquisition of Salaryo, a fintech company providing credit and digital banking for U.S. freelancers and startups. The acquisition aims to enhance Nav's offerings with Salaryo's technology and expertise in serving the small business sector, particularly freelancers and microbusinesses....more
FinSMEs • February 11, 2020
Salaryo, a NYC- and Tel Aviv, Israel-based provider of a small business financing platform, raised $5.8m in combined equity and debt funding. The round was led by Benson Oak Ventures and included other investors such as GCC Fintech and Fiat Ventures. The company intended to use the funds to continue to expand its business reach and develop its platform for SMBs....more
PYMNTS.com • October 29, 2019
Salaryo announced it was broadening its offering for small and medium-sized businesses (SMBs) and freelancers through new collaborations with American Express and Cross River Bank. These partnerships allowed Salaryo to offer its SMB clients features like a debit card via Cross River Bank and an Amex corporate card for its business term loan customers, enhancing its value proposition....more
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