What Does Personal Capital Do?

Total employees7300
HeadquartersGreenwood Village
Founded2009

Personal Capital, now an Empower company, is a leading digital wealth manager and provider of free online financial tools. Founded with the mission to provide greater financial clarity and build better financial lives, Personal Capital combines sophisticated technology with human expertise. Users can link all their financial accounts in one place to get a complete picture of their net worth, analyze their portfolio, plan for retirement, and manage cash flow. For those seeking personalized advice, Personal Capital offers dedicated financial advisors to provide fiduciary guidance and investment management services. Following its acquisition by Empower in 2020, Personal Capital's tools and services are now integrated into Empower's broader suite of financial solutions, continuing its legacy of empowering individuals to take control of their financial future.

Where Is Personal Capital's Headquarters?

HQ Function

Serves as the central hub for Empower's operations, including strategic leadership, technology development for its comprehensive financial services (including former Personal Capital offerings), customer support, and corporate functions.

Notable Features:

Modern office campus designed to foster collaboration and innovation, equipped with state-of-the-art technology and employee amenities. Located in a prominent business park.

Work Culture:

Empower promotes a collaborative, customer-focused, and innovative work environment. The culture emphasizes integrity, respect, and a commitment to helping people achieve financial well-being. The integration of Personal Capital has blended its fintech-oriented, agile culture within Empower's established framework.

HQ Significance:

The Greenwood Village headquarters is central to Empower's strategy of providing comprehensive financial wellness solutions, integrating Personal Capital's advanced digital tools with Empower's broader retirement and investment services.

Values Reflected in HQ: The headquarters' design and operations likely reflect Empower's values of innovation, customer centricity, collaboration, and employee well-being through modern workspaces, technological integration, and comprehensive amenities.

Location:

While Personal Capital's direct services are primarily focused on clients in the United States, as part of Empower, it benefits from a broader operational footprint. Empower serves millions of individuals across all 50 states. Some support functions or technology development might leverage global talent through Empower's partners or international offices, though client-facing wealth management services remain U.S.-centric.

Street Address:

8515 E. Orchard Road

City:

Greenwood Village

State/Province:

Colorado

Country:

USA

Where Else Does Personal Capital Operate Around the World?

Redwood City, California, USA

Address: 900 Middlefield Rd, Redwood City, CA 94063 (Historical Personal Capital HQ)

Historically served as a key center for accessing top technology talent and driving the development of Personal Capital's digital wealth management platform on the West Coast.

Denver, Colorado, USA (area)

Address: Integrated into Empower's Greenwood Village and Denver area campuses.

Supports client advisory services, operations, and technology, benefiting from Denver's strong financial services sector and tech talent pool.

Buying Intent Signals for Personal Capital

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading Personal Capital? Meet the Executive Team

As of April 2025, Personal Capital' leadership includes:

Edmund F. Murphy III - President and CEO, Empower
Rich Linton - President and Chief Operating Officer, Empower
Carol Waddell - Head of Empower Personal Wealth
Joseph Smolen - Senior Vice President, Chief Financial Officer & Head of Strategy, Empower Personal Wealth

Who's Investing in Personal Capital?

Personal Capital has been backed by several prominent investors over the years, including:

IGM Financial
Power Corporation of Canada
Institutional Venture Partners (IVP)
Venrock
Crosslink Capital
BBVA Ventures
Correlation Ventures
BlackRock (Private Equity Partners)

What Leadership Changes Has Personal Capital Seen Recently?

Hire1
Exits0

Over the past 12 months, Empower has focused on integrating and optimizing its Personal Wealth division, which includes Personal Capital services. Strategic appointments continue to strengthen leadership in this key growth area. Public announcements of hires or exits directly tied to former 'Personal Capital' specific roles are limited as it is now a fully integrated part of Empower; however, leadership changes within Empower Personal Wealth are notable.

New Appointments:

Stephen Kodenkandath, Stephen Kodenkandath appointed as Head of Product for Empower Personal Wealth, focusing on enhancing digital tools and client experience, including those originally developed by Personal Capital.

What Technology (Tech Stack) Is Used byPersonal Capital?

Discover the tools Personal Capital uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Personal Capital Email Formats and Examples

Empower, which includes Personal Capital services, commonly uses email formats based on employee names for its corporate communications. While specific structures can vary, typical formats include first name and last name combinations followed by '@empower.com'. For contacting support or specific departments, it is always best to use the official email addresses and contact forms provided on the Empower website.

Likely formats include [first].[last]@empower.com or [first_initial][last]@empower.com

Format

jane.doe@empower.com or jdoe@empower.com

Example

75%

Success rate

What's the Latest News About Personal Capital?

Empower NewsroomJanuary 10, 2024

Empower: Investors Eye Digital Tools, Human Advice for 2024 Financial Confidence

A study from Empower highlights that investors are increasingly combining digital financial tools, such as those pioneered by Personal Capital and now part of Empower Personal Wealth, with human professional advice to navigate market conditions and plan for their financial future in 2024....more

Business Wire (Empower Press Release)May 10, 2023

Empower offers access to alternative investments for eligible wealth management clients

Empower announced an expansion of its investment offerings for eligible Empower Personal Wealth clients, providing access to a curated selection of alternative investments. This initiative aims to offer more sophisticated options for portfolio diversification and potential return enhancement for its wealth management clientele....more

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