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Openbank is a fully digital bank operating under the Santander Group, one of the largest financial institutions in the world. Founded in 1995 and significantly relaunched in 2017 with a new technology platform, Openbank offers a comprehensive suite of financial services including current and savings accounts, credit cards, loans, mortgages, and investment products. The bank is known for its commitment to innovation, user-friendly digital experience, and transparent pricing. Operating in several European countries and Argentina, Openbank focuses on leveraging technology to provide accessible and efficient banking solutions to its customers, without physical branches.
Serves as the central hub for Openbank's technological development, digital strategy, international operations management, and core business decisions. It houses key departments including technology, product development, marketing, and operations.
Located within Ciudad Grupo Santander, a state-of-the-art corporate campus renowned for its modern architecture, extensive green spaces, and comprehensive employee amenities including restaurants, sports facilities, and a medical center. Openbank's facilities likely feature agile workspaces and collaborative environments.
Characterized by a dynamic, tech-driven, and innovative environment. Emphasizes agile methodologies, collaboration between multidisciplinary teams, and a strong focus on digital talent development. Being part of the Santander Group, it also benefits from a culture of financial stability and global reach.
The Boadilla del Monte location is significant as it centralizes Openbank's technological and strategic talent, enabling rapid innovation and efficient management of its digital banking platform and international expansion. It benefits from the synergies and resources of the wider Santander Group.
Openbank supports a range of functions globally, primarily focused on delivering its 100% digital banking services. This includes providing current and savings accounts, payment services, lending, and investment products across Spain, Germany, Portugal, the Netherlands, and Argentina. Global functions are supported by centralized technology development and operations, largely based in Madrid, with regional teams managing local customer service, marketing, and regulatory compliance in each country of operation.
Ciudad Grupo Santander, Avenida de Cantabria s/n
Boadilla del Monte
Madrid
Spain
Address: Mainzer Landstraße 46, 60325 Frankfurt am Main, Germany
To expand Openbank's digital banking footprint in the German market, offering competitive financial products and a seamless online experience.
Address: Avenida António Augusto de Aguiar 132, 1050-020 Lisboa, Portugal
To provide Portuguese customers with innovative and accessible digital banking solutions, growing Openbank's presence in the Iberian Peninsula.
Address: Claude Debussylaan 88, 1082 MD Amsterdam, Netherlands
To establish and grow Openbank as a leading digital bank in the Netherlands, focusing on user experience and competitive financial products.
Address: Avenida Leandro N. Alem 822, C1001AAD, Buenos Aires, Argentina
To offer modern, digital-first banking services in Argentina, expanding Openbank's reach in Latin America.
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As of April 2025, Openbank' leadership includes:
Openbank has been backed by several prominent investors over the years, including:
Over the past year, Openbank has seen a significant leadership transition with the appointment of a new CEO to steer its ongoing international expansion and technological innovation.
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Openbank, like many corporations, likely utilizes standardized email formats for its employees. Common patterns include a combination of the employee's first name and last name. The primary domain is @openbank.es.
[firstinitial][lastname]@openbank.es or [firstname].[lastname]@openbank.es
Format
pbenito@openbank.es
Example
85%
Success rate
El Economista • January 23, 2024
Openbank, Santander's 100% digital bank, has surpassed two million customers across all markets where it operates (Spain, Portugal, Germany, Netherlands, and Argentina). The bank continues its strong focus on international expansion and attracting new users with its digital offerings....more
Finextra • November 15, 2023
Openbank has launched a new service in Portugal allowing customers to contract products and services through WhatsApp, making it the first Spanish bank to offer such a capability. This initiative aims to enhance customer convenience and accessibility....more
Europa Press • June 1, 2023
Banco Santander appointed Patricia Benito as the new CEO of Openbank, succeeding Ezequiel Szafir. Benito, previously Director General of Openbank, took on the role to continue driving the digital bank's growth and innovation strategy....more
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