What Does Oportun Do?

Total employees3704
HeadquartersSan Carlos
Founded

Oportun (NASDAQ: OPRT) is a mission-driven financial services company that leverages its A.I.-powered digital platform to provide inclusive, affordable financial solutions to hardworking individuals, primarily those with limited credit history or who are underserved by traditional financial institutions. Their offerings include personal loans, credit cards, and financial resources designed to help customers build a better financial future. Oportun aims to make responsible credit and banking services accessible to communities often overlooked by mainstream finance.

Where Is Oportun's Headquarters?

HQ Function

Serves as the central hub for corporate leadership, strategic planning, product development, technology innovation, marketing, finance, and legal operations.

Notable Features:

Modern office facilities located in the San Francisco Bay Area, designed to foster collaboration and innovation. The space is equipped with technology and amenities to support a dynamic and mission-driven workforce.

Work Culture:

Oportun's headquarters fosters a mission-driven and inclusive work culture. Employees are often motivated by the company's goal of providing financial opportunities to underserved communities. The environment encourages innovation, collaboration, data-driven decision-making, and a strong customer-centric approach.

HQ Significance:

The headquarters is strategically located in a major tech and finance hub, enabling Oportun to attract top talent and stay at the forefront of fintech innovation. It's the nerve center for Oportun's operations and growth initiatives across North America.

Values Reflected in HQ: The headquarters reflects Oportun's values of customer empowerment, innovation, and inclusivity through its collaborative workspaces, investment in technology, and focus on creating an environment where employees can contribute to the company's social mission.

Location:

Oportun supports its operations and customers through a strategically distributed global workforce. Key functions such as technology development, data science, and AI innovation are partly driven from its India hub. Extensive customer service, loan operations, and back-office support are managed from its multiple locations in Mexico. The U.S. headquarters in California spearheads corporate strategy, product management, and core financial operations, alongside remote U.S. based teams.

Street Address:

2 Circle Star Way

City:

San Carlos

State/Province:

CA

Country:

USA

Where Else Does Oportun Operate Around the World?

Mexico City, Mexico

Address: Various locations, including offices in key business districts like Paseo de la Reforma area (specific addresses may vary).

Supports Oportun's large Spanish-speaking customer base in the U.S., provides operational scale, and taps into a skilled workforce for customer interaction and processing tasks.

Bengaluru, India

Address: Specific office location within Bengaluru's tech parks.

Accesses India's vast technology talent pool to drive innovation, enhance product capabilities, and support global operations with advanced analytics and robust technology infrastructure.

Guadalajara, Jalisco, Mexico

Address: Office presence in Guadalajara, a growing tech and business hub.

Diversifies operational footprint within Mexico, ensuring business continuity and access to a wider talent pool for customer-facing and operational roles.

Buying Intent Signals for Oportun

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading Oportun? Meet the Executive Team

As of April 2025, Oportun' leadership includes:

Raul Vazquez - Chief Executive Officer
Jonathan Coblentz - Chief Financial Officer & Chief Administrative Officer
Patrick Dunne - Chief Operations Officer
Gonzalo Piernavieja - Chief Technology Officer
Manqu Qian - Chief Risk Officer
Joan Aristei - Chief Legal Officer, General Counsel & Corporate Secretary

Who's Investing in Oportun?

Oportun has been backed by several prominent investors over the years, including:

The Vanguard Group, Inc.
BlackRock Fund Advisors
Renaissance Technologies LLC
Geode Capital Management, LLC
Fidelity Management & Research Company (prominent pre-IPO investor)
Greylock Partners (prominent pre-IPO investor)
IVP (Institutional Venture Partners) (prominent pre-IPO investor)

What Leadership Changes Has Oportun Seen Recently?

Hire4
Exits1

Oportun significantly bolstered its leadership team over the past 12-18 months with several key C-suite appointments in operations, technology, risk management, and legal affairs, reflecting a strategic focus on strengthening its core functions and driving future growth.

Departures

Kathleen Layton, Kathleen Layton departed from her role as Chief Legal Officer. Succeeded by Joan Aristei in August 2023.

New Appointments:

Patrick Dunne, Patrick Dunne appointed as new Chief Operations Officer, bringing extensive experience in financial services operations.
Gonzalo Piernavieja, Gonzalo Piernavieja appointed as Chief Technology Officer to lead Oportun's technology vision and platform development.
Joan Aristei, Joan Aristei joined Oportun as its new Chief Legal Officer, overseeing all legal and regulatory matters.
Manqu Qian, Manqu Qian appointed as Chief Risk Officer, responsible for enterprise-wide risk management strategies.

What Technology (Tech Stack) Is Used byOportun?

Discover the tools Oportun uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Oportun Email Formats and Examples

Oportun primarily uses the [first].[last]@oportun.com email format for its employees. This is a common pattern among corporations and is generally reliable for reaching out to individuals within the company.

[first].[last]@oportun.com

Format

raul.vazquez@oportun.com

Example

85%

Success rate

What's the Latest News About Oportun?

Business WireMay 23, 2024

Oportun Recognized as a Great Place To Work® for Sixth Consecutive Year

Oportun announced it has been certified as a Great Place To Work® for the sixth year in a row. This recognition highlights the company's commitment to fostering a positive, inclusive, and mission-driven workplace culture....more

Oportun Investor Relations / Business WireMay 8, 2024

Oportun Announces First Quarter 2024 Financial Results

Oportun reported its financial results for the first quarter ended March 31, 2024, providing updates on its revenue, net income, loan originations, and strategic initiatives. The company highlighted its continued focus on disciplined growth and serving its customers....more

Business WireJanuary 23, 2024

Oportun Expands Bank Charter Application to Include National Bank Charter

Oportun announced an expansion of its bank charter application to include a national bank charter from the Office of the Comptroller of the Currency (OCC), in addition to its pending state bank charter. This move aims to enhance its ability to offer a broader range of banking products directly to its customers nationwide....more

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