What Does S-Pankki Do?

Total employees1368
HeadquartersHelsinki
Founded2007

S-Pankki Oy (S-Bank Plc) is a Finnish retail bank, part of the S Group, one of Finland's largest retail and service conglomerates. It aims to provide easy, affordable, and accessible banking services to S Group co-op members and other customers. S-Pankki offers a full range of banking products including current accounts, savings accounts, loans, mortgages, investment funds, and card services. A key differentiator is its extensive service network through S Group's supermarkets (Prisma, S-market, Alepa, Sale) and ABC service stations, making banking services readily available across Finland. They also focus heavily on digital banking solutions.

Where Is S-Pankki's Headquarters?

HQ Function

The headquarters serves as the central hub for S-Pankki's strategic decision-making, product development, risk management, marketing, IT operations, and administrative functions supporting its nationwide banking services.

Notable Features:

The headquarters is a modern office facility, likely designed to foster collaboration and efficiency, reflecting its role within the larger S Group's ecosystem. It's situated in an area with other corporate offices.

Work Culture:

S-Pankki's work culture likely emphasizes customer-centricity, innovation in financial technology, and collaboration, aligning with the S Group's cooperative values of responsibility and benefiting its members. There's a focus on providing straightforward and user-friendly banking solutions.

HQ Significance:

The Helsinki headquarters is crucial for coordinating S-Pankki's operations across Finland, managing its digital platforms, and ensuring compliance with banking regulations. It's the nerve center for its growth and service delivery.

Values Reflected in HQ: The headquarters' operations reflect values such as accessibility (through digital and strategic planning), responsibility (risk management and compliance), and customer benefit (product development focused on S Group members).

Location:

S-Pankki's operations and services are primarily focused on Finland. While their cards (e.g., S-Etukortti Visa) can be used internationally and online banking is accessible from abroad, S-Pankki does not maintain physical branches or dedicated operational offices outside of Finland. Its 'global reach' is mainly in facilitating international transactions for its Finnish customer base.

Street Address:

Fleminginkatu 34

City:

Helsinki

State/Province:

Uusimaa

Country:

Finland

Where Else Does S-Pankki Operate Around the World?

Finland-wide (via S Group outlets)

Address: Various S Group retail locations (Prisma, S-market, Alepa, Sale, ABC stations)

To offer highly accessible, localized banking services to customers across all regions of Finland, making everyday banking convenient during grocery shopping or other errands.

Tampere, Pirkanmaa/Finland

Address: Specific administrative office address not publicly detailed; likely co-located or near major S Group facilities.

Provides operational support, specialized services, and talent acquisition outside the capital region, ensuring business continuity and regional expertise.

Buying Intent Signals for S-Pankki

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading S-Pankki? Meet the Executive Team

As of April 2025, S-Pankki' leadership includes:

Riikka Laine-Tolonen - Toimitusjohtaja (CEO)
Annu Elomaa - Talous- ja hallintojohtaja (CFO and Administration)
Hanna Porkka - Johtaja, Asiakaskokemus ja Digitaaliset kanavat (Director, Customer Experience and Digital Channels)
Jussi Sokka - Johtaja, Varallisuudenhoito (Director, Wealth Management)
Aki Gynther - Johtaja, Yritysasiakkaat ja Baltia (Director, Corporate Customers and Baltics)
Karoliina Vuopala - Johtaja, Henkilöstö ja vastuullisuus (Director, HR and Sustainability)

Who's Investing in S-Pankki?

S-Pankki has been backed by several prominent investors over the years, including:

SOK Corporation (Suomen Osuuskauppojen Keskuskunta)
Regional cooperative societies of the S Group

What Leadership Changes Has S-Pankki Seen Recently?

Hire1
Exits0

S-Pankki has seen key leadership appointments in the past year, notably a new CEO, to steer its strategic direction and enhance its service offerings.

Departures

Pekka Ylihurula, Pekka Ylihurula concluded his term as interim CEO upon the appointment of Riikka Laine-Tolonen.

New Appointments:

Riikka Laine-Tolonen, Riikka Laine-Tolonen appointed as new CEO, bringing extensive financial sector experience to lead S-Pankki's growth.

What Technology (Tech Stack) Is Used byS-Pankki?

Discover the tools S-Pankki uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

S-Pankki Email Formats and Examples

S-Pankki commonly uses the firstname.lastname@s-pankki.fi email format for its employees. This is a standard convention in many Finnish organizations.

firstname.lastname@s-pankki.fi

Format

riikka.laine-tolonen@s-pankki.fi

Example

90%

Success rate

What's the Latest News About S-Pankki?

s-pankki.fi • 2024-02-08

S-Pankki Group's Financial Statements Release 1 January–31 December 2023: S-Bank’s operating profit was the best in its history

S-Bank Group’s operating profit for 2023 was EUR 88.1 million, a significant increase from EUR 16.0 million in the previous year. Net interest income grew substantially, and deposits increased by 5 percent to EUR 8.2 billion. The number of customers with active banking services also rose....more

s-pankki.fi • 2023-11-01

Riikka Laine-Tolonen has started as CEO of S-Pankki

Riikka Laine-Tolonen, M.Sc. (Econ.), began her role as CEO of S-Pankki on November 1, 2023. She previously served as CEO of LocalTapiola Real Estate Asset Management Ltd and has extensive experience in the financial sector....more

s-pankki.fi • 2023-09-27

S-Pankki improved its ranking in Finland's most reputable companies survey

S-Pankki significantly improved its position in T-Media's annual 'Reputation&Trust' survey, ranking 16th among large companies in Finland and being the second most reputable bank. This reflects growing customer trust and satisfaction....more

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