North Avenue Capital (NAC) is a specialized commercial lender exclusively focused on originating, underwriting, and servicing government-guaranteed loans, primarily USDA Business & Industry (B&I) and Rural Energy for America Program (REAP) loans, for businesses located in rural communities across the United States. As a non-traditional lender, NAC emphasizes an efficient, transparent loan process and aims to provide an exceptional experience for borrowers, referral sources, and partners. They are dedicated to fueling growth and creating jobs in rural America.
The headquarters houses key operations including executive leadership, loan origination, underwriting, servicing, and corporate support functions, coordinating the firm's specialized lending activities.
Modern office facilities located in a commercial building, designed to support efficient operations, collaborative teamwork, and client interactions.
The work culture at North Avenue Capital's headquarters emphasizes expertise in government-guaranteed lending, a strong focus on client service, efficiency, and a commitment to fostering economic growth in rural America. It's a professional environment valuing diligence and teamwork.
The Ponte Vedra Beach headquarters is significant as the command center for all of North Avenue Capital's operations, driving its mission to be a leading USDA-focused lender nationwide.
North Avenue Capital's operations are focused entirely within the United States. The company provides specialized lending services nationwide, with a physical headquarters in Florida, a significant office in Texas, and a network of Business Development Officers strategically located across various states to serve clients in rural America. All company functions, including loan origination, underwriting, and servicing, are managed and executed within the U.S., ensuring a deep understanding of the domestic rural economy.
822 A1A North, Suite 310
Ponte Vedra Beach
FL
USA
Address: 5000 Quorum Drive, Suite 225, Dallas, TX 75254
To enhance North Avenue Capital's service capabilities and market presence in Texas and surrounding states, which are significant areas for USDA loan programs and rural business development.
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As of April 2025, Veritex Bank Government Lending' leadership includes:
Veritex Bank Government Lending has been backed by several prominent investors over the years, including:
No major publicly announced executive new hires or exits at North Avenue Capital have been identified in the last 12 months through public records. The leadership team appears stable based on available information.
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Based on publicly available information and common industry practices, North Avenue Capital likely utilizes a standard corporate email format. The most common pattern observed for companies of this nature is the first initial of the first name followed by the full last name.
[first_initial][last]@northavenuecap.com
Format
bschapohtohl@northavenuecap.com
Example
85%
Success rate
North Avenue Capital News • March 29, 2023
North Avenue Capital announced the successful closing of a $1.9 million USDA Rural Energy for America Program (REAP) loan for a solar energy project in rural Illinois. This financing supports renewable energy development and aligns with NAC's commitment to rural communities....more
North Avenue Capital News • January 11, 2023
North Avenue Capital facilitated a $10.5 million USDA Business & Industry (B&I) loan for the construction and development of a cold storage facility in rural Georgia, aimed at supporting the region's agricultural sector and creating local jobs....more
North Avenue Capital News • October 19, 2022
North Avenue Capital announced the closing of a $7.6 million USDA Business & Industry loan for a manufacturing company in Idaho. The loan was intended to support business expansion and job retention in the rural community....more
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