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S-Pankki Oy (S-Bank Plc) is a Finnish retail bank, part of the S Group, one of Finland's largest retail and service conglomerates. It aims to provide easy, affordable, and accessible banking services to S Group co-op members and other customers. S-Pankki offers a full range of banking products including current accounts, savings accounts, loans, mortgages, investment funds, and card services. A key differentiator is its extensive service network through S Group's supermarkets (Prisma, S-market, Alepa, Sale) and ABC service stations, making banking services readily available across Finland. They also focus heavily on digital banking solutions.
The headquarters serves as the central hub for S-Pankki's strategic decision-making, product development, risk management, marketing, IT operations, and administrative functions supporting its nationwide banking services.
The headquarters is a modern office facility, likely designed to foster collaboration and efficiency, reflecting its role within the larger S Group's ecosystem. It's situated in an area with other corporate offices.
S-Pankki's work culture likely emphasizes customer-centricity, innovation in financial technology, and collaboration, aligning with the S Group's cooperative values of responsibility and benefiting its members. There's a focus on providing straightforward and user-friendly banking solutions.
The Helsinki headquarters is crucial for coordinating S-Pankki's operations across Finland, managing its digital platforms, and ensuring compliance with banking regulations. It's the nerve center for its growth and service delivery.
S-Pankki's operations and services are primarily focused on Finland. While their cards (e.g., S-Etukortti Visa) can be used internationally and online banking is accessible from abroad, S-Pankki does not maintain physical branches or dedicated operational offices outside of Finland. Its 'global reach' is mainly in facilitating international transactions for its Finnish customer base.
Fleminginkatu 34
Helsinki
Uusimaa
Finland
Address: Various S Group retail locations (Prisma, S-market, Alepa, Sale, ABC stations)
To offer highly accessible, localized banking services to customers across all regions of Finland, making everyday banking convenient during grocery shopping or other errands.
Address: Specific administrative office address not publicly detailed; likely co-located or near major S Group facilities.
Provides operational support, specialized services, and talent acquisition outside the capital region, ensuring business continuity and regional expertise.
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As of April 2025, S-Pankki' leadership includes:
S-Pankki has been backed by several prominent investors over the years, including:
S-Pankki has seen key leadership appointments in the past year, notably a new CEO, to steer its strategic direction and enhance its service offerings.
Discover the tools S-Pankki uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.
S-Pankki commonly uses the firstname.lastname@s-pankki.fi email format for its employees. This is a standard convention in many Finnish organizations.
firstname.lastname@s-pankki.fi
Format
riikka.laine-tolonen@s-pankki.fi
Example
90%
Success rate
s-pankki.fi • 2024-02-08
S-Bank Group’s operating profit for 2023 was EUR 88.1 million, a significant increase from EUR 16.0 million in the previous year. Net interest income grew substantially, and deposits increased by 5 percent to EUR 8.2 billion. The number of customers with active banking services also rose....more
s-pankki.fi • 2023-11-01
Riikka Laine-Tolonen, M.Sc. (Econ.), began her role as CEO of S-Pankki on November 1, 2023. She previously served as CEO of LocalTapiola Real Estate Asset Management Ltd and has extensive experience in the financial sector....more
s-pankki.fi • 2023-09-27
S-Pankki significantly improved its position in T-Media's annual 'Reputation&Trust' survey, ranking 16th among large companies in Finland and being the second most reputable bank. This reflects growing customer trust and satisfaction....more
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