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Monese is a UK-based financial technology company that provides mobile-only banking services, primarily targeting expatriates, gig economy workers, and individuals new to a country who may face challenges opening traditional bank accounts. Launched in 2015 by Norris Koppel, Monese aims to offer financial inclusion by making banking accessible to everyone. The platform provides current accounts in multiple currencies (GBP, EUR, RON), international money transfers, and Mastercard debit cards, all manageable through a user-friendly mobile app. Key features include quick account setup, budgeting tools, savings pots, and competitive foreign exchange rates, serving customers across the UK and the European Economic Area (EEA).
The London headquarters is Monese's primary operational and strategic center. It houses the executive leadership, core product development, engineering, marketing, compliance, and global operations management teams.
Located in a prominent area known for technology companies, the office features a modern, open-plan design aimed at fostering collaboration and innovation. It is equipped with facilities to support agile working methodologies.
Monese cultivates a dynamic, fast-paced, and multicultural work environment. The culture emphasizes innovation, customer-centricity, and collaboration within cross-functional teams. It reflects its fintech origins, encouraging problem-solving and technological advancement.
The London HQ is strategically important due to its location in a leading global financial center, providing access to top talent, investment opportunities, and a robust fintech ecosystem. It anchors Monese's operations in the UK and European markets.
Monese offers its mobile banking services to residents across the United Kingdom and 31 countries within the European Economic Area (EEA). While its physical offices are strategically located in key European cities like London, Tallinn, Lisbon, and Berlin, its digital-first approach ensures its services are accessible to a broad customer base of global citizens, expatriates, and those underserved by traditional banks. The platform supports multiple languages and facilitates easy international money management, reflecting its mission for financial inclusion across borders.
Eagle House, 163 City Road
London
England
United Kingdom
Address: Lõõtsa 5, 11415 Tallinn, Estonia
Functions as a key development center, crucial for enhancing Monese's platform and services. Estonia's tech-friendly environment and digital society make it an ideal location for fintech innovation.
Address: Avenida da República, nº50, 2º andar, 1050-196 Lisboa, Portugal
Supports Monese's broader European operations, with a focus on customer service, engineering, and business development, particularly for Southern European markets. Lisbon offers a vibrant tech community.
Address: Berlin, Germany (Specific address not publicly listed, operates within the city)
Facilitates Monese's expansion and operational footprint within Germany and other German-speaking markets, connecting with the local fintech ecosystem and diverse customer base.
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As of April 2025, Monese' leadership includes:
Monese has been backed by several prominent investors over the years, including:
Over the last 12 months, Monese has notably strengthened its executive team with a key appointment in financial leadership. Other C-level changes have not been widely publicized during this period.
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Monese commonly uses the firstname.lastname@monese.com email format for its employees. This is a standard pattern for professional communication within the company. Variations might exist but this is the most prevalent.
firstname.lastname@monese.com
Format
norris.koppel@monese.com (example for CEO)
Example
85%
Success rate
Finextra • June 5, 2024
Monese announced a strategic partnership with Token.io to integrate account-to-account (A2A) payment capabilities, enhancing its open banking offerings with 'Pay By Bank' services for its customers....more
Business Wire (via Yahoo Finance) • December 13, 2023
Monese and Paysafe expanded their existing partnership, enabling Monese customers in 11 additional European countries to use Paysafecash for convenient cash top-ups to their Monese accounts....more
Fintech Finance News • September 12, 2023
Monese announced the appointment of Steve Tryner as its new Chief Financial Officer. Tryner brings extensive experience in financial leadership at growth-stage technology companies to Monese....more
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