What Does Monzo Bank Do?

Total employees3657
HeadquartersLondon
Founded2015

Monzo is a digital, mobile-first bank based in the United Kingdom. Launched in 2015, Monzo's mission is to make money work for everyone. It offers current accounts, savings, lending, and business accounts, all managed through its intuitive mobile app. Known for its distinctive hot coral-colored cards, transparent fee structure, and customer-centric features like instant spending notifications, budgeting tools, and easy bill splitting, Monzo has rapidly grown to become one of the leading challenger banks in the UK, focusing on technology to provide a better banking experience.

Where Is Monzo Bank's Headquarters?

HQ Function

Serves as the central hub for Monzo's strategic operations, product development, engineering, marketing, and corporate functions. It's where key decisions are made and the core technology powering the bank is developed and maintained.

Notable Features:

Modern, open-plan office space designed to foster collaboration and innovation. Features agile workspaces, meeting rooms, breakout areas, and amenities typical of a contemporary tech company, aimed at creating a productive and engaging environment for employees.

Work Culture:

Monzo's HQ fosters a fast-paced, tech-driven, and customer-centric work culture. There's a strong emphasis on transparency, collaboration, autonomy, and problem-solving. Employees are encouraged to innovate and contribute to the bank's mission of making money work for everyone.

HQ Significance:

The London headquarters is significant due to its location in one of the world's leading financial and technology centers, providing access to top talent, a vibrant fintech ecosystem, and proximity to regulatory bodies and partners. It symbolizes Monzo's position as a key player in the UK banking industry.

Values Reflected in HQ: The HQ design and operations aim to reflect Monzo's core values such as transparency (open layouts), collaboration (shared and versatile workspaces), innovation (environment conducive to tech development), and customer-centricity (teams organized to address customer needs effectively).

Location:

Monzo primarily operates and is regulated in the United Kingdom, offering its banking services to UK residents. While its physical office presence is concentrated in the UK (London and Cardiff), the nature of its digital services means customers can use their Monzo accounts and cards globally for payments and ATM withdrawals. The company supports its UK customer base with operations managed from its UK offices. While Monzo previously explored US expansion, its current focus remains on the UK market. Some roles may be supported remotely, reflecting a modern approach to talent.

Street Address:

Broadwalk House, 5 Appold St

City:

London

State/Province:

England

Country:

United Kingdom

Where Else Does Monzo Bank Operate Around the World?

Cardiff, Wales, United Kingdom

Address: Capital Quarter, Tyndall St, Cardiff CF10 4BQ, United Kingdom

Serves as a major hub for customer service excellence and operational support, leveraging Cardiff's growing talent pool and providing a key operational base outside of London.

Buying Intent Signals for Monzo Bank

Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.

Notable news
Hiring actively
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
Corporate Finance
*Example signal, not calculated in real time

Who's Leading Monzo Bank? Meet the Executive Team

As of April 2025, Monzo Bank' leadership includes:

TS Anil - Chief Executive Officer (CEO)
Alistair Horn - Chief Financial Officer (CFO)
Sujata Bhatia - Chief Operating Officer (COO)
Vinay Ramani - Chief Technology Officer (CTO)
Fernando Fanton - Chief Product Officer (CPO)
Stephanie Pagni - Chief Legal Officer (CLO) & Company Secretary

Who's Investing in Monzo Bank?

Monzo Bank has been backed by several prominent investors over the years, including:

Abu Dhabi Growth Fund
Accel
General Catalyst
Goodwater Capital
GV (Google Ventures)
Hedosophia
Passion Capital
Stripe
Tencent
Thrive Capital
Y Combinator
Coatue
Latitude
CapitalG

What Leadership Changes Has Monzo Bank Seen Recently?

Hire2
Exits2

Monzo has actively strengthened its executive leadership over the past 12 months, notably appointing a new Chief Financial Officer and a new Chief Technology Officer to support its continued growth, product innovation, and path to profitability.

Departures

Sheree Hellier, Sheree Hellier departed her role as CTO.
Gary Dolman, Gary Dolman's tenure as Interim CFO concluded with the permanent CFO appointment.

New Appointments:

Alistair Horn, Alistair Horn was appointed as the permanent Chief Financial Officer.
Vinay Ramani, Vinay Ramani was appointed as the new Chief Technology Officer.

What Technology (Tech Stack) Is Used byMonzo Bank?

Discover the tools Monzo Bank uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.

Monzo Bank Email Formats and Examples

Monzo's email formats typically follow common corporate structures. The most frequently observed pattern is [first].[last]@monzo.com. Other potential formats could include [firstinitial][last]@monzo.com or [first]@monzo.com, though these are less confirmed.

[first].[last]@monzo.com

Format

example.person@monzo.com

Example

90%

Success rate

What's the Latest News About Monzo Bank?

Reuters • 2024-04-03

Monzo news title: Challenger bank Monzo posts first annual profit

British digital lender Monzo has posted its first annual net profit, according to its chief executive in a memo to staff seen by Reuters, in a key milestone for one of Britain's best-known fintech companies....more

TechCrunch • 2024-03-05

Monzo news title: Monzo confirms $430M raise at a $5B+ valuation, Alphabet’s CapitalG leads round

Monzo, the U.K. challenger bank, has closed another big round of funding: $430 million at a valuation of over $5 billion, with Alphabet’s growth fund CapitalG leading the investment....more

Finextra • 2024-02-21

Monzo news title: Monzo hires Uber exec as CTO

Monzo has hired former Uber executive Vinay Ramani as its new chief technology officer. Ramani joins from the ride hailing giant, where he was most recently director of engineering for global direct-to-consumer products....more

Highperformr's free tools for company research

Explore Employees by Region or Country

See where a company’s workforce is located, by country or region.

View Funding Details

View past and recent funding rounds with amounts and investors.

Understand Revenue Insights

Understand company revenue estimates and financial scale.

Track Active Job Openings

Track active roles and hiring trends to spot growth signals.

Review Product and Offerings

Discover what a company offers—products, platforms, and solutions.

Get SIC or NAICS Codes

Get the company’s official SIC and NAICS classifications.

Analyze Website Traffic Trends

Analyze visitor volume, engagement, and top traffic sources.

Discover Social Profiles and Engagement

Explore LinkedIn, Twitter, and other active social profiles.

Identify Top Competitors

Identify top competitors based on similar business traits.

Research and Discover Companies with Highperformr — Smarter, Faster

Explore companies in depth — from the tech they use to recent funding, hiring trends, and buyer signals — all in one powerful view.

Highperformr AI helps you surface the right accounts and enrich your CRM with verified company and contact insights, so your teams can prioritize and engage faster.

  • Track intent signals to find buyers who are actively in-market
  • Enrich contacts and companies instantly, no need to switch tools
  • Automate workflows to stay ahead of every change
  • Connect your CRM & tools for seamless data sync and activation

Thousands of companies, including Monzo Bank, are just a search away.