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Monterra Credit Union, formerly San Mateo Credit Union, is a member-owned financial cooperative dedicated to providing affordable and accessible financial services to its members and supporting the communities it serves, primarily in San Mateo County, California. They offer a full suite of financial products including savings and checking accounts, various loan types (auto, mortgage, personal), credit cards, and investment services. With a strong emphasis on member benefit over profit, Monterra Credit Union is known for its personalized customer service, community involvement, and commitment to financial education and empowerment for individuals and families.
Serves as the central administrative and operational hub for Monterra Credit Union, overseeing strategic planning, member services support, IT infrastructure, financial management, human resources, marketing, and compliance for all branch operations.
Modern office facility designed for operational efficiency and employee collaboration. While primarily an administrative center, it may incorporate advanced security features typical for financial institutions and sustainable design elements if recently built or renovated. This location may also house a full-service branch.
A member-centric and collaborative work culture is fostered, emphasizing teamwork, integrity, community service, and professional development, aligning with the cooperative principles of credit unions.
Critical for the unified management and strategic direction of Monterra Credit Union, ensuring consistent service delivery, regulatory adherence, and long-term growth for the benefit of its members across San Mateo County.
Monterra Credit Union primarily serves members who live, work, worship, or attend school in San Mateo County, Palo Alto, and specific surrounding areas in California. While their physical branches are concentrated in this region, they offer robust online and mobile banking platforms that allow members to manage their accounts from anywhere in the world. Additionally, Monterra Credit Union participates in the CO-OP ATM and Shared Branch networks, providing members with surcharge-free ATM access and in-person services at thousands of locations nationwide.
350 Convention Way
Redwood City
CA
USA
Address: 201 Southgate Ave, Daly City, CA 94015
Serves members in the northern San Mateo County area, offering convenient access to financial products and personalized assistance to enhance their financial well-being.
Address: 1300 S El Camino Real, San Mateo, CA 94402
Provides accessible financial services and community support within the city of San Mateo, a core area of the credit union's historical and current membership base.
Address: 220 S Spruce Ave, South San Francisco, CA 94080
Acts as a vital financial resource for the South San Francisco community, fostering financial literacy and providing tailored solutions to members.
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As of April 2025, Monterra Credit Union' leadership includes:
Monterra Credit Union has been backed by several prominent investors over the years, including:
In the period leading up to and following its rebranding from San Mateo Credit Union to Monterra Credit Union in October 2023, the credit union focused on solidifying its leadership team. A key appointment was Diane Audi as Chief People Officer in early 2023, strengthening the executive team during this transformative phase. The core leadership has remained largely consistent post-rebrand.
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Monterra Credit Union likely utilizes a common professional email format for its employees, typically combining parts of an employee's name with the company domain. While exact formats can vary, a standard structure helps maintain professionalism and predictability in communications.
[first_initial][last]@monterra.org (e.g., jsmith@monterra.org)
Format
wpainter@monterra.org
Example
85%
Success rate
Monterra Credit Union Blog • May 21, 2024
Monterra Credit Union announced it has awarded $20,000 in college scholarships to ten deserving student members. Each recipient will receive $2,000 to help fund their higher education expenses, demonstrating the credit union's commitment to supporting youth and education in the community....more
CUInsight • October 3, 2023
San Mateo Credit Union officially announced its rebranding to Monterra Credit Union. The new name and brand identity reflect the credit union's growth, expanded geographic reach, and ongoing commitment to serving its diverse membership with stability and forward-thinking financial solutions....more
Monterra Credit Union (formerly SMCU) • April 11, 2023
San Mateo Credit Union (now Monterra Credit Union) announced the appointment of Diane Audi as its new Chief People Officer. Audi brings over 20 years of experience in human resources and will lead the credit union’s efforts in talent acquisition, employee development, and cultivating a positive work environment....more
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