What Does NBT Bank Do?

Total employees1582
HeadquartersNorwich
Founded1856

NBT Bank, N.A. is an independent community bank based in Norwich, New York. It offers a wide range of financial services to individuals, businesses, and municipalities, including personal banking (checking, savings, loans, mortgages), business banking (commercial lending, cash management), wealth management, and insurance services through its NBT-Insure subsidiary. With a strong focus on community involvement and customer service, NBT Bank has grown to operate a network of branches across several states in the northeastern United States. The bank prides itself on building long-term relationships and contributing to the economic vitality of the communities it serves.

Where Is NBT Bank's Headquarters?

HQ Function

Serves as the central administrative and operational hub for NBT Bank, overseeing strategic planning, corporate governance, risk management, and support for its branch network and various financial services.

Notable Features:

The headquarters is located in a historic building in downtown Norwich, reflecting the bank's long-standing presence and commitment to the community. It often features classic architectural elements typical of established financial institutions.

Work Culture:

NBT Bank promotes a community-focused and customer-centric work culture. Employees at the headquarters are part of a collaborative environment that values integrity, teamwork, and professional development.

HQ Significance:

The Norwich headquarters is significant as it represents the historical roots of the bank, founded in 1856, and its continued dedication to serving its home region while expanding its footprint.

Values Reflected in HQ: The headquarters reflects stability, community commitment, and a blend of tradition with modern financial services, aligning with NBT Bank's core values.

Location:

NBT Bank primarily operates within the northeastern United States, serving communities across New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine, and Connecticut. It does not maintain a significant physical global presence with international branches but may offer services that support international transactions for its domestic customers, such as wire transfers or foreign currency exchange.

Street Address:

52 South Broad Street

City:

Norwich

State/Province:

New York

Country:

USA

Where Else Does NBT Bank Operate Around the World?

Albany, New York, USA

Address: 4 Winners Circle, Albany, NY 12205

To serve the diverse financial needs of individuals and businesses in New York's Capital District, supporting local economic growth and community development.

Portland, Maine, USA

Address: One Portland Square, 7th Floor, Portland, ME 04101

To support NBT Bank's expansion in the New England market by catering to the commercial and private banking needs of the vibrant Portland business community and surrounding areas.

Burlington, Vermont, USA

Address: 300 Main St, Burlington, VT 05401

To serve the financial needs of the Chittenden County community, supporting local residents and businesses with accessible banking services and contributing to Vermont's economic landscape.

Buying Intent Signals for NBT Bank

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading NBT Bank? Meet the Executive Team

As of April 2025, NBT Bank' leadership includes:

John H. Watt, Jr. - President and Chief Executive Officer, NBT Bank, N.A. and NBT Bancorp Inc.
Scott A. Kingsley - Executive Vice President and Chief Financial Officer, NBT Bancorp Inc.
Joseph R. Stagliano - Executive Vice President, President of Retail Banking and Chief Risk Officer, NBT Bank, N.A.
Sarah A. Halliday - Executive Vice President, President of Commercial Banking, NBT Bank, N.A.
Catherine M. Scarlett - Executive Vice President, Chief Digital, Technology and Operations Officer

Who's Investing in NBT Bank?

NBT Bank has been backed by several prominent investors over the years, including:

NBT Bank, N.A. is a wholly-owned subsidiary of NBT Bancorp Inc. (Parent Company - NASDAQ: NBTB)
Shareholders of NBT Bancorp Inc. include various institutional investors (e.g., BlackRock, Vanguard) and individual investors.

What Leadership Changes Has NBT Bank Seen Recently?

Hire2
Exits1

NBT Bank has seen strategic executive appointments and transitions over the past year, including strengthening its digital and technology leadership and managing regional leadership changes.

Departures

Timothy L. Brenner, Timothy L. Brenner retired as New Hampshire Regional President after a distinguished career.

New Appointments:

Catherine M. Scarlett, Catherine M. Scarlett appointed to lead NBT's digital, technology, and operations strategies.
Stephen Lubelczyk, Stephen Lubelczyk promoted to lead the New Hampshire region, succeeding Timothy L. Brenner.

What Technology (Tech Stack) Is Used byNBT Bank?

Discover the tools NBT Bank uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

NBT Bank Email Formats and Examples

NBT Bank commonly uses a few standard email formats for its employees. The most prevalent formats typically involve the employee's first initial and last name, or first name and last name separated by a dot.

Most common: [first_initial][last_name]@nbtbank.com (e.g., jdoe@nbtbank.com). Also seen: [first_name].[last_name]@nbtbank.com (e.g., jane.doe@nbtbank.com)

Format

jdoe@nbtbank.com

Example

85%

Success rate

What's the Latest News About NBT Bank?

NBT Bancorp Inc. Investor RelationsApril 22, 2024

NBT Bancorp Inc. Reports First Quarter 2024 Results

NBT Bancorp Inc. announced its financial results for the first quarter of 2024, reporting net income of $31.6 million, or $0.73 per diluted common share. The results highlighted stable net interest income and growth in noninterest income....more

Elkins-Randolph County Chamber of CommerceApril 29, 2024

NBT Bank Supports HomeOwnership Center with $10,000 Donation

NBT Bank contributed $10,000 to the HomeOwnership Center, Inc. (HOC) in Elkins, WV, to support their mission of providing affordable housing solutions and financial education to the community....more

NBT Bancorp Inc. Investor RelationsFebruary 20, 2024

NBT Bancorp Inc. Increases Quarterly Cash Dividend

The Board of Directors of NBT Bancorp Inc. declared a quarterly cash dividend of $0.32 per share, an increase of $0.02 per share or 6.7% from the previous quarter, payable March 15, 2024....more

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