What Does Nykredit Do?

Total employees4316
HeadquartersCopenhagen V
Founded1985

Nykredit is one of Denmark's leading financial services companies and the largest mortgage lender in the country. With roots dating back to 1851, Nykredit operates as a customer-owned financial mutual, with the majority owned by Forenet Kredit, an association of its mortgage customers. The group provides a comprehensive range of financial solutions, including mortgage loans, retail and commercial banking, insurance, pension schemes, and asset management services. Nykredit is committed to contributing positively to Danish society and focuses on sustainable development and responsible business practices.

Where Is Nykredit's Headquarters?

HQ Function

Serves as the central hub for Nykredit's strategic decision-making, corporate governance, group-wide operations, and development of financial products and services. It houses key departments like executive management, finance, risk management, IT, and customer relations.

Notable Features:

The headquarters is famous for "The Crystal" (Krystallen), an award-winning extension designed by Schmidt Hammer Lassen Architects. It's a multi-faceted glass structure that stands in striking contrast to the older "Glass Cube" (Glaskuben) building, forming a distinctive waterfront landmark. Features include open-plan office spaces, advanced energy-efficient design, and art installations.

Work Culture:

Nykredit promotes a collaborative and customer-focused work culture. The modern office design encourages transparency and interaction. There's an emphasis on employee development, well-being, and a balance between professional growth and personal life, underpinned by its cooperative roots.

HQ Significance:

The headquarters symbolizes Nykredit's position as a major financial institution in Denmark and its commitment to innovation, modern architecture, and transparency. Its waterfront location and distinctive design make it a recognizable part of Copenhagen's skyline.

Values Reflected in HQ: The architecture reflects values such as transparency (extensive use of glass), innovation (modern, award-winning design), sustainability (energy-efficient features), and openness. The interconnectedness of the buildings can also symbolize integration and collaboration within the financial group.

Location:

While Nykredit's core business is deeply rooted in Denmark, it maintains a targeted international presence. This is primarily through Nykredit Asset Management, which serves institutional clients across the Nordic region and selectively in other European markets, and Nykredit Realkredit's funding activities on international capital markets. Nykredit also operates strategic support functions, such as IT development centers, in locations like Warsaw, Poland. Representative offices or smaller operational units may also exist in financial hubs like London to support specific international functions like funding and investor relations.

Street Address:

Kalvebod Brygge 1-3

City:

Copenhagen V

State/Province:

Capital Region of Denmark

Country:

Denmark

Where Else Does Nykredit Operate Around the World?

Aarhus, Denmark

Address: Åboulevarden 69, 8000 Aarhus C, Denmark

To provide accessible, localized financial expertise and services to customers in Jutland, supporting regional business growth and individual financial well-being.

Stockholm, Sweden

Address: Hovslagargatan 5B, 111 48 Stockholm, Sweden

To expand Nykredit Asset Management's reach within the Nordic region, cater to Swedish institutional investors, and strengthen its position as a significant Nordic asset manager.

Warsaw, Poland

Address: ul. Emilii Plater 53, 00-113 Warszawa, Poland (Spektrum Tower)

To leverage specialized IT talent in Poland for developing and maintaining Nykredit's technology platforms, enhancing operational efficiency and innovation capabilities for the entire group.

Buying Intent Signals for Nykredit

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading Nykredit? Meet the Executive Team

As of April 2025, Nykredit' leadership includes:

Michael Rasmussen - Group Chief Executive
Anders Jensen - Group Managing Director, Head of Banking
Tonny Thierry Andersen - Group Managing Director, Head of Wealth Management
Pernille Sindby - Group Managing Director, Group CFO & COO

Who's Investing in Nykredit?

Nykredit has been backed by several prominent investors over the years, including:

Forenet Kredit (controlling majority shareholder; an association of Nykredit and Totalkredit customers)
PFA Pension (significant minority shareholder in Nykredit A/S)
PensionDanmark (significant minority shareholder in Nykredit A/S)
AP Pension (significant minority shareholder in Nykredit A/S)
Public and institutional investors (via Nasdaq Copenhagen listed shares of Nykredit A/S)

What Leadership Changes Has Nykredit Seen Recently?

Hire1
Exits1

Nykredit has seen some key leadership transitions within its subsidiaries over the past year, notably in Nykredit Realkredit. The core Group Executive Board has remained stable, ensuring strategic continuity at the highest level.

Departures

Carsten Nøddebo, Carsten Nøddebo departed as CEO of Nykredit Realkredit A/S.

New Appointments:

Morten Møller, Morten Møller appointed as new CEO of Nykredit Realkredit A/S, succeeding Carsten Nøddebo.

What Technology (Tech Stack) Is Used byNykredit?

Discover the tools Nykredit uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Nykredit Email Formats and Examples

Nykredit's email addresses commonly follow a pattern based on employee initials or a short unique identifier. For general inquiries, it's best to use official contact forms or centrally listed email addresses on their website.

[unique_3_letter_ID]@nykredit.dk (where the ID is often derived from employee initials, e.g., 'mra' for Michael Rasmussen)

Format

abc@nykredit.dk

Example

75%

Success rate

What's the Latest News About Nykredit?

Nykredit Press ReleaseMarch 7, 2024

Nykredit reports highest ever profit before tax of DKK 10,891 million for 2023

Nykredit today announced its Financial Statements for 2023. The Nykredit Group recorded its highest ever profit before tax of DKK 10,891 million and a profit after tax of DKK 8,798 million. The results reflect positive market and business development across all business areas....more

Nykredit Press ReleaseFebruary 8, 2024

Nykredit news: Historically strong results for Forenet Kredit and Nykredit make for record KundeKroner loyalty programme benefits

Forenet Kredit, the association that owns Nykredit, announced record benefits for customers through its KundeKroner programme, amounting to DKK 2.25 billion in 2024. This distribution is driven by Nykredit's strong financial performance in 2023 and directly benefits customers, underscoring Nykredit's customer-owned model....more

Nykredit Press ReleaseNovember 2, 2023

Nykredit news: Another strong quarterly result for Nykredit - Q1-Q3 2023

Nykredit announced strong financial results for Q1-Q3 2023, with a profit before tax of DKK 8,163 million and profit after tax of DKK 6,619 million. The performance was driven by business growth across banking and mortgage lending, alongside satisfactory investment portfolio returns, despite market uncertainties....more

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