LightStream
LightStream's Overview
LightStream, a division of Truist Bank, is an online consumer lender that provides unsecured personal loans for a wide range of purposes, including debt consolidation, home improvement, auto financing, and more. Known for its simple online application process, quick funding (often same-day for qualified applicants), and competitive fixed interest rates, LightStream aims to offer a refreshingly simple lending experience. They often highlight their 'Rate Beat Program' and lack of origination fees or prepayment penalties for their loans.
Where is LightStream's Headquarters?
HQ Function
Serves as the central hub for Truist's corporate operations, strategic decision-making, and leadership for all its banking and financial services, including the LightStream division.
Notable Features:
Truist Center is a prominent skyscraper in Uptown Charlotte, featuring modern architecture, advanced technology, and sustainable design elements. It is one of the tallest buildings in the city.
Work Culture:
Truist promotes a culture centered on its purpose to 'inspire and build better lives and communities.' This includes emphasizing T3 (Technology + Touch + Trust), teamwork, client focus, innovation, and diversity and inclusion. The HQ environment reflects these corporate values, fostering collaboration and professional development.
HQ Significance:
The Charlotte headquarters signifies Truist's major presence in the U.S. financial landscape, formed from the historic merger of BB&T and SunTrust. It's a symbol of the bank's commitment to growth, technology, and service across the Southeast and beyond.
Values Reflected in HQ: The headquarters' modern design, technological integration, and strategic location in a key financial center reflect Truist's values of forward-thinking, stability, community engagement, and client service.
Location:
LightStream's lending services are exclusively focused on the U.S. market, offering loans to residents in all 50 states and Washington D.C. As a division of Truist, its operations and customer base are concentrated within the United States. Truist itself has a very limited international presence, primarily facilitating U.S. clients' international banking needs rather than direct consumer operations abroad.
Street Address:
214 N Tryon St
City:
Charlotte
State/Province:
NC
Country:
USA
LightStream's Global Presence
Atlanta, Georgia, USA
Address: Truist Plaza, 303 Peachtree Street NE, Atlanta, GA 30308
Serves as a major center for Truist's operations in the Southeastern U.S., leveraging Atlanta's extensive talent pool and robust business infrastructure.
Winston-Salem, North Carolina, USA
Address: 200 West Second Street, Winston-Salem, NC 27101
Maintains a strong operational presence reflecting the bank's heritage (former BB&T HQ) and commitment to North Carolina, supporting various enterprise functions.
Buying Intent Signals for LightStream
Highperformr Signals uncover buying intent and give you clear insights to target the right accounts at the right time — helping your sales, marketing, and GTM teams close more deals, faster.
Executive Team of LightStream
As of April 2025, LightStream' leadership includes:
Investors of LightStream
LightStream has been backed by several prominent investors over the years, including:
Executive New Hires/Exits in the Last 12 Months
In May 2024, Truist appointed Beau Statler as the new Head of LightStream, a key leadership update for the division. Additionally, Truist announced a transition for its Chief Financial Officer role during the past year.
Departures
New Appointments:
Technology (Tech Stack) used by LightStream
Discover the tools LightStream uses. Highperformr reveals the technologies powering your target accounts — helping your sales, marketing, and GTM teams prioritize smarter and close faster.
LightStream Email Formats and Examples
LightStream is a division of Truist Financial Corporation. Email communications from LightStream typically originate from Truist's email system (@truist.com) or directly from the @lightstream.com domain for customer service and marketing. Corporate email formats often follow standardized patterns.
Truist's common corporate email format is [firstname].[lastname]@truist.com. LightStream specific communications may also come from [name]@[lightstream.com] or similar.
Format
john.doe@truist.com or support@lightstream.com
Example
85%
Success rate
News and media
PR Newswire • May 7, 2024
Truist names Beau Statler Head of LightStream
Truist Financial Corporation (NYSE: TFC) today announced that Beau Statler has been named head of LightStream, its national digital consumer lending business. Statler will be responsible for all aspects of LightStream, including strategy, product development, and operations....more
PR Newswire • February 15, 2024
Truist announces CFO transition plan
Truist Financial Corporation (NYSE: TFC) today announced that Mike Maguire, current Truist Chief Consumer Finance and Payments Officer, will succeed Daryl Bible as Truist Chief Financial Officer, effective following Bible’s retirement after the company’s second-quarter 2024 earnings....more
Business Wire (via Yahoo Finance) • January 25, 2023
LightStream Survey: Despite Economic Uncertainty, Homeowners Still Prioritizing Home Improvement Projects
A new survey by LightStream, the national online lending division of Truist, found that despite ongoing economic uncertainty, many U.S. homeowners (43%) plan to spend $5,000 or more on home improvement projects in 2023....more
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