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modalmais is a Brazilian digital bank and investment platform that aims to simplify and democratize access to financial services for individuals and businesses. It offers a wide range of products, including current accounts, credit cards, various investment options (stocks, fixed income, funds), insurance, and foreign exchange services, all accessible through its user-friendly digital platform. The company focuses on providing a complete and integrated financial ecosystem, leveraging technology to offer competitive rates and a seamless customer experience. modalmais positions itself as an alternative to traditional banks, emphasizing agility, transparency, and innovation in the Brazilian financial market. It was acquired by XP Inc. in 2022, further strengthening its position and offerings.
The headquarters serves as the central hub for strategic operations, product development, technology innovation, and corporate management for modalmais's digital financial services across Brazil.
Located in a prominent business area of Rio de Janeiro, the office space is modern and designed to foster collaboration and innovation, reflecting its status as a leading fintech company.
modalmais cultivates a dynamic, agile, and tech-driven work environment. The culture likely emphasizes customer-centricity, continuous improvement, and teamwork, encouraging employees to innovate and contribute to the evolution of digital finance in Brazil.
The Rio de Janeiro headquarters is pivotal for coordinating all aspects of modalmais's operations, from technological infrastructure to customer service strategies, ensuring its competitive edge in the Brazilian fintech landscape and its integration within the XP Inc. ecosystem.
modalmais primarily focuses its operations and services on the Brazilian market. As a digital bank and investment platform, its offerings are tailored to the financial needs and regulatory environment of Brazil. While its digital platform can be accessed from anywhere with an internet connection, its core customer base, products, and support are concentrated within Brazil. Its acquisition by XP Inc. further solidifies its strong position within the Brazilian financial landscape.
Praia de Botafogo, 501, Bloco I, 5º e 6º andares (parte), Botafogo
Rio de Janeiro
RJ
Brazil
Address: Av. Pres. Juscelino Kubitschek, 1909, Torre Sul, 15º andar, Vila Nova Conceição, São Paulo, SP, 04543-907
To strengthen modalmais's presence in São Paulo, Brazil's largest economic and financial market, facilitating closer interaction with key corporate clients, partners, and tapping into the rich talent pool for financial technology.
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As of April 2025, modalmais' leadership includes:
modalmais has been backed by several prominent investors over the years, including:
Following its full integration into XP Inc. after the acquisition completed in 2022, the distinct executive team structure of modalmais has evolved. Key leadership for Banco Modal (which operates modalmais) continues under executives like CEO Cristiano Maron. No major, publicly announced executive hires or exits specifically for the modalmais brand have been noted in the immediate last 12 months from readily available public information. Significant team alignments and leadership transitions primarily occurred during the post-acquisition integration period (2022-2023).
Discover the tools modalmais uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.
modalmais, as part of Banco Modal and now XP Inc., likely utilizes standard corporate email address formats. Common patterns include [first_initial][last] or [first].[last] followed by the company domain. For modalmais specifically, the domain is @modalmais.com.br.
[first_initial][last]@modalmais.com.br (e.g., jsilva@modalmais.com.br) or [first].[last]@modalmais.com.br (e.g., joao.silva@modalmais.com.br)
Format
jsilva@modalmais.com.br
Example
80%
Success rate
Exame • October 10, 2023
Modalmais has launched new conditions for investing in Tesouro Direto, offering zero custody fees and a cashback program on certain investments. This initiative aims to attract more investors to the platform by providing more competitive and rewarding options for government bond investments....more
E-Investidor (Estadão) • March 22, 2023
XP Inc. announced a reorganization of its platforms, with modalmais set to focus on serving high-income active traders. This strategic shift aims to leverage modalmais's expertise in trading systems and cater to a specific segment of the market, differentiating its offering within the XP group....more
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