Loanpad is a UK-based peer-to-peer (P2P) lending platform that enables investors to lend money against property-backed loans. It focuses on providing secured lending opportunities, aiming for a balance of risk and return for its investors. Loanpad emphasizes its conservative lending approach, with loans typically having a low loan-to-value (LTV) ratio. They offer different investment accounts, including an Innovative Finance ISA (IFISA), allowing investors to earn tax-free interest. The platform aims to simplify P2P investing with a transparent model and a secondary market for early access to funds, subject to availability.
The London headquarters serves as the central hub for Loanpad's operations, including technology development, risk management, investor relations, customer support, and strategic decision-making.
While specific architectural details are not widely publicized, being located in central London suggests a modern office environment within a commercial building, optimized for a financial technology company.
Loanpad likely fosters a work culture focused on innovation in financial technology, meticulous risk assessment, and strong customer service. Being a relatively lean P2P platform, the culture may encourage collaboration, agility, and a strong sense of responsibility among team members.
The London headquarters is significant due to its proximity to financial markets, regulatory bodies, and a rich talent pool, which is crucial for a fintech company operating in the regulated P2P lending sector.
Loanpad primarily operates within the United Kingdom, offering its P2P lending platform to UK residents and focusing on property-backed loans secured against UK properties. While its online platform is accessible globally, its services, regulatory compliance, and marketing efforts are concentrated on the UK market. There is no indication of physical offices or dedicated operations outside the UK.
Adam House, 7-10 Adam Street
London
United Kingdom
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As of April 2025, Loanpad' leadership includes:
Loanpad has been backed by several prominent investors over the years, including:
Based on publicly available information, Loanpad's core executive team appears stable, with no major hires or exits announced in the last 12-18 months. Any changes are typically internal promotions or not widely publicized for a private company of this size.
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Loanpad likely uses common professional email formats. Based on industry standards for companies of its size and nature, the primary format is often [firstinitial][lastname]@[companydomain].com or [firstname].[lastname]@[companydomain].com.
[firstinitial][lastname]@loanpad.com or [firstname].[lastname]@loanpad.com
Format
lschwartz@loanpad.com or louis.schwartz@loanpad.com
Example
80%
Success rate
Peer2Peer Finance News • March 7, 2024
Loanpad has introduced new bonus interest rates for its long-term investors, rewarding those who have held their investments for 12 months or more. The loyalty bonuses apply to both its Classic and Premium accounts, aiming to enhance returns for committed platform users....more
Peer2Peer Finance News • February 1, 2024
Loanpad announced plans to introduce daily lending caps due to exceptionally strong investor inflows, ensuring it can sustainably deploy capital into its pipeline of property-backed loans while maintaining its prudent underwriting standards....more
Bridging & Commercial • October 26, 2023
P2P lending platform Loanpad has unveiled a new logo and redesigned website, aiming to enhance user experience and better reflect its brand identity. The refresh includes improved navigation and a more modern aesthetic for investors and borrowers....more
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