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Nykredit is one of Denmark's leading financial services companies and the largest mortgage lender in the country. With roots dating back to 1851, Nykredit operates as a customer-owned financial mutual, with the majority owned by Forenet Kredit, an association of its mortgage customers. The group provides a comprehensive range of financial solutions, including mortgage loans, retail and commercial banking, insurance, pension schemes, and asset management services. Nykredit is committed to contributing positively to Danish society and focuses on sustainable development and responsible business practices.
Serves as the central hub for Nykredit's strategic decision-making, corporate governance, group-wide operations, and development of financial products and services. It houses key departments like executive management, finance, risk management, IT, and customer relations.
The headquarters is famous for "The Crystal" (Krystallen), an award-winning extension designed by Schmidt Hammer Lassen Architects. It's a multi-faceted glass structure that stands in striking contrast to the older "Glass Cube" (Glaskuben) building, forming a distinctive waterfront landmark. Features include open-plan office spaces, advanced energy-efficient design, and art installations.
Nykredit promotes a collaborative and customer-focused work culture. The modern office design encourages transparency and interaction. There's an emphasis on employee development, well-being, and a balance between professional growth and personal life, underpinned by its cooperative roots.
The headquarters symbolizes Nykredit's position as a major financial institution in Denmark and its commitment to innovation, modern architecture, and transparency. Its waterfront location and distinctive design make it a recognizable part of Copenhagen's skyline.
While Nykredit's core business is deeply rooted in Denmark, it maintains a targeted international presence. This is primarily through Nykredit Asset Management, which serves institutional clients across the Nordic region and selectively in other European markets, and Nykredit Realkredit's funding activities on international capital markets. Nykredit also operates strategic support functions, such as IT development centers, in locations like Warsaw, Poland. Representative offices or smaller operational units may also exist in financial hubs like London to support specific international functions like funding and investor relations.
Kalvebod Brygge 1-3
Copenhagen V
Capital Region of Denmark
Denmark
Address: Åboulevarden 69, 8000 Aarhus C, Denmark
To provide accessible, localized financial expertise and services to customers in Jutland, supporting regional business growth and individual financial well-being.
Address: Hovslagargatan 5B, 111 48 Stockholm, Sweden
To expand Nykredit Asset Management's reach within the Nordic region, cater to Swedish institutional investors, and strengthen its position as a significant Nordic asset manager.
Address: ul. Emilii Plater 53, 00-113 Warszawa, Poland (Spektrum Tower)
To leverage specialized IT talent in Poland for developing and maintaining Nykredit's technology platforms, enhancing operational efficiency and innovation capabilities for the entire group.
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As of April 2025, Nykredit' leadership includes:
Nykredit has been backed by several prominent investors over the years, including:
Nykredit has seen some key leadership transitions within its subsidiaries over the past year, notably in Nykredit Realkredit. The core Group Executive Board has remained stable, ensuring strategic continuity at the highest level.
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Nykredit's email addresses commonly follow a pattern based on employee initials or a short unique identifier. For general inquiries, it's best to use official contact forms or centrally listed email addresses on their website.
[unique_3_letter_ID]@nykredit.dk (where the ID is often derived from employee initials, e.g., 'mra' for Michael Rasmussen)
Format
abc@nykredit.dk
Example
75%
Success rate
Nykredit Press Release • March 7, 2024
Nykredit today announced its Financial Statements for 2023. The Nykredit Group recorded its highest ever profit before tax of DKK 10,891 million and a profit after tax of DKK 8,798 million. The results reflect positive market and business development across all business areas....more
Nykredit Press Release • February 8, 2024
Forenet Kredit, the association that owns Nykredit, announced record benefits for customers through its KundeKroner programme, amounting to DKK 2.25 billion in 2024. This distribution is driven by Nykredit's strong financial performance in 2023 and directly benefits customers, underscoring Nykredit's customer-owned model....more
Nykredit Press Release • November 2, 2023
Nykredit announced strong financial results for Q1-Q3 2023, with a profit before tax of DKK 8,163 million and profit after tax of DKK 6,619 million. The performance was driven by business growth across banking and mortgage lending, alongside satisfactory investment portfolio returns, despite market uncertainties....more
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